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 What recourse does one have when a landlord refuses to provide heat in freezing weather?
My mom is a tenant in Brooklyn, NY. Despite repeated requests, the landlord will not provide heat in the building. This is one of his many antics to push the tenants out, as it is his intention to ...


 Why don't people who are currently selling property (in the UK) acknowledge that they need to drastically...
...reduce their asking price?

I mean, a Recession has been predicted and property vendors STILL have their heads in the clouds thinking they can achieve maximum returns on their house/flat ...


 How do you determine if you paid too much for a house?
We recently closed on a new home in Texas. The asking price of the home was $143,990, but as an incentive (per the builder) they decreased the price to $137,990. That's what we purchased the ...


 Me and my fiance are looking to buy our first home, how much should we pay for our home?
Together we make $80,000 a year. What is the percentage that should go toward monthly mortgage. With no money down.
T...


 Is there anyway that I can get a mortgage with no downpayment?
I have great credit, but it is new.. Bought car in August, 2 credit cards, and make about $30,000/year. I only need at the max $75,000. I have no money for downpayment, but can sustain a mortgage....


 Can a landlord take your personal property for back rent?
I am 1 month behind on my rent and my landlord left me a message saying that if I don't have the money by September 10th he is going to come in and take all my furniture and TV and what not. And ...


 Gave deposit, didnt sign a contract, never moved in just changed my mind 1 day after can I get deposit back?
I gave the deposit for an apartament without signing contrat, next day i changed my mind, and dont want to move in and they wont give me the deposit back....


 I am looking to buy a home. I just recently filed bankrp. I am a mother of three kids and my budget is small
What programs are out there to help a mother of 3. We are living in a small apt at the moment and we need something bigger. I hear about all these programs out there but, its all confusing to me. I...


 Buying an apartment or flat? Is it a good investment and will i find it difficult to sell?
I'm considering buying an apartment or flat but i've heard that they can be harder to sell than houses. Is this true? Does having other homes in the same apartment building as yours cause ...


 Is it true that you can get evicted if you mess with the smoke alarm in your apartment?
A couple of weeks ago, I was baking chicken, & the alarm went off. My next door neighbors came in & took it off. I asked, "Wouldn't I get evicted for this?" & they said, &...


 I would like to know every ones opinion on was going to take place with the real estate market over the next?
i would like to know every ones opinion on was going to take place with the real estate market over the next few years , im think of buying a 200,000 townhouse in brownard county plantation south ...


 If swiming pool and laundry are listed under Amenities in an apartment does that mean you get those for free ?
...


 I got a rental termination notice,After the Landlord was Fined by the code enforcement,What can I do?
The Place I live in had a city inspection. And was given a fix it ticket -35days this time has pasted,and was mailed a termination notice, with no reason at all, I have lived here for 15 yrs. I don�...


 What is the differance between a mortgage and a home equity line of credit?
...


 Landlord problems, PLZ help!!!?
The basement has been flooded with sewage for weeks. the fridge has never worked. we have to eat out or take out for most meals. the furnace does not turn on. the roof has leaked since we moved in - ...


 Can I get housing benefit? I work f/t partner cannot work cause of illness. We have 2 children under 18?
My partner gets incapacity benefit and dla care (high) & dla mobility (low). We get wt credits £54 a week....


 What are Northern Rock doing?!?
I have my mortgage with Northern rock. We've just switched onto their variable rate as our two year fixed deal ran out in January. We are paying a lot more in interest than we could get ...


 Can a landlord raise my rent because the electric bill went up. (utilities are included with rent?
...


 Is it possible to refinance your mortgage or get a home equity loan if you have been in your house for 6 month

Additional Details
I want to see if I can lower my monthly payments....


 WHEN YOU ARE A RENTER AND GIVE YOUR NOTICE AND MOVE, WHEN YOU GET YOUR SECURITY DEPOSIT BACK...?
ARE YOU ENTITLED TO INTEREST? I'VE HEARD THIS FROM MANY PEOPLE, I WAS AT MY OLD PLACE FOR A LITTLE OVER THREE YRS AND AM MEETING W/ THE LANDLORD SATURDAY TO GET MY DEPOSIT BACK. I LIVE IN PA.
...



Carrie
Can I refinance my home without my mom knowing about? We are both on the deed and she is first as borrower?
                     
 




insegura
NO, why do you want to do it with out her knowing?


kk3
Rating
No- why wouldn't you want her to know about it unless you plan to cheat her by taking the equity and spending it.


estielmo
So you want to steal the house from your mom?


Eva
nope, you need her signature


frak1a12345
Rating
No. You need her to agree to the refinance because she is an owner.


Terri
NOPE


queen
The lender will require her signatures, so no.


Expert Realtor
Rating
Easy Answer: No Way.

That prevents one person from getting the property into debt and squandering the other person's interest in it.

Who is listed first doesn't matter, you each have the same interest.


Leo F
Rating
No way!!!!! and if you try to do it behind your moms back some way its Mtg fraud. 30 years in Federal prison.


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