 Can my boyfriend and I afford a mortgage making a combined $62,000.00 a year? |
| My boyfriend and I are thinking about buying a condo in CT. We want a 2 bedroom condo but we are afraid that with the condos fees and property taxes we will not be able to afford it. My boyfriend ... |
|
 Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract? |
| I would like to add the friend because they are helping with half the down payment and will be living in the unpermitted cottage (which will help with the mortgage payment). However the loan company ... |
|
 Water or landlord problem? |
| I rent out an attic apartment in a pretty old mansion. About a month ago, the water pressure in my apartment was pretty bad, and at moments it would sputter out of the faucet (air in the pipes?), or ... |
|
 REFI!!!... help...what are the chances on getting this LOAN!!!!!!? |
| i need to refinance and cash out about 60k for home improvements. i owe 285k .. i do not have a prepayment penalty at all... my home can apraise for about 415K and i do not make that much income so ... |
|
 Is there going to be a house price crash in england? what do you think? |
| COULD we really see a crash in prices, or is it just likely to level out? I dont understand how a crash could happen given the level of demand for homes? am i wrong? i hope so!... |
|
 Why is it not a good time to buy a home? |
i heard some where that it is not the right time to by a home
or get a loan
why is ... |
|
 Can you be an estate agent if you you have a police record for criminal damage? |
| An estate agent smashed my window because my baby was crying. Should I procecute in the hope that he would lose his ... |
|
 I just want to rent out a room in my apartment who do i do that or were do i go to plese help? |
| one room 4 rent must have income and no pet or children. You have use to the bathroom kitchen you buy own food. tv, cable,heat,A.C.... |
|
 My roommate in nevada has not paid her rent and says she won't leave until I take her to court. What do I do? |
| She says she does not have the money to pay rent and that she would be leaving next weekend. I asked her to leave by this weekend and now she refuses to leave without me taking her to court. What ... |
|
 Please help me understand? |
When you sell your home how soon do you get the payment for your home from the bank!?
Additional Details
My grandparents both passed away and there home was to be sold and divided ... |
|
 I have a severe mold problem in my basement what can I do to get the landlord to fix it ? |
| In my lease it said they would not be liable if something happened due to mold and yes I have learned my lesson to read fine print. I think it might be black mold and I have been sick since we moved ... |
|
 Making offer for a house? |
| My husband and I are purchasing our first home. It is 1 story, slab-not basement, 3 bedroom, kitchen, living room, attached garage, and medium sized fenced yard with shed. It is siding with some kind ... |
|
|  |
sunshine | Can a rental office verify that I receive child support? |
I am looking to move into a new apartment. I'm a single mother with two children, however, I only receive child support for one of them. All of the decent apartments are income restricted. When they include the child support it makes me over by literally $200.00...and they won't budge on the decision...they always tell me I make too much money. I think the whole thing is ridiculous. There are only a few places that do not have income restrictions...however, they are way out of my price range. I would not be able to afford them each month.
I recently found a very nice complex with nice townhomes. I filled out the application but indicated that I DID NOT receive child support. My work income, rental information, etc. is correct. I am waiting on their decision now as they have sent my information to their compliance office for approval. My question is will they be able to verify that I DO receive child support? How would they know? I know it's not the best thing to do as far as lying on the application but I'm struggling with two children. I can't afford the other apartments. And where I am now is income restricted, however, when I moved here I was within the their guidelines and now I'm not. |
 |
 
red.moment
 |
If all you did was fill out the application and have not started the tax credit process (income restricted) then no they will not find out... YET, once you fill out the tenant questionnaire (the form with all the yes/no questions) it will ask you if you receive or are entitled to receive child support. Being you have dependents the question will come up regardless if you said nothing about it on the application. Result of "No" answer = You signing an affidavit stating you are entitled yet do not receive support for a specific reason i.e. safety reasons for you and/or children, or he is in the service... Result of "Yes" answer They will verify via internet or the 1-800 number, you must authorize them to verify as they gather the information using your social security number. Either way they will verify regardless of your answer, so just note they will verify only because you have dependents. I am assuming you are applying at a 50% or 60% median income property, if you only over-qualify by $200 you can qualify at a 70%, rents may be a little higher but not as much as a convictional property which is usually at market rate.
I would look into whoever is filling out your employment verification, do they include O.T. that you had a couple times but not on a consistent basis? I hate not giving hope but I do this everyday and if their is a loop hole I can always find it.
By the way... That "Lauren" person above has no clue what they are talking about. The income restrictions have not changed for 4 years! FOUR YEARS Lauren. They are not raised with inflation! I'm sorry to be so crass but if you are in the industry GET OUT! The income limits are based on the median income for that county regardless of what state you are in. This means they take everyones income in the county rich and poor, with that figure they get the average number. Also, you will never have to pay back rent, you would however have to move. The program in it's entirety is a failed system thus has been proven. Lauren you need some additional training if you are in the management field... if not, stick to your day job. |
|
sarah314
|
Do you receive child support through your government/court agency, or does the child's father pay you in cash?
If your support is documented with a government agency, then its certainly verifiable. And its possible that they could do a background and/or records check as part of the application process.
Look at the application form that you signed - is there any fine print that states you are giving your consent to have your records verified?
In general, almost anything with a paper trail is verifiable, and therefore not wise to lie about. If you consent to a background check/verification of records, then its certainly possible that they could find out you lied.
(Not to mention, of course, that its not ethical to lie.)
Obviously, if the child's father pays you in cash and you don't go through the government/court, there's less of a chance that they'd ever find anything out. |
|
estielmo
 |
Since you are apparently looking only for subsidized housing (as a landlord I want my tenants to make as much as possible) and lying on the application could actually be federal fraud and include (most certainly) eviction, repayment of all benefits and possible criminal prosecution. |
|
A Texas Tycoon
|
DO NOT LIE ON YOUR RENTAL APPLICATION!!!
If you are caught in a lie on your rental application you could be, evicted from the apartment for falsifying you application and 2) you could lose your govt benefits if the apartments notify the govt. And if they do find out they WILL notify the Govt. |
|
jenfrompen
|
How do you receive your support payments? Is it through a county or state agency? If so then most rental communities that have income restrictions are going to check with these agency's to verify that you are not receiving services from them.
You might also want to consider the fact that most places have a clause stating that intentional misrepresentations on an application can be grounds for eviction. Check with your local housing council or social services agency for help finding a home for you and your children. |
|
rob divine
 |
No, they wont be able to find out unless you give them permission to pull that information and if they call the child support office or wherever you receive it, the wont be told a thing. private laws. |
|
Lauren F
 |
You are committing fraud if you do this. They can, and will, come after you for back rent if you are discovered, and it will also disqualify you from any future subsidized apartments. You don't say if the $200 is an amount per month or per year that you are over, but if it is per year, I would cut back a couple of hours on work, show them a new pay stub, and then try again with revised pay numbers. Also, the income limits do change every year, usually increasing with inflation, so ask around at a couple of other places to see what the 2009 income limits will be. Finally, if you have extraordinarily high medical expenses, or pay large health insurance premiums, some apartment complexes take that into effect and "deduct" that from your income, which might give you the cushion you need.
Another option is to go back to family court and voluntarily request a deduction in child support from the father who is paying it to an amount that will legally qualify you for the apartment.
Option #2 is to get the second father to pay some support - take him to court and get a nicer place. |
|
keswickian
|
Are they a government office if so then the child support was probably government ordered.Also they could check your account transactions and see the payments being made. |
|
Chrys
|
it won't show up unless YOU tell them. There is NOTHING on your paperwork ( credit report ) that says anything it will be on the FATHERS. |
|
Zoggers
|
They can not find out...don't worry. |
|
theburkemommy
|
I am almost certain that they cannot verify whether or not you get child support. You are doing what you need to do in order to support your kids...so don't feel badly about not including it as income. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 32 minutes(s) ago
| | | |
11 | 47 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 4 hour(s) ago
| | | |
12 | 6 hour(s) ago
| | | |
11 | 9 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 1 week(s) ago
| | | |
11 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
