 Help i really need 2 move...but cant!!! can anyone help?? |
im living in flat with my 2 children and my boyfriend,we are renting from the council,i dont work because i look after my children and my boyfriend dosnt earn very much.
we really hate where we ... |
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 Why are estate agents such idiots? |
| I've only just started looking at getting my first place and i can't believe how hard it is to even see a place. They either dont answer emails, dont call you back or just don't even ... |
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 Is there a "Lemon Law" for houses? |
| I bought a house two months ago. My home inspection turned up a few items and the seller fixed those items. In the state of North Carolina, you cannot sue a home inspector. It's even outlined ... |
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 What does this mean? |
| What does it mean when looking at a house to buy and it says on the listing single family house attached ? And what does it mean if it says the same thing but detached?... |
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 Despair for first time home buyers? |
| What are first time buyers supposed to do in this climate of over-priced houses?... |
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 Do many people who buy a house, sell it for another , a few yrs later? |
I wanted to know how many people who buy a house, stay in their first house, or go on to sell it and buy another. OR do people build first, never thinking of buying?
Additional Details
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 My son and I are joint tennants, I hold the mortgage alone. He has abandoned the property, what can I do? |
| I would like to keep this land, and my son will not communicate with me (blame the wife who is not on the title or mortgage). Is there a breach of contract or some other legal recourse to remove him ... |
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 New Landlord seeking advice on how to deny a pushy potential-tenant!? |
| I am renting a house that is available at the beginning of next month. I have showed it to several people. BUT this one guy keeps calling and wants to give me wads of cash "now", wants to ... |
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 The house I'm renting is being foreclosed on. Do I need to clean when I move out? |
| The house I'm renting is being foreclosed on. I'm in the process of moving my stuff out. Normally I'd clean the the place to leave it as good as new. Should I still give it a deep ... |
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 What happens if an owner of a house dies and has no will? |
| what happens to real estate property when someone dies and has no will? My mother passed away and theres a house just sitting there, my sister moved in, and i was told theres a lean on the land from ... |
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 I was just offered an exclusive real estate deal? |
| It's for Ocean front property in Arizona. 50,000 acres, undeveloped for $5,000. Should I take it? It's a great deal right? That's like ten bucks an acre for ocean front land!... |
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 Apartment question? |
| I put a $100 deposit down to hold an apartment. I got the apartment. I want to know if they will deduct the 100 dollars from the first months rent and the security deposit?... |
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 I live in Maryland. What happens if you landlord evicts you for not paying your rent.? |
My landlord evicted me for not paying my rent for April, but I have proof that my rent was paid for April on March 25. What type of lawyer do I need.
Additional Details
No my rent was ... |
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 Is my landlord trespassing? |
| Long story short, I live in Los Angeles. I presented my 30 day notice but I moved out fast leaving my place empty for 15 days. The management company called me to see if they could have the painters ... |
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 Is paying 350 per month for a room expensive? |
| I'm planning to move in with a friend and I get a room in a big house for 350/month includes electricity water, etc.... |
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 "Eviction is such a harsh word"? |
| I am a lady in my 60's and many years ago I purchased a house next door to my house. It has been rented to a nice family for about 10 years. Now I want my best friend to move in next door to ... |
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Nicole B | Can I use land as collateral to build a home? |
I'm purchasing some land and want to know if I can use that land as collateral to start building my home ? |
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unisberkensap
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Depends on how long you have owned the land?
After 12 months, the equity in the land is calculated as your down payment on the new loan. If the equity is greater than the minimum down payment required it is possible to get the new loan with no cash out of pocket. (closing costs excluded) |
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Landlord
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Only if the land has a value about double your building costs. Usually you need to put real property up as collateral. |
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pgreen
 |
In many countries, yes, if you have a building permit
and the land value is deemed high enough compared
to the whole construction expenses.
Other criteria will intervene also, your income level
and stability is a key one, as lenders are becoming
more demanding about personal repayment abilities.
. |
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Val B
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yes you can |
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audioworld
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You can use land as long as you have a free deed to it
If you do not, you may want to check with your bank |
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x0shortiex0
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yea |
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david42
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Yes, it is possible if you have a clear title. Given the current market, you may find it difficult to obtain such a loan. Good luck. |
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minootoo
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As a rule yes.
But you may not be able to because of zoning laws, or it may not be advisable.
But there may be other catches, buy a home instead, from a builder, get it customised or custom build it.
Things like utilities, water, sewer and telephone or even cell phone may be a problem, so you need to be care full, I know of people sitting on a beautiful parcel of land and paying taxes and are not able to do nothing with it.
Check out every thing. This must be your first home then get good advise from a local lawyer and a banker, make sure both banker and the lawyer (he/she) has no connection or interest in the property that you are purchasing. Plan ahead do the investigating before purchasing. |
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Genki
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Sure. Ask a lender about a construction loan. |
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rhythm
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To make sure your land is acceptable as collateral, show your prospective creditor a photocopy of said land documents for pre-evaluation. |
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Meghan
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YES. IT WOULD BE CONSIDERED APART OF YOUR ASSETS. |
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