 Renting an apartment and shelves? |
| I'm currently renting an apartment and want to put up some small shelves. My lease doesn't say that I can't do it, but it does say I cannot alter the apartment in any drastic way or ... |
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 Can a balif enter my house when im out and remove my possesions? |
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sorry guys and thanks but i looked it upif your out they cant if your in and hide and keep quite they cant! ha ha although there is one case where procedure wasnt ... |
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 Are landlords aloud to splice your phone line? |
| Yeah... so for a few months now I have been hearing someone pick up another line while I am on the phone and my hubs at work. My landlord lives above me. I will test the line by clicking "... |
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 How can I prevent landlord from entering? |
| I tried yesterday, all day, to get a judge to enter a restraining order against the landlord. He refused. However, the landlord has not evicted me. Instead, he harassed me with a fake "notice ... |
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 OMG Electric bill is nearly $600!!!!? |
| I live in the upstairs of a house that has an illegal basement apartment and I split the bills with the man that lives downstairs. He has a hot tub and I"ve been trying for a year to get him to ... |
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 Taking over a mortage? |
| My boyfriend and best mate have a mortage on a house. I want to take over the mortage from his best mate (so he and I have the mortage). What are the best ways to do this?... |
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 Is my landlord trying to be greedy to keep my security deposit? |
| I have my final inspection coming up here next week, but my landlord keeps throwing new things at me... I got the carpets steam cleaned and look almost like they did when i moved in.. yet he wants me ... |
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 I've changed my mind on buying a house, can I get my earnest money back? |
| We signed a whole bunch of papers with intent to buy the house, but we really want to make a more informed decision before purchasing our first home. What do we need to do in regard to the papers we ... |
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 I told my landlord by email that I'd be moving out in August on July 2nd. Can that count as a 30-day notice? |
| I told my landlord on July 2nd that I'd be moving out in August. The exact words were "we're planning on moving out... in August." written in an email. I gave her our specific ... |
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 Would you sacrifice a long drive for a beautiful house? |
I just wanted to know how many of you would drive lets say an hour and half to work knowing that you have this big, beautiful house to come home to everyday?
My bf and I have been talking ... |
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 Is this normal in a rental agreement? |
We came across 2 things that seemed odd, but maybe it is normal.
first, they require that we have renters insurance. okay that is not weird. but then they let us know that they also have ... |
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 Buy or rent a $450k house??? |
I have an opportunity to rent a house that is worth about $450k for about 1900/month. Agent telling me i should just buy one instead but my math says otherwise.
1900/month X 12 = 23k ... |
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 Richardson Equities LLC :Jeremy Richardson : Come out Come out where ever you are? |
Even snakes come out of their holes for air Jeremy, when you come out of your's I'll be there. You can run, but you can't hide , I will find you.
Richardson Equities LLC <J... |
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 Does anyone else look on estate agents as parasites. ? |
Additional Details
What would be a suitable punishment for
them for leeching off decent hard working people. ?... |
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 Can a landlord take my security deposit due to old carpet? |
| My landlord never did a move in walk through checklist. I have lived here for over 3 years and ever since I gave my notice he says if the carpet (that was installed in 1988-he said so himself) ... |
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 Who is at fault for the current mortgage crisis and real estate crisis and what did they do to cause it? |
We are having a huge mortgage crisis and real estate crisis where millions of people are all of a sudden losing their homes to foreclosures and real estate prices are collapsing.
Also real ... |
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Mel-Lee-Mel | Can a mortgage company (in CA.) that holds the second (20%) on your home, foreclose on the entire home? |
The mortgage company that holds the second on my rental property in the amount of $60,000 is trying to foreclose on my entire rental property that is valued at $450,000. Is this possible? |
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Searchlight Crusade
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You have given them a Deed of Trust to secure a Note. If you do not make the payments according to the law, you can and will be placed in default. When you are in default, they are able to foreclose on the property in order to pay the debt. No permission from anyone is required.
Assuming you don't come to some sort of agreement, it will go to auction. This auction will, by the way, wipe out any liens on the property junior to the second, but the purchaser's claim will still be subject to the claims of the holder of any liens senior to that second (in other words, the first). So when they buy the property for $50,000 at auction, they still owe the first mortgage holder whatever balance there is. Since this is likely to be essentially the full value of your property, there probably won't be many bidders and your property is likely to become lender owned, at least until the first forecloses.
In some cases, subordinate lienholders will show up at auction to defend their interests by bidding on the property.
Go talk to your lender. I have never heard of a regulated lender that wants to foreclose (hard money does). Chances are good you can work something out. |
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sglmom
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YES, they CAN foreclose on the ENTIRE home -- and that would be subject to the payment of not only their debt, but the original (1st) mortgage company will also have a say in this problem too -- and they may combine to foreclose together.
YES, if you have not paid the mortgages (either one) then you can be foreclosed on. |
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joy
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yes, read the mortgage and note that you signed. |
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MLaw
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Yes. If you stop paying on the 1st mortgage they will have to pick up those payments, too, or the 1st will foreclose them out. |
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auntb93again
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Yes, that's the nature of the security for a mortgage, first or second. |
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bostonianinmo
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Yes, but they're going to have to get consent from the first mortgage holder since they will become liable for it after they foreclose on the second note. |
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Photographer
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Yes, very possible. In fact, in your deed of trust, it states that if you dont make payments, they will sell the property to the public, enough to pay off both your loans. Can you refinance asap? My email address is finance411@msn.com |
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Mopar Muscle Gal
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possibly.. they want their money anyway they can get it |
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dajuan_n_only
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If you have equity in the home I suggest you refinance. There are legal actions which they can take against you but because they are in second position action is limited but can make your life hell and lead to you losing your home. If you have equity in there I suggest you visit my company website www.JustGetAloan.net We assist people with all credit issues get competitive loan programs. Because no matter what the situation; Cant we all just get a loan ?(TM) Also Feel free to contact me at 866 530 7300 ect 7305 or email me at jfreemna@bourdeaufinancial.com for further assistance. |
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Gotgrass
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Yes, they can make life miserable for you, if you default on the loan. If you're still paying on the first, however, they can't take the property, but they can force the bank that has the first to start foreclosure proceedings so they can get their money out of the property.
If you're having trouble paying, contact them by phone and work out a payment plan. They're usually willing to make some arrangements with you to keep the money coming in. They'd Rather do that than lose it all. They know that it's going to cost them to collect if it goes into foreclosure. |
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Barry G
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Yes they have the right to do this not only that but then the other company that carries the first mortgage is going to demand that the loan be paid in full. So be very careful and I wish you good luck and best wises. |
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