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 Can I sue the selling agent for mental stress?
Okay, I have been trying to buy this home since the beginning of Dec. (07). I have given the selling agent 2 extentions, due to them not doing what they should on a timely manner (fixing the gas leak ...


 How much should I pun down on a house?
How much should I save up for a down payment on a house? I’m thinking about getting one that’s no more than $150,000....


 What tips to sell a house quickly?
Want to avoid going through a realtor, lots of pretty land in country (though not so pretty in winter) - house is small - also, how can small cracks in the walls be covered?...


 Denying a Potential Tenant Application?
okay i am on a condo association board and we had someone apply who wants to rent. he gave us an application and lied about his criminal history and we denied it- now he is talking about suing- can ...


 Landlord refused to give me deposit! HELP!!!!?
I moved from NY to TX in 8/07. My landloard in NY still refused to give me my $1200 deposit. I called + email. He keep postponing it. Now he don't even answer my call + email!!!! It's ...


 Question about buying a flipped house?
The seller bought the house in april 07 for 91,000.00
They maybe put 10,000 into fixing it up and now want to sell for 134,900. Is this justified? Can I lowball and get a much better price?
<...


 I rent and have modified my apartment will i be fined?
the place was a wreck so i took the doors off the cabinets and painted everything white to make it look nicer. i feel it makes it much better but am worried the owner will charge me or evict me. i ...


 Closing Gifts?
I want to get feedback on what you would expect from a Realtor as a closing gift when you purchase your home. Thanks
Additional Details
wow great answrs...I am shocked at your gifts! I ...


 DO realtors lie to get what they want from the buyer? Please be straight with me. I feel sometimes like our?
realtor is telling us things to try and hurry along the sale....


 What U.S state has a good asian population besides California and New York?
and is a good state to live in lol ...that has entertainment (major) industries such as record labels etc....and a good nightlife...safe....and good quality of life?im not racisis or anything but its ...


 Besides a house or a car, name the most expensive purchase in someone's life?
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 We have been living in a apartment for months on a 13 month lease?
We want a house because of a new baby coming. Our rent is $580 a month for 500 or so square feet, is that a bad deal? How can we break the lease. The lease says if we do we must pay 200 plus the 580 ...


 If my landlord does not pay his mortgage with the rent money I give him?
What rights do I have if I were ever to be evicted?
Additional Details
Sorry, I should have added that they bank may want to repossess the property. Nothing whatsoever to do with me ...


 How do I evict someone out of my house that doesn't pay rent and there was never an agreement between us?
...


 Can i get a homeloan with 520 credit score and no job?
...


 Is buying a home a difficult processes?
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 Do you think UK property prices are unreasonable esp. for single people who want to buy property on their own?
If you are earning minimum wage or just a bit more and want to live in an area where you feel safe, it's almost impossible to be able to afford property by yourself, don't you think?
A...


 When being shown around a property what are the key things to look for, and questions to ask?
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 Are there any creditors that will lend money to a person with a low score...to buy a first property?
My credit isn't strong at all.....I can pay a mortgage...just don't have any money for a down payment....Help....


 Does anyone know of any fiance companies that would give 100% financing for a low credit score?

Additional Details
Thank you for your answers.I did try lending tree but the company they sent me to wants 10,000 down....



Alzaher
Can I get house mortage without social security ID?
I am student in USA enrolled recently to the university and I will stay for about 4 years.
My VISA is F-1 student VISA
currently I am living in rented apartment but I would like to have my own house then I will sell it lonce I finish..
I do have monthly income of about 4000 dollars in addition to my health insurance.
Can I have house mortage without SSN ?
If not, how can I get it since my VISA is F-1 ( student visa)?
Additional Details
How can I get the SSN since my VISA is F-1
                     
 




Sam X9
Rating
No. Your status of entry is through student visa. Only citizens with a salary according to a state standard are allowed to have house mortgage.


bianca
Rating
i believe , that if you have student visa you can apply for SSN.
i live in Chicago and i know for sure couple students who legally obtain the SSN, they work legally. if yon can work, you can buy the house. call SSN office and simply ask them.after that talk with the loan officer and they'll let you know what are the requirements.


ed
You can buy and own property in America, whether you are a citizen or not.
You can't have a Social Security number unless you are a citizen of the US.

You may be required to post an ample down payment. Only a lender can give you the amount needed.
Millions of foreigners own property in the US.


Yen
Nope!


Darren Meade
Rating
Hello -

There are actually multiple programs available for borrowers such as yourself.

You do not need a SSN to buy secure a mortgage. Here's some of the guidelines you would qualify for:

Up to 95% LTV
Non-traditional credit allowed
Full Doc or Stated available
No SSN 
No Visa
No sourcing or seasoning of funds
Multiple borrowers allowed

Since you are currently renting, you will be able to verify a payment history. Plus your student tutition payment would also be another tradeline that you can utilize.

Have you established any credit cards here in the U.S.?

These programs are not allowed in all states, so please let me know where you are located.

The best thing to do would be to get pre-approved for the programs, and best of all it is free.

Visit either http://www.freemortgageinformationsoutherncalifornia.com
or
http://www.VictoryLenders.net


 


Piffle
Rating
in short, NO


kearneyconsulting
Address your question to mortgage lenders. A few phone calls will get your answer.


skeeter
No


satarnag
Rating
Anyone can buy property in America, even illegal aliens.

Contact lenders or brokers who can find you a loan based on your needs.

Regards


Searchlight Crusade
You may buy property, but you may have difficulty getting a loan, especially if you do not have the right to work.

No social security number, no credit score.

On the other hand, you can apply for a Tax ID number just like illegal aliens do.

You may be able to get a loan, but you've got to be able to convince the lender that your source of income is ongoing. Every situation is different.


rlanicek
Edward is correct. The problem you are going to have, however, is proving income. Being a student doesn't pay anything, so how do you intend to make the mortgage payments?

Rick Lanicek
www.primelendingonline.com


US P
Yes, You can buy a home without having a ssn all you will need to do is apply for a tax id number. Find a house for 60% of the appraised value. Check with a local real estate investor. You may have to do some work on the property to get it up to par. Then find a true hard money lender and let them know what you are going to do as far as living in the property while you are in school and fixing up the property. A true hard money lender will not require a credit check, verification of income, verification of citizenship, etc.. Hard Money is very expensive ex. 4-6% of the loan amount to orginate the mortgage plus 18% apr. But these payments should be interest only payments


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