 Whats going on with the house prices are they going to drop within the next couple of months? |
| i am hoping to put my house on the market with a month and i have read in a newspaper that the house prices are going to drop is this true ? i have to sell due to money problems and the house i live ... |
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 Good, Affordable Places to live? |
| My Husband and I work for the same company and just found out that we are being laid off - our last day is October 2nd. We live in Seattle, WA and have been living here most of our lives. The cost of ... |
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 I was behind in my mortgage payment. Now the bank is refusing to take my money. Is this legal? What can I do |
| First they said I had to catch it up. Then they threatened me with foreclosure. Now they say they will work with me, but are waiting on some paper to cofirm that I have no other liens against the ... |
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 Me and my husband just rented an apartment. the owner currently pays the light and gas in the apartment...? |
| but since we are moving in he said we needed to change the ligh and gas to our name or they will cut the service.... how do we do that without having it cut until its all processed???????...... |
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 Do I need a lawyer when buying a new home? |
| I'm a first time home buyer and about to sign a contract to buy a newly-built house. I'm a bit nervous because I'm not sure if I should hire a lawyer when I first pay some of the down ... |
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 I gave my tenant 60 days notice and she accepted but I think she will not move out on the date we agreed on? |
| Is there something I can do on that day, e.g. take back the property, kick her out on the day we agreed that she would move out anyway. She is already owing me 1 months rent plus many months of late ... |
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 Landlord entering apartment without notification...? |
My landlord has decided to sell the condo we are currently renting from her.
Is it true that she MUST give us 24-hours notice before her, any realtors, or any prospective buyers can LEGALLY ... |
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 I filed for chapter 7 bankruptcy about 2 years ago...Can i buy a house? |
| I live in Houston, Tx...and had a bankruptcy about 2 years ago..Well im working and i have a good job now and i want to buy a new home. I have a co-signer available that has excellent credit and ... |
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 AS a loan officer, what is the best way to market to real estate agents? |
Any lines or anything you've used to win over agants? Or do you call every other day or what? How do i get their referrals? Not having much luck in the agent market.
thanks
A... |
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 When I rent out a room, does my landlord have any rights or say over this? |
| I rent a 3 bed, 2 bath house on a 1 year lease. I do not want to share the lease as I only want to rent a room temporarily. I just want to be educated if my landlord has a right to meddle in my right ... |
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 When can a basement or rooms in a basement technically be cosidered " living space " ? |
| In other words ..... if a home seller has a tv and furniture in the basement ..... can they list that as a family room ??... |
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 Which house would you prefer to buy,? |
| a 1966 1985sqft house with 4 bedrooms 2 bathrooms 1 car garage and no dishwasher for 220.000 or a 2006 1575sqft house with a 3 bedroom 2 bathrooms 3 car garage house with a dishwasher for 230,000... |
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 My landlord has given me a 30 day notice. can she come over and inspect with 10 hour notice? ? |
can i tell her no? she can inspect once i vacate the premises.
Additional Details
once a 30 day notice has been given all terms of the lease are void. she is the new property owner and ... |
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 Foreclosures? |
| How many foreclosures are in your town or city? Ours has an extreme amount for its size, yet the realitors keep over pricing homes. It makes no sense. This seems to have become the norm throughout ... |
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 Can a landlord charge you for replacing 8-year-old carpet he was going to replace anyhow? |
| My landlord sent people over to the house I was renting before we moved out to measure the carpets (and didn't inform me of this). I called him to make sure he wasn't going to charge me for ... |
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 Renting to Section 8 tenants? |
| We have apartments for rent and are always approached by Section 8 renters. Once you interview tenants, check credit, etc. who is responsible for paying the first month rent and security deposit, ... |
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SouthJerseyGuy | Can I live on my own, in an apartment, at $35K / year? |
I currently live with my grandmother, with intentions to move into an efficiency within the next year. At $35k a year, in southern NJ, is this possible? |
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gabriel3791
 |
First thing, by general rule, if the rent is more than 25% of your take-home pay, don't do it! If that's OK, then make a list: 1.Rent, 2.Electric, 3.Gas,4.Water/Garbage, 5.Car Payment, 6.Car Insurance, 7.Phone, 8.Cable/Broadband, 9.Credit Cards. I recommend that you go to the apartment complex and knock on doors and ask at least 2 different tennants how much they pay for utilities, especially find out the highest they pay during the hottest months and the highest they pay during the coldest months. Everything else on the list you already know how much you are paying, so you can then estimate a typical month's expenses. Oh, and be sure not to forget that rental properties require deposits for gas, water, and cable. If after you total a typical month's expenses, you have at least $400 left over, then I think you can afford to do it. Hope this helps! |
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Marc
 |
You'll be a bit strapped for cash if you get any unexpected bills and you wont be going on holidays - but I think you could live day to day fine. |
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Neebler
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Your housing should cost you no more than one week of your take-home income. You could stretch that to two weeks of income if you're willing to make other sacrifices like no dining out, drinking in bars, going to the movies, etc.
If your gross income (before taxes) is $35k, maybe you take home $28k. That makes your weekly income about $540. |
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skcs69
 |
I would think so. |
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Demetria S
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I think you are going to make a big step in your life and that is alot to pay for an apartment. If I were you I'd plan on buying a house instead of paying that kind of money for an apartment. What you plan on paying for it is twice the amount my husband live on since he lost his job of 29 years and I'm now disabled with leukemia and believe me you will need to watch every penny. Good Luck and God Bless You. |
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kimberly8771@sbcglobal.net
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Depends on where in South Jersey you want to live, and how good you are at making and sticking to a budget.
When choosing a place to live, be sure and consider how much the utilities will be - you can request a copy of a unit's last 12 months of usage from the electric and gas companies, which will show their usage patterns and at least give you a rough idea of how much you will spend in utilities each month.
Of course, if you like your apartment VERY warm in the winter, and VERY cool in the summer, plan on spending dearly for it. Otherwise, stock up on sweatshirts and layer your clothes in the winter and kick the thermostat down lower to save on your gas bill and in the summer, buy a couple of fans and plan to be a bit warmer than you'd like to save on your electricity bill.
Good luck. I used to live in South Jersey and I hated it, but I think it was because I wasn't "a local". |
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robrmi_98
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i would bet yes, since that is above the national average income. Just don't count on partying all the time. Get on a budget and stick to it. |
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The Scorpion
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Really just depends on the rent price, that's what you need to know. IM me if you want, just not enough information for me to try to help. |
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Josi
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I think that your best bet would be to determine how much you are going to spend on rent and bills each month. Save the exact amount (minus what you give your grandmother each month) for 4-6 months and put it into a savings account. If you're able to do this without dipping into the money or going broke, go for it. You'll also have a nice chunk of change started for an emergency fund. |
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strtat2
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I can't afford it yet, on that salary. But many can. Depends what rentals cost in your area and you montly expenses - what debt you have. |
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