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 Is it better to pay off debt or have more cash?
My sister-in-law is planning to apply for FHA loan soon. Is it better for her to pay more of her debts with the cash she has or save it in the bank? Her credit score is already low 700's. I was ...


 Does the landlord need to give 24hr notice before entering the property I rent?
my landlord and his partner keep just turning up- with potential tenants to show them my room, but they just use their key- dont knock or give notice, i thought it was 24hr they had to let you know, ...


 Should an estate agent represent both buyer and seller?
Having sold my property with a local estate agent I then find that the same agents solicitors are representing the buyer.What is the correct protocol concerning this as there is surely a conflict of ...


 Why does rent cost so much?
Why is the cheapest place I can find $600 a month?
...


 Whats the best way to get on the property ladder as a first time buyer?
I really want to get a property but i'm not sure what to do? Is it best to do it alone and get 100% mortgage or should you try to do a joint ownership with someone but risk them wanting to sell ...


 I am moving and wanted to know by law, do I have to allow the landlord to show the apartment to new tenants?
I live in New Jersey....


 What are the extra expenses you have to pay when you buy a home compared to renting?
Looking to buy a home! Need help! I'm pretty clueless on the whole home buying thing! I've been renting for 3 years now probably......


 My fiance and I are buying a house that the previous tenant commited suicide in.?
My fiance and I found a house that is everything we have been asking our realtor for. Only it has a bit of a history. The young guy that owned the house committed suicide after his parents confronted ...


 I,ve inherited my grandmothers house can I get a mortgage or loan on it to redevelop it.?
My grandmother left her house to my brother and myself.We would like to redevelop it and maybe rent it out for a couple of years.We think that it's going to cost around £40,000 so need to ...


 Would you take legal action against a family member?
My Father passed away several years ago, leaving property in another state (texas). This property belonged to his parents and was granted to all of the heirs, (my sister and I) after my Fathers ...


 If i co sign on a lease for an apartment can my girlfriend kick me out just because she gets mad at me?
she signed the lease and i co signed and i was just wanting to know so i didnt get any ...


 My Boyfriend doesn't pay for anything?
I live with my boyfriend. I pay $750 for rent each month. It's his house so he pays the rest of his mortgage which is $2100. My price is supposed to include utilities but he is making me pay ...


 If your house was on the market and a rival agent visited you offering a better deal how would you react?
UK answers would be prefered
Lets say you had agreed to pay 1.5% commission, and a rival agent visited your home unannounced trying to get you to move your business to him for say 0.7%. How ...


 Should we marry before buying a house or after?
...


 Do you have to live in a privately rented house for a certian time before you can leave?
i have only lived in this property for 5 months but want to move closer to my ...


 How old do you have to be?
to live on your own in england? or like buy an apartment by yourself
is it 18 like in canada?...


 What are my rights if I move into a house that is still full of the owners old stuff?
Am I allowed to just get rid of it all - it's not listed on the inventory. We've been here almost a month now and still no news of when the owner will come and get it. When we moved in ...


 What happens to my house if I die?
...


 Would you want to rent to a sex offender?
My fiance and I want to rent a house, but he is a sex offender. I want to leave him out of the lease, but he's the one with the income while I'm the full-time student. Would him being a ...


 Landlord Wont Return Deposit - UK?
Is there anything I can do? He says the carpets are stained, and complains that a freezer we brought has marked the lino. We have been there for nearly a year and kept things clean as best we could. D...



Christie D
Can I withhold rent if there is something broken with my apartment that i have asked my landlord to fix?
My garbage disposal has not been working for the past 2 months. My landlord wants to charge me a late fee because my rent was late a day. I dont want to pay a $100.00 late fee for 1 day especially since my garbage disposal doesnt work and I called 2 months ago asking for it to be fixed.
                     
 




b_mores_dyme_fa_sho
Rating
Yes you can! When you with hold rent the send you a court notice, take the proof (pictures, letters saying you called to have it fixed and whatever else proof you have) with you to court, tell the judge the reason show the proof and that they didn't fix it and that you asked to have it fix and nothing was done. If the judge sees it in your favor you won't have to pay the rent until it gets fix (he will order then landlord to fix it), and you won't have to pay the late fee because you had probable cause, but if he doesn't see it in your favor, you'll have to pay the owed rent money right away and possible the late fee


Stefani
Rating
Check with your local District Courts Prosecuting Attorney about this, b/c it will help if you are 1 up on landlord. You actually have more rights as a tenant at the property, legally, than the owner... good news. Usually the rights you do have pertain to owners having to fix the things tenant claims needs tending to. A $100 late fee is absurd! Is it in your lease agreement or rental papers that fee has to be paid... if it is then you shouldn't have signed that, legally you have a 10 day grace period (ANYWHERE) money is due, even banks! If you don't have any agreement then you sure do need to look into having one, and notarized. Check your rights!


Ghost Tracker D
Rating
Pay someone to fix it and take the money out of the rent you owe... just give him a copy of the reciept showing you had to have it done....


preshus
Rating
You may have to pay the late fee if it is in your lease. When you make a request for a repair you need to be sure to document it and also make the request in writing, be sure to have a copy of your request.It is always best to keep proper record of any repairs done and any requests for repairs. Dates and times are important.


jonborja
No--a garbage disposal is an amenity...he can always take it out and you wouldn't have one and it would be your resposibility not to clog the drains.


goz1111
$100 late fee? How much is your over all rent? while you did sign a lease each state has statute which overrides any lease since you can not override state statute by the lease. Meaning you can not waive your rights under state statute by the lease

within those statutes will be a subject outlining what is acceptable late fee charge look it up in general 100 seems to high

as to withholding rent for garbage disposal seems a stretch


RACQUEL
I THINK YOU CAN DO THAT.


sacayouette
This all depends on the state you live in.And since you don't say I can't give an accurate answer.

In most states you have a few days after the rent is due before a late fee can be charged. Some states allow a fee even for a day late.
As for the repair in most states if the landlord has not had it done you can have it done, pay for it and deduct it from the rent. You will need to send the landlord a copy of the repair bill with the rent and a note stating what was done.
As for with holding rent again some states allow it and others do not.
Your best place to get answers to these questions is your local board of health or building codes enforcement office.


kandekizzez
You have to put the request for repair in writing, if the repair is not made in a reasonable amount of time, you again have to notify your landlord in writing that you will either pay for the repair and take it off the rent, or that you will be withholding rent until it is repaired. When withholding rent, you have to open a bank account and deposit the rent money into the account and keep it there. Make sure you keep all copies of your letters to the landlord. Personally with it being a garbage disposal, I would fix it and take it off the rent. If you were taken to court for non-payment I don't think a judge would consider non repair of a garbage disposal serious enough to withhold rent. Check into landlord-tenant laws for your state.
Also, regarding your late fee, it sounds to me like your landlord is charging what is considered excessive by law. Landlords are only allowed to charge up to a certain amount for late fees. Even if your lease states that that is the amount you have to pay as a late fee, and the amount is considered excessive by law, the law overrides the lease. A landlord cannot put things into a lease which is in violation of state law regarding landlord tenant rights. What state are you living in????


Beck
Rating
I'm sorry but no you can't. However you can call the rental board and put in your complant. If you and your landlord signed a contract, read over the contract again and see if there is a late fee charge for rent being late even a day. I dont know of to many landlords who charge and extra $100.00 for being a day late on the rent. You might want to look for a different place to save further hassel from this landlord.
I know some tenents hire someone to fix or repair whatever needs done and take that amount off the rent and provide a copy receiept to the landlord, again read over your contract to see if is was in the contract that you and the landlord agreed upon. I hate to see you out the cost of repairing something that he should of done in the first place and not be reimberressed. Again all good issues to ask the rental board and get what ever you can in writing for your records. Build a strong case for who knows what may happens or comes down the road.
If you can come up with at least $1,000.00 find a house to buy rather then rent. You have your down payment in hand and the amount you pay in rent is easily a mortgage payment. Strart building yourself some credit and equity.
Good Luck


JAN
Rating
I do not think the garbage disposal broken is a good reason to withhold rent payments. Now, if you had no hot water or something serious it would be OK.


cameron b
Rating
you cant withhold the rent and read your lease about the late fee if you signed agreeing to theose terms then you are liable to pay.


Shabazz F
No, you cannot withhold your rent for a garbage disposal. You can put your rent in escrow for health and safety issues and you have to go to court to do that as the court sets up the account, you can't just waltz down to your local bank and put the money in the account. As far as the late fee, if ou lease says that you have to pay for being one day late then you have to pay. Leases are different all over the US so read your lease or check with your local district court housing as sometimes landlords put things in leases that are not legal under the local laws. landlords can't super cede local laws, IE, charging a 100 late fee if the state says the most you can charge is 5% of the total amount due.


Gudsud55
Rating
You may go through your agreement between the two, and proceed accordingly. However, if the agreement do not cover the issue, you better pay $ 100.00 as late fee now, and give 30 days or 60 days notice to your Landlord. After the notice period, get the necessary repairs done at his cost and adjust the bill in your following months rent.


N0_white_flag
Rating
Well, you can IF you put the rent in an escrow account. Your bank can advise you on how to do this. This only works for future rent money due, not past.
You cannot, however, simply withhold rent and say you didn't receive repairs. The escrow account shows good faith that you aren't trying to get out of paying, that the money is available, in the account, ON TIME. There is no way to open the account after the fact that you were late on rent and have it stand up legally. I think you must pay the $100.00 unless you can convince the landlord of the defense.
My husband and I did this while living in an apartment. We couldn't several small repairs done, and lost food in the refrigerator due to an electricity failure that lasted about 24 hours. Sooo we put rent in escrow, notified the landlord by certified mail, and when they took us to court WE sued for an abatement of rent to cover the the food that went bad. When in front of the judge, we presented the account with 5 months rent, all deposited on time. We won the case, were not evicted, got the abatement and the repairs and the apartment complex then got their rent, in full. No, we did not have an attorney represent us in court.
Good Luck.


Oracle
Rating
I actually saw a case like this on one of the televised court shows. Yes, you can hold your rent. You have to open up an account to put your monthly rent in that you would normally pay. You must have everything in writing and proof of submittance to your landlord. If you are going to withhold rent until your garbage disposal is fixed you must put it in writing to your landlord describing what you are doing and why and that you will be putting your rent into an account to hold until the problem is fixed. When they fix the problem, you give them the rent that you owe in full. If your landlord wants to charge you late fees, then they can take you to small claims court to try to get it. I cannot guarantee that the judge will not make you pay late charges since the issue does not involve an unlivable problem. Your landlord does have an obligation though to take care of problems that arise in your apt. If they are not willing, then you should legally be able to hold the rent, without late fees, until they follow thru.


RSHB
Rating
You are technically not allowed to withhold rent without a Judges order. You can choose to without rent and wait for you landlord to take you to court or you can take him to court and ask for an abatement off you rent due to lack of service or sub-standard conditions. The best way to handle it is communication. If you state you issue clearly and pose the option of going to court most smart landlords will work out a settlement their tenant before it escalates to that point.


Phoenix, Wise Guru
Rating
NO. You cannot withhold rent for your landlord not performing maintenance. What you can do is 1. break your lease due to breach of contract, 2. send him a certified letter stating that if he does not fix the disposal within so many days, you will have it fixed yourself and take the cost out of your next month's rent, 3. call the local housing authority or similar agency. For #2, make sure your lease doesn't say anything about tenants not being reimbursed for repairs they make themselves.

You cannot simply not pay your rent. There are other avenues to dealing with this type of problem.


tdubbs
My landlord died in September his son is now accepting the rent. I wrote him a letter stating what needs to be repaired in my apt he agreed that he would fix the apt we even had a notirized letter made up which he signed stating he was going to repair the things in apartment so far nothing has been done so I held February and now March rent he send me a notice to terminate may tenancy. What should I do?


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