 Moving home - get packers in or pack ourselves? |
| My boyfriend and I are moving into a new flat in one week. I would rather pack ourselves because it saves money, means we can have things exactly where we want them and will make moving day a bit ... |
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 I'm a first time home buyer and I just wanted to know if the price in this listing is? |
What I would pay for a monthy RENT or how much the house actually cost (which probably would be too good to be true).
http://realestate.yahoo.... |
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 Who pays fire and liability insurance, the landlord or the tenant? |
| I am renting 2/3 of a building for my small business. The building is being sold. My new landlord is insisting that I pay the fire and casualty, and liability insurance for the building with extra ... |
|
 Moving out of apartment/ apartment charges? |
| We're in the process of cleaning our apartment before our lease is up (Saturday), and we've noticed a few things. We've been at the apartment for 6 years now, and the carpet shows it. W... |
|
 We have a lender that says we are pre-approved and to start looking for properties, but ...? |
| don't you need a pre-approval letter for sellers to take you seriously? He said once you find a property and agree on a price, he'll print up the actual letter with the amout on it, ... |
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 Very confused on home buying .What should I do? |
Which makes for sense. Option 1-Get a house I don't like that much in a good area, for $135,000.
OR Option 2 - There is a house I like more in a good area also, but can't afford.The ... |
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 How much credit do I have to build up before I can purchase a house? |
| I have very little credit and I am tired of living in apartments. I want to purchase a house but I've heard I have to have good credit and at least a credit score of 700. I'm at 560 right ... |
|
 Can a prospective tenant ask for a landlord's credit report? |
| I'm moving to a new location and since foreclosures are on the rise, I'm a little concerned about renting. Is it acceptable or legal for a prospective tenant to ask a prospective landlord ... |
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 Can Bank Change Mind after verbal agreement? |
| Last Thursday my real estate agent called and told me that the offer I put on a house was accepted. The bank told my agent that they accepted our terms and will get back to us with a contract but ... |
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 Can i sue the realtor (2 issues)? |
| I am in a current court battle with a local realtor related to my property. 1)She told me that a gentleman was a licensed contractor, and that "his company" could fix some work that i ... |
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 Is it a good idea to put a bid on a house contingent upon my house selling? |
| My house has been on the market for a little over 3 months. We have had several people come through and say they love the house, but no second showing or offers. I have found a house that has been ... |
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 I've lived in an apartment for four years! I'm moving out what counts as wear & tear!? |
| My lease will end at the end of May. I've handed in my sixty day resignation. I also have 2 girls ages 5 and 7! My question is bein as though im moving out. I want 2 kno what all has 2 b done.... |
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 What questions should one ask when buying a home (new or old)? |
| My parents (mostly my mom) are thinking about buying a home next time we move. We were wondering if there were any important questions we should be asking since this is our-well their- first time ... |
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 How long does it take to sell a home? |
| My dad has found a lot of jobs that want him. So thats not a problem. Now the only problem left is how long its going to take for this house to sell. Really, really safe neighborhood. Its in good ... |
|
 OMG, Can I legally break my lease now? Please help!!!? |
| So, I'm in my apartment tonight, relaxing and grateful that I had the evening to myself. All of a sudden I see a 4 foot long snake in my bedroom. I guess it was someone's pet that escaped. I... |
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 The house has been reposessed? |
It's up for £145,000.00 the bank is owed £83.000.00
how much would you offer?
... |
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catherinea_gray | Can a new home buyer put zero cash down for a home? |
putting zero down on a house and paying back a mortgage |
 |
 
*Erin*
|
Hey there. I used to work for a mortgage company. There are financing options for 100% mortgages but unfortunately you have to have great credit or if you do not have so great credit then you get hit on the interest rate. Be careful of this ... you may not think that 7 % is a lot - but over a course of thirty years you will have paid for your house - twice.
There are programs through all communites that assist in first time home buying. I live in Louisville, KY and here it is called RIVER CITY HOUSING. They provide the down payment for you. And you do not have to repay it if you stay in the house ... x number of years. Its like a gift...so to speak. I would call around your county clerks office. And go from there. Most mortgage companys will know nothing of this service - or may just not want to tell you about it - I would advise looking into this further.
Also, another point of advice - you DO NOT have to pay points. Mortgage brokers get paid from the financing company. The points you pay to close/do the loan is just an added bonus. : ) |
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blair
|
be careful of closing costs! |
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trudyrudge
 |
Yes you can get a 100% percentage mortgage with some lenders. Depending on what country you live in!!Nationwide Building society offer 100% mortgages and so do Northern Rock , you may find the rates are slightly higher though. |
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gtofinancial.tomvoli
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Yes. There are 100% financing options that will also allow for seller concessions to cover closing costs providing a true ZERO DOWN transaction. |
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DT
|
Yes, you can put zero down, but you need to be pre-approved for this through a mortgage lender. |
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Fearless Leader
|
Yes, easily. You don't need excellent credit like some of the other posters have stated. You can qualify for 100% financing with a credit score as low as 580 and roll in all the closing costs.
Rick
www.primelendingonline.com |
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dajuan_n_only
|
As long as you have a middle score of 580 you will need no money for the down payment of the home. if you are looking to get qualified for a home feel free to log onto http://justgetaloan.net/ for the best rates,programs, and service. Also if you have any additional questions feel free to contact me at 866 530 7300 ext 7305 or by email at jfreeman@justgetaloan.net |
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Matt J
 |
Yes you can.
Matt
http://www.diversifiedlender.com
http://www.minnesota-mortgage-rates.net
http://www.refinance-second-mortgage.biz
http://www.realestateagentlive.com/ |
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Dr. O'Pinion
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You would have to have excellent AAA credit score and have a pre approved mortgage. |
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country girl
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The only instance in which I know this can happen is when someone is a first time home buyer. Then, there are only a few mortgage companies and banks that offer this. I know of a few people that have done this but they were also low income and went through FmHA. Do some research and make some calls.
Good Luck. |
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