 Can a landlord charge $1600 in damages after she already took our $1500 deposit? |
| She says there is over $3,000 in damages. She is so picky that she thinks damages are painting and carpet cleaning and cleaning of drapes, which by the way we did all of those before we left. She ... |
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 Has anyone been approved for mortgages recently in the UK? |
| Is it still possible for first time buyers with a 10% ish deposit?... |
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 As a seller, can I back out of a real estate deal if a contract is not yet signed? |
| We verbally accepted an offer but are now having second thoughts. The realtors are working on putting the contract together and that has ben sent to my lawyer. They'll likely be a contract ... |
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 Need help in dealing with dishonest real estate agent-what to do!? |
| Hi-I have a question...we had been renting a house for about two years when the landlord suddenly decided to sell it. He gave us a choice of buying it which we decided against because the home has ... |
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 I let my property via a letting agent? |
| I let my property via a letting agent who found me a tenant. since the tenants moved in they have not paid me any rent and now owe me over £4000. The tenant is now saying that he will not leave ... |
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 Council reckon my home under right to buy is worth £95000,its like house that jack built,can they do this? |
| the bloke over the road bought a simalar property 2bedroom semi for £45000 2years ago under the same scheme.i just think they are trying to swindle me.they told me that i could bring in my own ... |
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 Question about paying rent? |
| I live in a 3 bedroom house with my boyfriend, a baby on the way... This may be a strange question but I'm just wondering how much people pay for rent?... I feel we pay too much, maybe I'm ... |
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 Should I pay this? |
| I rent a house from a letting agency. I have not even been in the property 6 months yet and I have been sent a bill from the Rates Collection Agency for £440. I'm not sure if this is for the ... |
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 I started my own cleaning busines, so far so good, cleaning apt. homes.offices, but i have a problem with? |
| customer, last time i was in his apartment cleaning he was walking naked around and before he left to work he start to make personal question, like he want something else from me besides cleaning, so ... |
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 Any good ideas on how to keep people from stealing the for sale signs we have posted to sell our home? |
| The signs are along the highway leading up to our house and we have had to replace them 3 times in the past 2 weeks--I can't afford a security camera to catch the person who is doing this----so I... |
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 I was injured at my rental home,is my landlord resposible for the bill ? |
| I fell and fractured my elbow while going down the steps at my rental home. I have renters insurance but not health insurance. The steps are not level and there was no handrail. After replacement ... |
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 Moving Out at 16 - Is it possible, and how do I go about this? |
| Okay, heres the deal. At home, me and my Mam argue a hell of a lot, and occasionally we get into fights. We can only ever manage to sit at the dinner table for about half an hour before we get into a ... |
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 Moving to another state? |
| I want to move to another state not sure which yet but I wanted to know about prices of houses or apartments I just want a simple one bedroom one bath house since its only me and please be sure to ... |
|
 How old were you when you bought your first house and how much was it? |
| I live in NJ and the real estate here is very costly. I'm 27 right now and I don't think I am anywhere near a down payment for even a condo (typically in the $200K range). It's just ... |
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 Is it mandatory that you carry homeowners insurance? |
| My wife and I have two kids, and we have been forced to live on a tighter budget for the past 6 months. Allstate just raised our homeowners insurance by $50/month and that is more than we can afford ... |
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 Can I afford this apartment, or would I be getting too "over my head"? |
| I live in the Northeast region of the US, where costs of living aren't exactly the cheapest. I'm looking at an apartment that costs $905/mo for 1bedroom. This price is for a place in a ... |
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♪♫♪ La Dee Da ♪♫♪♫♪♫ | Buying a home...? |
What is the first thing you need to do when you are interested in buying s home? Do I get the loan first, find a broker, or an agent? I have no clue... |
 |
 
mmorganloans
|
The first thing that you should figure out is what price are you willing to pay for a home. How much can you afford to pay for a mortgage each month?
If you don't have an Agent or Mortgage Broker, research for someone that will work for you. Ask relatives, friends, co-workers, neighbors, etc.
Usually Agents have Brokers that they work with, but you can also obtain a separate Broker.
The Broker can then run your credit to find out your credit score. From that point they will research with their lenders to find the best deal possible.
If your credit score is 640 or higher, you will get a better rate. If your credit score is lower than 640 you will have a higher rate.
I am a Mortgage Broker from Washington State and my company has over 100 lenders that we work with. Some of my lenders are licensed in all states.
If you would like more info on some of my lenders, please email me at mmorganloans@yahoo.com |
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Paul Z
 |
check your credit score |
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mtugodfath3r
 |
find a real estate agent and when you get into finding one start contacting banks to take out a mortage |
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Jeff T
|
As a REALTOR I must say that having a pre-approved loan from a lender is a great tool in negotiating. Most sellers want to move quickly and would sacrifice some money in price to have a for sure and safe deal so they can go ahead aput on offer in on their next house with out the worry that your loan will fall through and then they can't close and get the money to buy their next house and they will lose their escrow deposit. Lenders have a wealth of information and can help you decide what is right for you and what you can afford that way after when you find an agent or start looking for for sale by owners, you will not have to waste time looking at houses you will later realize you cannot afford the payments on. |
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Price is what you pay for value.
|
Interview a few agents or broker. Be aware they don't use scare tactics. Some are honest and some are really really bad.
Interview process is crucial. Afterall, they directly affect how
much you pay for a property. 5% more or less could mean $25K or $50K. I would stay away from those who ask you buy fast
and pay more. Especially the housing market slumps.
Good luck!
http://money.cnn.com/2006/08/24/news/economy/newhomes/index.htm
http://money.cnn.com/2006/08/15/real_estate/Metro_home_prices_fall/index.htm
http://nobubble2006.blogspot.com/ |
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alandicho
|
get an agent first and she'll give you instructions. |
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BrokenRomeo
|
read this.
http://www.foxnews.com/story/0,2933,1878...
http://money.cnn.com/2006/08/24/news/eco... |
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execglenn
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Get a loan approval first - it will go a long way in sealing a deal when you find a house. Sellers won't usually accept contracts without someone having a vetted loan ready. |
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Red
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find a honest broker.
get prequalified for a loan unless your paying cash.
look in the mls for your house, visit the selection, make an offer have it inspected .................
have the broker guide you. |
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Regio
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I suggest you get pre-approved, that would speed up things in the beginning. Then find the right agent and see what he will charge and negotiante the lowest percentage. Market is slow, so you could get a good deal. |
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bigmary2
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Find an agent. Try http://www.idxbroker.com/news/256_IDX,_Inc._Introduces.php
just click on your state and you can check out local agents/homes/rentals without having to contact the realtor first.
I'd check out the "featured" agents first. They're experts in the industry.
Good luck! |
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