 What is escrow? |
| We are 1st time homebuyers or fixing to be. I have been researching all these terms, but i dont understand escrow...there's escrow account, escrow on the house. What is this..and i even heard ... |
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 I'm selling my house and only getting about $1400 out of the sale...? |
| In 2004, I purchased my first home. I was recently divorced, and took a loan that didn't include taxes and insurance. In 2005, I refinanced to include taxes and insurance, and also paid off my ... |
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 Mortgage help please, how much per month? |
can someone please tell me know much this will be per month
our home will sell for £180,000
we have £61,000 mortgage left
house we want to buy is £229,000
over 19... |
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 My landlord is demanding I mail my payment. Can she do that? |
| My landlord, who lives a few miles from me, is now demanding I mail my rent payment to her. I did have a returned check last month, so now she will only accept certified funds. In that instance, I ... |
|
 I'm moving to Fl for school, me & my bf want to buy a house together? |
| Only myself will move to Fl and live in the house. But my bf wants his name to be in the tittle too. We will split in half to put down payment, monthly payment, bills, etc... Of course we will have ... |
|
 Can a family with small Children be evicted in Winter months in Vermont? |
| A friend of mine has fallen behind on his rent,due to unexpected unemployment. He has started working again but is being threatened with Eviction. They have a 2 1/2 year old and a 11 month old living ... |
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 If you are an apartment tenant on a month to month tenancy, how much notice is required if they raise rent? |
| I moved into an apartment Aug 2005 and signed a one year lease. In Aug 2006 my lease was up and I was never asked to sign another one. I guess that means I've been a month to month tenant ... |
|
 How do I get rid of my flatmate? |
| My boyfriend and I share a place with our flatmate. He's disgusting. He has his own bathroom and I am pretty sure it's been cleaned once since we moved in [we've been here 6 months], ... |
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 My landlord took my bed and gave me a single matteress? |
| He sold the flat and I have to find a place by April but the thing is, he took the furniture out yesterday including my double bed and gave me a single matteress to sleep on, not even a single bed, ... |
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 Letter from Landlord? |
| I Just received a letter from my landlord saying that after 35 years that he will be selling the building that I am living in. The lady on the 1st floor from me told me that they may be tearing down ... |
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 My rent checked bounced and I am now being held responsible for the landlords fee's from his bank? $470 WORTH |
-THIS IS NOT IN MY LEASE
-I DIDNT SIGN ANYTHING STATING I WOULD PAY THOSE CHARGES
- I ALREADY PAYED THE FEE'S FOR MY CHECK BOUNCING AND OVERDRAFTING HIS ACCOUNT.
-I STAY IN A CONDO... |
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 Low income apartments and housing? |
| My fiance and i want to move in yogether but he makes 7.00 an hour and i make 7.75 an hour and were both in school is there any way we could get a place?... |
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 Noisy Neighbours,what would you do? |
| Hi everyone,i live on my own with my 8 month old baby in a house,ive just had new neighbours move in,they have been there about a month,they can be so noisy,they come in at 3 am banging around,... |
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ASW | Can a prospective tenant ask for a landlord's credit report? |
I'm moving to a new location and since foreclosures are on the rise, I'm a little concerned about renting. Is it acceptable or legal for a prospective tenant to ask a prospective landlord about his/her credit? If the landlord forecloses, I'm the one getting the boot. I think I have the right to know. |
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Landlord
 |
There would be no freakin' way I would let a tenant look at my credit report. It has all sorts of information that is none of their phucking business. (like how much the mortgage is, what do I own, my ssn, etc).
If I was asked this there is no way in hell I would even think about renting to this person. Too noisy and completely out of line.
It is legal to ask for a credit report, you can ASK anyone. Ask your boss, see how they react, your neighbors, your friends.
However, is it "acceptable"? No, not even close. You can ask me if I pay the mortgage and you can look up the court records to see if I am telling the truth, but there is no way a renter has any right to so much personal and sensitive information. |
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Bibs
|
You can ask but you will not get the information. I suggest you check with the clerk of court in the nearest Federal bankruptcy court. If you the landlord's name, you can find out if he filed for bankruptcy. Check county clerk of court for records of a foreclosure action. Not many landlords are having financial problems. |
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njyogibear
|
you can ask but the landlord generally has the upper hand and will probably not comply |
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A Texas Tycoon
 |
As a landlord, if a prospective tenant ever asked that I would not rent to them. We are also in a time of lawsuits for no reason. Last thing I want is someone checking to see my credit so he can sue me as soon as he gets in the home. |
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Scrammski
|
Not really, unless you are in a business that requires it such as a bank, or company that needs it to participate in their business. They can pull it themselves from www.annualcreditreport.com. A FREE reporting agency and you can look at it then if they let you or give it to you. The laws governing cbi's are strict and in depth. Your best bet is to go to your local courthouse records department and see who owns the property titles. Look at the lienholders and if there is more than one than that property is maxed out to the hilt. Also ask if you can see any open tax liens. Do a little homework and you can see if that house is the one you need to put your money into.
Good Luck,
Dee |
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schwildcat1977
|
No you do NOT! You have no right to any of their information. and you do NOT automatically get kicked out if a place forecloses, that is up to the bank. I know people are scared right now, but you do have rights as renters. |
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amber_the_cook
|
I can understand your concern. But there are only about a thousand other things that can happen to you when you rent a place - including signing a 6 month or a year lease only to be asked to leave with no more than a 30 day notice.
I am guessing it is legal, but I would not ask. This could cost you getting the place you are interested in and might offend the landlord. (How would you feel if this happended to you?)
If you are that worried about it, you might check your state laws concerning this subject. I am guessing that the bank probally has to give you at least a 30 day notice since you are renting. Do not quote me on this one - please check the state laws. |
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BehindBlueEyes
|
Boy that would be turning the tables! I would be interested to know the answer on this one. It would only seem fair. Tenants do have rights too.
I have dealt with some shady landlords ( I didnt know it it til it was too late), but I had to give the credit info, references etc and somehow it doesnt seem fair if a tenant cant check out a prospective new landlord.
Good luck and I will be checking back |
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estielmo
|
You can ask for anything, but he can refuse. Explain your reason, but I'd tell you to look elsewhere unless I was very desperate for a tenatn. |
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Kristen R
|
ive had my current apt complex do a credit check on me before moving in... Before i came here i was going to rent a home thru an older couple and they wanted to run a credit check> i figure it is their property if they want to know how their tenants payment history etc is they have the right to know before they allow you on their property. |
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