 Is it legal for a landlord to put a camera to watch who comes in and out of your apartment? |
he could have put the camera on the front of the house if it was for security, because then you could see both apartments not just mine
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he put the camera on the side ... |
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 Can my lanlord shut off our utilities, remove our doors, and enter my home wihout me, to evict me faster? |
| my lanlord, also an attorney, gave us a 24 hour eviction notice. since then, he has removed our outside doors to our residence, plus 2 inside doors, shut off our utilities, and put some of my ... |
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 Are house prices on california going to go up or down? |
| If prices are going down, when are they going to go up? or if prices are going up when are they going to go down?... |
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 Renting or Buying with mortgage which is best? |
I'm currently renting and spending nearly as much as i would be if i had a mortgage. Do I get on the property ladder and go for my own house or not?
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I must add ... |
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 I am having problems with my landlord? |
| I am having a problem with my landlord. I have raw sewage on the ground outside of my flat. I told the landlord about the smell of raw sewage coming from my broiler whenever I would use the hot water ... |
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 My house is on the market but why no viewings? |
| Maybe I'm just being impatient. It went on the market two weeks ago and so far ....... nothing at all. Is this because it's a buyers market at the moment? It looks nice in the adverts and ... |
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 My son is 24 yrs old and disable, where can i can i find him help so he find any jobs.? |
| His disable and he like to work and place that will take him, i try to look for help and cant seem to find any program for disable kids his age. Or a school that he will keep on learning,... |
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 Whats the first step to buying a home after you've found the one that you want.? |
do you make an offer before getting pre-approved. if an asking price is $124,000 what offer should I start with..... first time buyer...clueless.
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would it be o.k to ... |
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 Should I keep my old house and rent it out? |
| I have an old house in my city's trendy neighborhood. Over the last 15 years it has appreciated at a ridiculous rate. But it is too small and inconvenient. I could rent it out for at least ... |
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 Why can my children not get a mortgage? |
| both my children can afford to pay a mortgage but because they have no deposit no body is interested in lending them money,now there is an awful lot of people in the same position,if they rent ... |
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 Can anyone tell me if it is illegal for a Landlord to evict someone? |
| My friend's brother is living in an apartment in Illinois and is getting evicted at the end of this month. I have always thought that this was illegal in the state of Illinois. Can anyone help ... |
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 I got a letter in the mail saying that my house has been auctioned??? |
| There was a letter in the mail saying my house had been auctioned in a courthouse and that i still have time to pay off the mortgage if i call now. Is this real or is this trying to get the senders ... |
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 Will my heating, electricity, water etc be covered by my rent? |
| So I'm moving out of my parents house in September, and I'm thinking ahead now. I'm going to rent a flat, so I'll have rent to pay, but will I have water, electricity bills etc to ... |
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 HELP!!!!Can i refinance? i HAVE AN ADJUSTABLE? |
| I made the wrong decision to refinance about a year ago in to a 5 year adjustable. I wanted to get out of it but when I told the lender I wanted to cancel the deal she assured me that it was a good ... |
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| Can't seem to sell our house...any suggestions? |
We have a beautiful house for sale. The price is low, taxes are low, move in condition, and it really is a beautiful home.
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Schools are great and neighbors are the best!... |
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 I just inherited a home, but the mortgage company won't let me switch the loan to my name? |
| They said I have to refinance to get the loan placed into my name. Unfortunately at this time I also got laid off from work. I have a nice savings, large severance package & I'm about to ... |
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 Do mortgage companies usually mislead people in an attempt to abtain business? |
| I recently applied for a mortgage, and after settling on a company and beggining the mortgage process, I received the paperwork in the mail for signature and all of a sudden, the deal changed. I am a ... |
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missfickle | Can anyone buy a house on $28k income? |
When I talk about renting everyone says "you are throwing your money away" and talk about 1st time buyer programs. But do I have any other choice than to rent when I live alone and make so little? I mean, I may be able to make the mortgage payments but if anything went wrong with the house, which of course it would, I'd be screwed... |
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Stuart
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$28,000 annually = the ability to make a $400 - $450 mortgage payment. You can afford a $50 - $60 thousand dollar house if you can get together a few thousand dollars for a down payment. |
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UnaBlogger
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It depends on where you live and how expensive the houses are. First time buyer programs exist but they may be hard to find or not available in your area. Some government enterprise zones work with the housing department or the Department of Housing. You could look for information on their website and see if you qualify. Sometimes business owners have programs to assist their employees. I suspect it is all very difficult to accomplish however. Good Luck |
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Mephistopheles
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You will need to find a cheap place to buy. You can guard against not being able to make the mortgage repayments by getting insurance to protect you. You should sit down with a mortgage broker/estate agent and work out your options but don't convince yourself that you can't do it until you have explored all the possible alternatives. Best of luck. |
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bigandpig@sbcglobal.net
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Try first time home buyers programs that pay opening and closing costs also ask about programs that supply the appliances without charge. My cousin brought a house on a footlocker salary and she wasn't a manager. |
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roy_s_jones
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Yes you can buy a house on $28k income.
First time buyer will help you a lot.
Seek for advice from people in the same situation. |
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p.cynthia
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Hello. Glad you asked this question. Ever heard of low income housing. If there is a Rual developing or USDA in your area or Hudd.
They base this on your income. Also research the houses through your bank find out where the repossed houses are more times then not they auction the houses just for the pay off. Go to the assessor's office at the court house. Ask to see if there is any property or houses that have not had taxes payed on them for seven years. Pay the back taxes and then it becomes yours. Not as expensive as you may think. Also the low income housing is based soley on your income if your income decreases, so do your payments.If your income increases so do your house payments. It must increase or decrease 10% before your payments change. I know things go wrong with houses. This is a true concern of any home owner. This is where insureance comes in. Also you might want to check into contracts on these low income houses such as Hudd. They may help you fix somethings that go wrong. You rent throw money away. You own your own home you fix every thing that needs to be repaired out of your pocket. Remember though this is why you have house insurance. Hope I have been able to help you some. Before you buy be sure it is exactly where you want to live for 25 to 30 years. We had our house built 3 years ago and already we are having to move. This was not what we had planned. My husband has to drive one way to work is 50 miles. 100 miles a day. It is not feasable we can no longer have our horses on our property here either. So I started a home business for myself and we are moving. |
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Autumn
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If you can find a house in your price range you can. The problem is can you find that house and is your credit rating good enough. |
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linkus86
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Sure, it happens all the time. Rather than go through a math equation of what you could borrow I will affirm that your friends are telling you the truth. I could also explain mathmatically how much wealthier your friends will become from home ownership, but I don't want to depress you. I am a single guy and understand where you are coming from. When I bought my house I was looking at a payment that was 80% more than what I was paying in rent at the time which wouldn't allow for any repairs a house might necessitate. The answer ... buy a house that is in good shape. The first summer after I bought mine, a tree in the back yard blew over in a storm and crushed my fence and the edge of my roof puting me in the exact position I was afraid of. The answer ... insurance (actually paid me more than the repairs required). Oh then I thought what if my water heater or my HVAC needs to be replaced. No need yet but the anser ... credit card. Once you start paying a mortgage payment for about 5 months your credit score sky rockets such that everyone under the sun wants to give you a credit card. A house does require maintenance, but often it isn't that much and worth every penny in the long run considering the return on your investment. I was a late bloomer to home ownership (and a walking oxymoron as a Realtor who rented). I specialize in helping no money down first time buyers and can also affirm their are government programs to help lower income first time buyers just as your friends have told you. |
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lindsaytejeda
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Yes, you can contact some lenders... Nationwide Mortgage is an option. |
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BUSTED!!!! better luck next time
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Its a very general Ques ton , you re saying "can i buy a house on 28 k a year" Yes you can Have a good time in Compton LA |
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k_biz
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You are right. What you should do is try to save up as much money as quick as possible then you can make a big down payment. Then your mortgage will be less, and you could probably even get a better interest rate. Your only other choice is to live in the ghetto, but then you run the risk of you property value going down even further, or even worse, getting robbed or something. |
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jhrkickin
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sounds like you answered your own question. |
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B
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not relly but ther might be a way to look in to low incom i have low incom dont make engoth |
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mel
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I doubt it. Save your money for a larger down payment may help. |
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