 Then what is the perfect mortgage to have? |
Answer without out the bull, because of all differant situation.
Like every body is not the same.... |
|
 Should we buy a house? |
| My boyfriend and I have been together for 3 years and plan to marry within the next 2. We are currently renting an one bedroom apartment for $500 a month. We found a house we like that is newly ... |
|
 Why don't we qualify? |
| My husband and I are looking to buy a house. We took first time homebuyers classes, made out a budget for what we can afford, checked our credit scores, and paid down our only credit card by a ... |
|
 Should we take the offer? |
| my mom got an offer to buy a house for 89,000 dollars it has 4 rooms a living room a dinig room 2 restrooms 2 garages a pool and a jacuzzi. We have a house with 5 rooms right now we got it for 84,000 ... |
|
 Is it wise to re fiance if I have 15yrs left to go on payment? |
| My question is Well Fargo will refiance at no cost to me. I have 8% interest now and they fiance at 6.7%. Do they start out taking the majorty of the payment as interest. Will I come out the same or ... |
|
 If i am making $30,000 a year, and wanted to get an apartment at 475 a month, would i be able to do it? |
City : Memphis
150 Dollar Insuance Payments a month
50 Dollar Cell Phone Bill
No Idea what utilities are
But i work week on week off so they wouldnt be too much
Any ... |
|
 My Fiance and I are going to start looking for a house after the first of the year.? |
| I have no idea on how to buy a house. We both have excellent credit, and are not in much debt (with the exceptipion of my car). Our yearly income's combined ranges between $70-75 thousand. My ... |
|
 1st Time Home Buyer Getting Cold Feet!? |
So I am getting ready to buy my first home and I am excited. The more I think about it the more I worry about me affording my mortgage payment.
Details -- I make 71,000 a year and bring ... |
|
 So confused on buying a house!!!? |
| We don't know what to do...where to start. Anybody have any "learned from" experiences they wanna share? Do's, don'ts, watch out fors...any piece of info will be helpful.... |
|
 When is the right time to increase your tenants rent? |
| I currently have tenants renting my house. They would of been in the property for a year in January 2008. Is it acceptable to increase the rent by 5% in January?. I have a mortgage on the property.... |
|
 Does the landlord need to have our key? |
| Do we have to give key to the landlord if we change the locks? My landlord comes into my house and looks through personal information and i can tell because when the landlord comes in she moves ... |
|
 Going to court over back rent.. will we win?? |
| When we first moved into this house, our shower wouldn't drain. It would overflow before we even got out of the shower so we figured it was clogged. Well, we told the landlord and she bought ... |
|
 Buying a house question? |
| if i earn just over 13 grand a year is there any realistic chance i could get a half decent mortage?... |
|
 How to deal with tenant doesn't pay rent? |
| I have a tenant who rejected to pay the rent for this month. I have already followed BC tenancy act to give him a 10 day notice. According to the residency act, he has to move out within 10 days if ... |
|
 What is a reasonable % rate for a Real Estate Agent to charge? |
| I'm located in Southern California and after speaking with my Realtor, he gave us a 5% commission rate, 2% for him and 3% for the other agent.... |
|
 Is it true one can buy a house with 30% down no income verification? |
I heard this from a friend and was wondering if it is true?
30% down payemt on a ... |
|
|  |
newlywed07 | Can I buy a house then transfer the deed to someone else? |
My boyfriend has been drawing unemployment for almost a year. He recently got a new job, which he will be starting in a few weeks. He wants to buy a house, but doesn't think he'll be able to get a loan because of not having a job for the past year. My question is this: Can I get a loan, buy the house, then transfer the deed into his name? If so, how do we do this? |
 |
 
Landlord
 |
Did you bang your head woman?
This guy sat on his can for A YEAR and you would risk your credit for him!!!????!!!!!
I bet your parents are just thrilled with your amazing taste in men.
You can transfer the deed, which is your ownership of the house.
BUT, you can not transfer the loan.....you are buying this house like it or not.
This will completely screw up your life. You will either end up with destroyed credit because he is not going to pay the mortgage and you can't afford to. Or, you are buying this guy and his next shack up a house.
He is going to end up with a free house, and you nothing.
You should be able to see he is a user, he spent an entire year of his life doing nothing.
I have nightmares about my daughters bringing someone like him home. Fortunately they have some self respect. |
|
chatsplas
 |
Sure you CAN
However, you will be invalidating your mortgage to do so
Why not talk to your loan broker?
Better to buy the house in both names now. . . many couples
have only 1 individual working, so that's not an immediate disqualification
But you are putting your credit on the line with this, so don't do it for him. . . . .buy it for both of you with your name on the deed, and keep it there until you are paid off in full, with interest
Unemployment is only good for 13 to 26 weeks
Where is the down payment coming from?
Better to WAIT. Work on building good credit, saving money for down payment and then buying. Deferred gratification. Just because he WANTS to buy a house doesn't mean he should, doesn't mean that he can, and doesn't mean you should do it for him. |
|
kemperk
|
Oh Lordy; YOU have to start watching
JUdge judy [oh god, did i just PR her?]
Wipe any such idea from your mind.
NO.
A lender needs collateral. A RE lender's
collateral is a need to a home.
Until he can afford to repay the note
your name will be stuck with the
responsibility.
And even if you could, that would
be legal ---naivity---to be nice about it.
NEVER ever obligate to pay another's
debt that you have not know for 1/2 of your life and for whom you would give up your life if necessary.
Why not have both of you apply for the
loan, and with you as a "co-maker", you could get what you want.
Today, at least 100,000 people in the
US are trying to get the responsible
party onto loans and themselves off.
also, you can consider a lease purchase
which is actually safer for you both;
it gives you rights without obligations!
Am available if you want further help |
|
theslayor
|
Of course you can transfer the ownership of the house to him. But you cannot transfer the obligation to repay the mortgage to him without the consent of the lender. Title is not the same as owing money.
Sounds like you want to be obligated to make payments on a house owned by someone else?
This is a very poor choice. If you buy the house, keep it in your name. If he wants to refinance it, only at that point should you consider allowing him an ownership interest. |
|
Billy C
|
Loan! Loan!! Loan!!!offer$$$$,, I am Mr Davidson a lender,from a certified and legitimate company.do you need a loan, are you tired of seeking loan,we are ready to help you out of your financial difficulties.We offer loan at a very low and convinient interest rate 3% we offer personal loan ,business loan and loan to cooperate bodies,loan offer ranges from $10,000 to $400,000,000.why should you suffer when you have this opportunity to solve and come out of your financial problems,apply today while offer last and have your loan in three working days.we have helped so many people around the world and your case shall not be different.Interested persons should contact us Via E-mail:currencyloan@yahoo.com
Mr /Mrs name: ..............................
Last name:.........................
Business name(If Any): ..........................
Loan Amount needed: .............................
Loan Duration:..................................
Purpose of loan: ..............................
Monthly Income..........................
Gender: ..............................
Next Of Kin: ...........................................
E-mail: ..............................
Occupation: .............................. .....................
Country:....................
City: ..............................
State/Province: ..............................
Phone: .............................
CONTACT DETIALS BELOW:
CONTACT NAME:Mr.Davidson
EMAIL:currencyloan@yahoo.com |
|
cowlove
|
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Do not buy a house for your boyfriend.
Hopefully you get the idea... |
|
src50
|
Why would you even consider doing something that stupid??? BAD IDEA. |
|
boilerette72
 |
Why on earth would he even consider buying a house whilst on unemployment?
Why don't you buy the house and let him live in it. When he gets his fiances together, he can buy it from you. |
|
Anon
 |
Just get the loan and put the deed in his name. Since the loan is in your name, if you boyfriend doesn't pay, then it goes against your credit. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 30 minutes(s) ago
| | | |
9 | 54 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
7 | 5 hour(s) ago
| | | |
7 | 8 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 4 day(s) ago
| | | |
8 | 2 week(s) ago
| | | |
9 | 2 month(s) ago
| | | |
9 | 4 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
