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Can I ask a realtor to hold a house for 6 months with some kind of legal agreement?
We would like to buy a house but will not have enough money for a down payment until 6 months from now. So can I ask the realtor to not sell the house for that time period?
You can try proposing a contract with a closing date six months from now with an agreement to pay rent for that time period. I did this when I was buying a townhouse that was being probated. I couldn't get a clear title until probate was done, so we agreed I'd rent until the probate issue was taken care of.
In this case, it was the seller's issue. In your case, you're the reason you can't close for six months. If you want to have a reasonable chance for the seller to accept, you're going to have to make it worthwhile for them. Probably a full-price offer (or even higher), with a fair-market or above fair-market rent.
ed
You can ask!
Would you take your house off the market, in hopes that one might buy it in six months?
And maybe pass up a sale in the meantime?
goz1111
you can ask the Realtor anything you want but i doubt the seller will agree to any type of agreement to hold the house for six months, just will need to save your monies and find another house in six months
apurav a
The house may be suiting you a lot but think from the view of the realtor
he want to make money now. But you can take a personal loan for the down payment.
Else just think how many more good offers are going to come your way after 6 months from now.
Try to be positive and be on a look out for good deals
LoanOfficer
Have you thought about 100% financing with a seller's assistance to pay your closing cost? You can get into a new home wiht almost no money out of your pocket. You can usually do this with a middle credit score of as low as 560. What state are you interested in purchasing a home?
bostonianinmo
The real estate agent is not in a position to agree to such a request. He or she is acting as agent for the seller. Only the seller could agree to such terms. I can't imagine why a seller would agree to that, but you can always ask. You should probably be prepared to pay fair market rent for the 6 months at the very least.
mrseahorse1
its call a lease option
Mercury
You can ask away.....but the answer would probably be no. The realtor is working for the vendor - the person selling the house. It is totally up to the vendor as to whether they would enter into such an agreement. And they are usually selling so they can buy something else.
You may not have the money now, perhaps in six months the house may still be available and if it's been on the market that long perhaps you could offer a lower price! In six months your tastes may have changed and you like something else.
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