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| Which makes more sense? Splitting rent by people or rooms? |
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A... |
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 Housing Bills - whats the average?? |
Will be getting a flat next month - after the rent costs etc etc what is the rough average that everyone spends on BILLS
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I do realise i live in rip off Britain
<... |
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 Is going into foreclosure as bad as bankruptcy? |
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 Mortgage Calculators? |
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 First time buyer...What are steps in putting in an offer? |
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shycinderella1987 | Buying my own place? |
this isn't really a question, more of a rant. i'm 19 and live in hackney, east london. i'm working as a teaching assistant and earn about 900 a month. my parents are driving me crazy and i can't stand living at home much longer. i want to move out and buy my own flat/house but its so damn difficult. 2 bedroom houses are around 200k or more! how does the government expect the average working class person to afford this? i can't afford to rent privately either. to get housed by hackney council basically i've either got to get pregnant or be willing to live in a drug-infested slum!
any suggestions on how i can somehow move out and buy my own place? anything has got to be better than my mum's answer, "just hope you meet a nice bloke that has a bit of money" |
 |
 
Sapphire
|
You maybe should consider one of those part-buy schemes. Check with Hackney Council whether they run such a scheme. The way it works is that you partly own the property, the council owns the other half and you pay a small amount of rent on that half. Try to get a 2 bedroom flat and rent out the second bedroom - should get at least £400 for that depending on size, condition etc. A mortgage will still take up quite a chunk of your wages though... |
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Easy Rider
 |
Try renting - flat share with friends until you are in a better position to purchase. You could buy a place with one of your friends, don't rely on a man!! |
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Know How
|
You don't realise how well off you are living with parents until you move out. When it's someone else's house, you have to bite the bullet and go with their rules. In your case, it's not possible to move out on your own.
You only have one option, you need to find a partner to buy a house with. Sorry, your mum's right.
I also remember my mam and dad harping on and I use to feel the same. Wait until you have kids and they grow up. You will then realise that it's advice from life experience's. If only the youth of today would listen to their parents (that's me being old). I've have two lads, 6 and 8 year old and no doubt we'll go down the same route.
Good luck but stay at home. |
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thundercatbabe
|
why not move out of your area to a cheaper area and commute to work? it'll be much cheaper, or find someone who wants to house share |
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chutney
|
Sorry to hear you are unhappy. I think you are going to have to look out of London for somewhere. The further North you go the cheaper it is. Have you any friends you could house share with. My son shares a house with 4 others and it works out well. Good luck. |
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just-dave
|
There are a few options, you could define your own space where u r ie your own room or maybe a loft conversion or even a converted garage/prefab building in the garden that u can call your own subject to how big your parents property is or share a rent with friends or a more popular way now is to live on a canal barge (narrow boat) in a marina where it may cost £25 - 35k for a 2nd hand boat, that would give you your own space for a better cost, or you could maybe find a job with a house or live in position, or get more training and get a better salary job or yep! wait for a guy with loads of cash.... |
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amsterdam
|
There's a scheme where older people who live in nice big houses in nice areas apply to have young people (students, etc) living in their house, rent free, in return for a few hours help per week (gardening, shopping, changing light bulbs, etc) Before you retort that this is not your own place, bear in mind you'd get somewhere decent to live rent free and could thereforem save up for a couple of years. And the old folk won't be your parents, so not so annoying. I know it's not what you've asked, but it's a bit of lateral thinking and worth considering.
I'm sorry I can't remember the name of the scheme, but Social Services should know. |
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David W
 |
If your a teacher you would probably qualify for one of these part ownership schemes where you have the opportunity to purchase around 50% of the property from the housing association + pay a little ground rent. (At a later time when you can afford to, you could eventually buy the remaining 50%). If this is not for you, you could always buy a cheap property in Southend which is only up the A13 from Hackney. |
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whatevit
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SORRY I'M IN USA: Faced with a similar problem, I find others and share the cost of (buying) living space. Although this results in renting for 2 - 3 years, until I would have enough equity to buy by myself, it does permit the rental money to work for me into the future.
In America, all areas have some level of crime. The areas that are suppose to be crime free, are cemeteries. Most people say they want, but don't start saving. They complain because if they started saving, they would of had the money for something that just came along. |
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