What will my mortgage be if....? |
| We buy a $450,000; I have a credit score of 700 and my husband of 750; we have a combined income of 60k; and we are buying the house in the suburbs of NYC (wantagh, in nassau county, Long Island). W... |
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I had a best answer to a question from Mr. Trend_Vampire on this section. I was disgusted by the content of? |
| his comment. He called me a whore and told me to undertake a disgusting sexual act with my father. Thank you, my father is 80 years old and is in advanced stages of Alzheimers and I find this ... |
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Why do Apartments raise the rent on lease renewal? |
| I'll make this short. Thinking of getting an apartment but I don't like how apparently rent is raised when a lease is renewed. From a business perspective the complex would not make more ... |
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I am interested in breaking my lease due directly to crime - 3 assault filed on my behalf. Threats made to me. |
| I reside in our fine nation's capital where crime is a problem, but has been under control in my neighborhood for 2 years now. We just signed another 1 year lease in September. Since then both ... |
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There is black mold in the house I put a partial deposit on... |
| I didn't sign a lease, I didn't sign any agreement, or contract. I have my receipt, I don't want the house! It has black mold EVERYWHERE! The ceiling is falling in and the floors are ... |
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How much home can i afford? |
| How much home can i afford? My husband grosses 48,000 and I gross about 10,000. We would be paying a higher interest rate I believe bc we have lower end credit. Also we dont want our monthly payment ... |
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First time home buyers! Advice is appreciated!!? |
| I recently got engaged October 19, my finace and I started house looking, just to look around. We didnt think we would find anything or want anything so soon. (our Wedding is not until June) But we ... |
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House or Apartment? |
Well, I'm 25yrs old and thinking about moving out of my parents house. Should I Buy a House (Townhouse/Twin) or go for an Apartment? Additional Details My annual income is about $32,... |
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We have a pool in our apartment building and theres people in there having a pool party who dontg even live he |
They dont even live here, what would you do? Additional Details Ok heres the deal HOLLY I live right next to the Pool, and these are kids who vandalise cars in our complex, they have ... |
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First time buyers, good credit, interest only? |
| My partner and I are purchasing a new home and we are receiving several mortgage offers. His score is 755, mine is 780, we have no car loans, no cc debt, I have 20K in grad school debt only. We ... |
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Rent or stay? |
| Is it more economical to stay in my home without a mortgage or to sell up and rent?... |
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Where do you think we would like to live in North Carolina? |
| We currently live in San Francisco, CA. We were recently married. My husband lived in CO for 12 years and me in SF for 12 years. We would like to be able to afford a house. We are used to living in a ... |
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What does it take to buy your first home? |
How much money do you have to have saved?
Or do you get a loan for 100% of the home cost?
Etc. Any tips are welcome. Thanks. =)... |
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Nasty landlord? |
| Well today is a tipical day . my bath tub ran over . *I could move, but I am a single mom that doesnt have any help . My switch box is shut off every day when i get home from work. my stove doesnt ... |
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Landlord just passed away, can his childrens just kick us out? |
Good evening to all, i was wondering if anyone might be able to help me out with some info.
We been living at this location for 10 years. The place was originally rented, by verbal ... |
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Friend is asking to rent an apartment for him. What are my risks? |
| My friend (with poor credit history and with poor judgement, IMHO) is asking me to rent an apartment in my name and sublet it to him. I want to help out, but I don't want to get myself in ... |
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uniqe s | Can I own a home with a yearly income of $16,000? |
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Lianne
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Rule of thumb, for your home to be affordable it should be 2.5 times your interest or $40,000 and your monthly payment should be about 25% or $300/month in your case. Unless you have a massive down payment (like 90% down) the odds of finding that are pretty much non existant. Try HUD or some city/state homeowner program you'll be suprised what may be available to you. |
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MissLazy
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If the home is under $24,000.00 - possibly. |
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dickn2000
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Yes, a very small one, in a bad neighborhood. |
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carnaby_fudge
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i doubt it. most mortgage companies won't lend you money if your monthly payment will be more than half your gross monthly income. |
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tonevault
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Yeah, a MOTOR Home.... |
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socalgrrrl05
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Uhhhh not in California thats for sure!!! |
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elchavoguapo
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seems a very difficult task; however, if you have top-notch, excellent credit, then you have a chance... |
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capollar
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I think the equation banks use is something like 30 percent of your income after tax is what you can afford for a mortgage. you probably bring home about 1000 a month, which means you can afford a mortgage of about 300 month. You can afford the garage, but not the house its attached to, unfortunately. |
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Life after 45
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Yup! See these:
http://www.habitat.org/
http://www.hud.gov/
And please, do yourself a favor, really read the info, don't just blow through it, or skim over it, you will be amazed at the help! :) |
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DAVEG_10
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16K. Dang, I don't think you can rent a tent for that. |
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oceansoflight777
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It would depend on the area you live in, and local real estate prices. A mobile home may be more realistic. |
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kdogg
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I don't own property myself, but in the northern california area, shoddy apartments will cost $1000/year easily (without housing programs, etc). Being that you have an income of $16,000/year, I would assume it's hard enough to rent an apartment let alone owning a home. |
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