 Any advice for a first time home buyer with limited finances? |
I'm a first time home buyer (25 YO) and I'm 100% sure that I want to buy a house when my current lease is up. I have already pre-qualified so I know what I can afford.
My ... |
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 Can I use force to evict tennants from my home? |
| Due to the mortgage crisis and higher interest rates, I have had to raise the rent on some of my properties. One family doesn´t seem to like this, and are unwilling to pay and have talked about ... |
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 Selling house with tennant? |
Probably a stupid question, but, is it possible to sell a house whilst there is a tennant living there on a short term (6 month) lease??
Answers would be gratefully recieved..
T... |
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 Why do people think they are home owners when they never even get close to actually owning their home? |
| People flick their noses at renters, yet in reality for most 'home owners' they never actually own the home. They merely pay interest most of their lives. Possibly by the time they are 90, ... |
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 Why is the fall of house prices in the UK reported to be a gloom? |
It should be a celebration!
Why can't houses be seen as homes again instead of unjust get rich quick investments?
Additional Details
This "got to rip you off" ... |
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 My roommate refuses to pay rent, move out and/or pay me back, both our names are on the lease...what do i do? |
| my roomate and i both signed and put our names on the lease. she has not paid august month rent so i covered all the fees, utilities etc. i gave her till the 22nd to pay me back and she basicly said ... |
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 Should I give the key back to landlord's friend/neighbor? |
| We are scheduled to move out by today. The landlord lives in NY and we live in CT. She has asked that I give the keys back to her friend and my neighbor tonight and let her do a final walkthru in the ... |
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 Buying a home for the first time...what type of mortgage is the best for us? |
| My wife and I have great credit (730), we are looking for a loan for a primary residence, $409,000. We want to come to the table with 0 down, no money out of pocket. What type of loan is best for us? ... |
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 I need help making my rent this month.? |
| I was wondering if anyone out there can help me solve my HUGE problem. I need 1500 by next Friday in order to pay my rent; otherwise I will be evicted and put out on the streets. I was wondering if ... |
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 Should people change the locks if they buy a new home? |
We have just brought a new house recently and I took it for granted that we would get new locks put on the front and back doors so I got a few quotes.
Now my husband tells me we are not ... |
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 Realestate agents? Are you the one who is supposed to find the lender or is the buyer? |
| I live in NC. Im not sure if that matters. Anyways, my friend is looking for a house and he has gone with someone who has just finished up their realestate classes and recieved their license. The ... |
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 Is this house gorgeous? |
| what do you think about this house(http://122kilkea.com). Is it gorgeous? Is it worth it? Would you consider it a large house, mansion, or mini-mansion? I think stylist to the stars Monique Rychtr ... |
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 Have Brits got no sense of humour!? |
Look their in such financial s**t all that is left to do is laugh!!!
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T5 went well this ... |
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 Can anyone help save my home? |
| I have been living in my rented home for 5 years and my land lady now wants to sell.She has offered it to me and the other tenant for £40,000 under market value (and this is a realistic market value ... |
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 Is a landlord or tenant responsible for funding replacement of contents damaged by the ceiling collapsing? |
| We are in rented accommodation and our ceiling just fell down in the lounge causing damage to some of our possessions, such as our TV, PS3, rug, couch covers, throw and pillows. We have provided a ... |
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pretty*petite*angel | Can anybody help me please? council housing? |
Right I fell pregnant just after where i was wroking shut down, so i am on jobseekers allowance and its impossible almost to get a job whilst pregnant, so i need to get my own place as i live with my parents and 5 brothers and sisters i would have no room to stay there with a baby. im going to have to pretend to the council im single as i heard the council dont help very much if you are with somebody. (me and my fiance are 19) i dont no where to start? what do i do? any advice? my baby is due in 4 1/2 months so i relly need to get things moving, i have spoke to the council and they have sent me a form to fill out about why i need housing etc although they dont seem too bothered about my situation, I am not one of those pikey girls living off benifits do drugs and drink etc me and my bf are decent people who need a home for our baby, he works but only earns £13,000 a month.
any advice is greatly appreciated. thankyou so much.
Im desperate for advice
Additional Details
i meant a year hes earning 13,000! sorry |
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bull_rooster_aardvark
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I have no idea how things work where you are, but you seem to just need general advice so maybe that doesn't matter. Look, the advice is, the squeaky wheel gets the oil. Just fill out the form immediately and take it in (pretend you are single if that helps - don't lie but you could be a bit vague on this point if that helps, but don't lie). Ask them about the next step and then keep calling/ going in there to keep your case moving along. Do whatever you need to do immediately and then bug them about what to do next.
I don't know if you'll be able to get a new place within 4 1/2 months so you may have to stay with your parents and siblings for awhile after you have the baby (hey free babysitting and help, this may not be such a bad thing, though a bit of privacy would be nice).
Look, there are probably ay more people trying to get housing than available housing and they may feel a little bit of sympathy for you, but I'll bet you are not the only one who desperately needs the housing. To get housing you will have to work harder at getting it and be more persistent than many of the other people applying, its that simple.
Best luck. |
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metalscorpionhare
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Wish I earned £13,000 a month.... |
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♥weelynne♥
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only earns £13,000 in a month. Tell him to buy you a bloody house!!!
He could probably rent one, instead of going for council. Check all private landlords and put your name down with housing associations and council. Explain your circumstances - make sure you don't miss out anything and you could be prioritised as you are pregnant |
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Dory
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If he earns £13.000 a month, you can afford to buy your own place. Leaving a council house for someone who really needs it. |
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s.j.compton@btinternet.com
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It works on a points system you get points for being pregnant and over crowding, you could also say your mother has kicked you out you then get points for being homeless... |
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X Heidz X
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I think you did the right thing asking the council but the waiting list is very long i think!!
private rent is probably way too much for what your fiance is earning
you will have to keep going to your council every so often to push i suppose
oh ..what.. 13,000 per month!?
thought you meant yearly?? you do don't you?
good luck |
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FiNgErS cRoSsEd
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£13,000 a month? dont u mean year? |
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alta
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Why should the council be bothered about you, you have got yourself pregnant at 19, by a boy who is not able to support you financially. You say you are not "one of those pikey girls" well what are you then? You need a home for your baby, we then why not get a decent job, save up for a house/rent things that make a home, then decided to have a child. Your no different than the "pikey" girls, expecting the rest of us to pay for your life.
I'm sorry if you don't like it, but I worked hard to get to the situation where I could afford to give my child the things she/he needed, and never once would I have expected people I didn't know to pay for things.
Get some backbone....sort your life out. |
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HovisBestOfBoth
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Did you mean a mth or year on your boyfriends earnings!! even so that should be more than enough to rent a two bedded property! |
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Miss Leona
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Just be honest with them it doesnt mater who is on the form. The have an obligation to house you although they might say if your partner is working why cant you private rent.
xx |
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mowglimama
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Sorry but you won't be high priority if you tell them you are with the babies father, his income is a lot more than I get and I was told to rent privately. As has been said the lists are long and a lot of social housing has been earmarked for certain groups ie immigrants, good luck and I hope you succeed. |
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I have a name now
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get your mum to 'kick' you out then you will be classed as homeless but be warned the council will probley put you in a bed and breakfast(separating you from your partner)or in a block of flats with warden(again see you later boyfriend) for single mums from there you could have a years wait to get housing.
the doctor can also recommend you as you can claim the stress is making you depressed,you need to get a medical form from housing office to take and leave with the doctor.
you can also visit your local mp who if thinks your case worthy
will also get on to the council and fight your case.the above things will gain you points and move you up the list but that's if all the immigrants drug users and alcoholics haven't beaten you to it.
you are best renting a flat privately as you will be entitled to housing benefit you will see flats advertised saying housing benefit welcome,so go for those, then waiting for your name to come up list,least then you can stay with your boyfriend.good luck.
get on to SHELTER they will tell you about getting deposit for privte flat etc and housing benefit. |
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Nagina Y
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the council take the piss now trust me on dis
the best thing for u to do is say u r homeless or will be in the next 2 months
for where u live is over crowded
they might give u a list of different hostels to stay at for a few weeks
do it u should have a flat or something in the next 4 weeks
try it |
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Sαмміе
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You can get into lots of trouble if you are ever found out by the council, it is called fraud. Although it is unlikely you will be caught, it is a pretty big risk.
Are there any local houses that are for rent in your area?
Try: www.rightmove.co.uk and use the 'to rent' search yield.
I'm guessing he earns around £1,100 a month.
You could spend maximum of £400 pcm (per calendar month) on a flat / house - it doesn't have to be anything "jazzy".
Then you will have plenty left to spare.
You could go for council housing, but you won't get a house as fast as you seem to think you will. You usually have to wait at least 10 months, if you are pregnant they may put you on a "special priority" list, but it is highly doubtful.
Look into privately renting. |
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thechase23
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13000 yen? what is that in dollars like 4000 now?
If he's making 13k per month and only 19, dont ever complain again!
He's probably a drug dealer, dont live in denial, if not, what does he do?
13k per month should get you anything and everything you need. Get off this site and get on that pole woman. |
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coldzero
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i know what you say. these people are picky and that is all. one of my gf friends was exactly like you. but a big difference. her bf left her after he heard she is pregnant with a twins.
she is still living with her parents as council did not bothered to give her even a room.
they offered her bed and breakfast.
you should fight for council housing.
because every body wants to be lazy and lay on the gov's shoulders. i am foreign and asylum seeker and i know what LAZY means.
i can't pray for another War in asia as they make your gov wealthy to make more houses, cos lots of pregnant mums will lose their husbands and loveable ones such as iraq and afghanistan!
you should visit the ...mmm... what is the name thingy,,,, CITIZEN ADVICE BORROW
you are pregnant and you deserve a flat at least good luck to you and take care of the baby |
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yummymummy
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it just goes to show that young women who think that having a baby will automatically entitle them to a free house and money are wrong.
i am in a similar situation,both me and my partner are 20 years old we have a 2 and a half year old daughter and live with my mother despite my partner only having 3 days off a month and myself working 25 hours a week we still cannot afford to move out,but havent been lucky enough to get cheap accomodation with the council.
ideally if i could have planned when i had my daughter i would have wanted to wait till i had a mortgage but unfortunatly she came as a surprise im sure you feel the same. as you are living in crowded accomodation and are expecting you will be entitled to a council house and you will be given high priority,however claiming benefits whilst your partner lives with you is ILLEGAL and could see YOU sent to jail (i know of one person who is spending time) the only reason why the council might not give you high priority is if your partner DOESNT live in crowded accomodation therefor making it possible for you to move in. its good that you have pride i feel the same there are soo many chavs nowadays who do drugs and pop out kids like theres no tommmorow just to get more money. if you cant get a council place then housing benefit (LHA) is an option,get an interview with a housing officer,my partner and i had one yesterday and it was really helpfull we got to explain in detail our situation.
here are some links that might help
http://www.direct.gov.uk/en/index.htm
http://www.shelter.org.uk/
http://www.citizensadvice.org.uk/
http://rightmove.co.uk (to look for private houses)
ps another option is for you nad your partner to rent a studio flat and then the council would definitly see you as high priority.
its tough being parents and finding a home is probably the easiest part of all. good luck for the future and i hope you find a place soon. |
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