I have an interest only mortgage. My lender has said if I can afford it I can pay 10% off the capital each yr? |
| But why can I not throw any excess repayments into my savings account and when the mortgage ends in 18 years time I can pay off my mortgage from my savings and pocket the interest rather than just ... |
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Can I afford a house? |
| With mortgage prices spiralling out of control, and interest rates through the roof, I feel I just won't be able to afford a home of my own. My friend told me it was possible to part buy and ... |
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Why won't the Realtors let us choose our own Mortgage broker? |
| We are trying to buy a loft right now and the realtors at the sales center are now telling us that we can not have any of our incentives (which are just 1 added parking spot, and them tearing down ... |
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Do I have to have a reason to evict a tennant in my home- month to month lease? |
I overheard her slamming us to her friends and saying she would violate the lease because we are -------(bad words).
Now I don't trust her.... |
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If my landlord terminates lease because she sells property what r my rights? |
| My contract ends in october of the next year but my landlord is selling the appartment now. The owner-to-be wants to take bigger rent ftom tenants of the appartment than we agreed to pay to my ... |
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Landlord visiting on Friday, what to expect? |
Hiya,
My landlord is doing a visit on friday...help?!
What will he/she be looking for? Obviously i need to get my gerbils out of here (no pets allowed)....but is there much ... |
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Can my landlord change my rental agreement? |
| When I moved in, my landlord knew I had a cat. She noted on the lease that I had one cat, and under the security deposit, it notes that I only had to pay for initial security deposit. It says ... |
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How would one go about fipping houses for profit? |
| What should I expect? Where can you run into problems?... |
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Can a landlord hold a final rent check for 6 weeks before cashing it? |
| Same Landlord, new problem: It is 6 weeks after I have written him a check for my last months rent. it is 15 days since I was oficially out of the residence. He has fialed to cash my rent check ... |
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What do you think? |
| If myself and partner rent a house (say £350 per month) and we split all the bills (inc the rent, gas electric etc) in half, how much money could we survive on that is left over after paying the ... |
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Fixing holes in walls in Apartments? |
| Someone put a moderate sized hole in the wall in my apartment. Is this something I should fix or should I have the apartment people fix it? Would I get charged if they fixed it?... |
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Should I or can I flip this house? |
| A lady approached me about bying her house that is about to go into foreclosure in less than 30 days. She owes $165,000 I would like to purchase the house for 65,000-70,000. I would like to flip ... |
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People whispering in the work place? |
| I work for my father's business and I found out that different individuals have been whisping and when I come into the room they stop, these people are range from 35-50yrs, is there anyway I can ... |
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What does it mean if someone name is on the title of the home and not the mortgage? |
| The loan person I went to see, say she just wanted to do the mortgage in my name, not also my boyfriends name, but she stated that she could put his name on the title, what exactly does that mean, ... |
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My Tenant has asked me to give her an eviction notice? council pay at the mo...? |
| my tenant is having her rent paid by the council. its a first floor flat, she is a 22 old mum (chav) and has just got herself pregnant again and is saying she doesn't want to live upstairs any ... |
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Is there a place i can call about the Illegals that my apartment building people rent out to? |
| I have lived here for two years ,and the neighbors, I had move out at three in the morning ,but at the same time two move in and the funny thing about it is they have a procedure to were they look ... |
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decker | Can an apartment complex require photocopy of your Driver's License before showing unit? Why do they need it? |
Can an apartment complex require photocopy of your Driver's License before showing unit? Why do they need it? In this age of ID theft isn't this just asking for trouble? Additional Details Ok I understand the safety thing the agent copied our names and address from the licenses onto a card but then she wanted to photocopy them. I have heard that many car dealers use this trick to run an unauthorized credit check on you while you are on a test drive, this is bad. Worse yet would be the agent turning around and selling he info to an id thief. |
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Landlord
 |
It is common practice in CA, they even lock the copy up. Sadly apartment managers have been attacked and this helps protect them. |
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A.Mercer
|
They do it to protect their employees. There have been cases of people asking to see an apartment and then attacking the employee once they get there. Usually, they are in an empty apartment without anyone to see them. If the person looking at the department is required to leave a copy of ID at the office then it is less likely for an attack to happen. The attacker would know that he/she would be easier to catch with the copy of the ID at the office. Besides, you would have to give them all of this information anyway if you decided to get the apartment. |
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bostonianinmo
|
This is a common security precaution. More than one rental agent at a complex has been assaulted, raped, or even murdered by a prospective "tenant". With a copy of the ID in the office, someone with nefarious intent is likely to think long and hard about their plans. |
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duce
|
They can, they are protecting themselves and their employees, if they are showing the apartment to some stranger they can put themelves in danger |
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brandyrhi
 |
Yes and they should..I do. I leave a copy on my desk while I am out on the property incase something happens. You never know who you are going to be alone with in an apartment or what they may try to do with you. |
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Expert Realtor
 |
This is a VERY common practice and there are a few reasons they ask for it.
#1 Marketing...it's a quick way to get your name, address for follow-up and future mailings.
#2 Safety. Criminals are less likely to attack an agent if they know a copy of their ID is sitting in an office. |
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wjvv
 |
They can require whatever they want. You have the option of not renting their apartment. They just want to make sure that you are who you say you are. |
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Maverick
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all the answers above me are correct...for safety reasons |
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Box815
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They want you to realize they know who you really are. Would you want to be alone in a vacant apartment with a stranger who might have given a fake name and who might be violent? |
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Vick Masterson
|
They ask for it simply for safety reasons. This way if you were to commit a crime or assult the leasing agent, they have a positive id on the person who they last showed the property to.
Realtors also use this as a safety measure before they show houses to first-time clients. Don't be turned off by this idea. It is simply a safety precaution. |
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alisonwildtgirl
 |
I'd refused to give them a photo copy and leave right away and when at home that same day , and if the rent review office is still open you should give them a call and ask if this photo copy is ok or not as you was saying " In this age of ID theft isn't this just asking for trouble? '' !
When and if you do call them for info don't for get to ask if they have any info booklets about renters/landlords rights. Its good to know what your rights are in this day and age!
Don't give out any of your personal info to a landlord with out knowing your rights frist. |
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Steve is cool
 |
I wouldn't let them copy my drivers license, I normally give it to them to hold until I come back. You are right that in this day and age you wouldn't want a copy of your license floating around. But in this day and age, would you go into a apartment that can be locked from the inside without someone from your office knowing who that person is? |
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Asia S
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Sure - I do. I run credit checks and need the DL to ensure you are you and that you're not giving me your sibling's info - who happens to have great credit and you don't. |
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