 Deny rent because heater in bathroom is broken? |
| Can the tenants stop paying rent because the heater in the bathroom doesn't work?... |
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 Should i pay my rent up for 6 months is that a good thing to do ? |
should i pay my rent up for 6 months ? people tell me no i should only pay for 3 months.. if something happens can the landlord keep the money
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i wanted to be ahead on ... |
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 Can landlord prove that damage was not there when I moved in even if they don't have before pics? |
| My landlord is suing for damages that she claims we caused. The dishwasher leaked through the floor. It was leaking when we moved in. We only used it 4 or 5 times. There is no way we could have ... |
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 Should I plunk down $400,000 on a CONDO that has not been built yet ?? |
WOW, the CONDO market in Toronto Canada is HOT, HOT, HOT !!
I've seen over 200 people waiting in line for the lucky opportunity to be one of the few people to put down $400,000 or more on a ... |
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 I want a house!!! Any advice? |
| Me and my husband want a house so bad but we are in a finacial struggle right now and have dwindled our savings. We have a child so we are really working with one income. I only work partime. Any ... |
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 In your opinion, are double-wide mobile homes as good as, better than or worse than houses? |
| I am thinking of trying to purchase a home. I have saw some very beautiful double wide trailors. I used to hate trailors, but that's before they came out with the ones that look like real houses.... |
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 Will you PLEDGE to buy only AMERICAN made products with your ''rebate'' check? |
| Since the ''rebate'' funds will be funded by loans from China it makes sense to not just give the money back to them by buying their stuff.Let's truly help our economy..BUY AM... |
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 Is it a good idea to buy a house during a recession? |
| I see houses are going down and interest rates have gone down so I was just wondering if it was a good idea to buy a home right now.... |
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 Do you think it's ok to tell your landlord the reasons why your rent is late? Even if it's a bit personal?? |
| Now, I'm not talking about getting way TOO personal... but just a general idea of what's been going on in your life. Normally I would say this isn't a good idea. But my own rent is ... |
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 If I'm the seller of a property, and the buyer puts earnest $$ down but backs out, who gets the $$.? |
| A potential buyer of my property put $500 earnest money down but backed out because of the home inspection. The home was listed "as-is", but on the contract, there is a right to cure. Who ... |
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 What would help my house sell ? Ive droped the price,Its now the lowest on the street.? |
Im in Bardstown ky.
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Its a nice clean, Landscaped yard and house, I have a real Estate person, But he has only shown it 2 times, Its below its apr. What Am I doing ... |
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 Can my landlord keep my security deposit for damages I did not do?? |
| Help! I am in a mess. My old landlord claims I left the apartment a mess...I live in Tennessee...I had a 350 deposit and they claim damages came to 469 dollars. I took 3 days out of my schedule to ... |
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 Does a real estate agent have a LARGE part to do w/ selling your home?? |
| My hubby & I have had our home on the market for almost 6 months now. There is nothing wrong w/ the home (it is always immaculate & sparkly). Nothing is ever out of place & it is very ... |
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| When you rent an apt. or house? |
| Is the property tax figured into the rent or do you pay it separately or not at all?... |
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 Can my infant daughter purchase real estate. She will be paying cash? |
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">There are laws that no one is allowed to purchase real estate without any credit"
This is complete rubbish. Obviously there is not a single ... |
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Manti R | Can anyone help save my home? |
I have been living in my rented home for 5 years and my land lady now wants to sell.She has offered it to me and the other tenant for £40,000 under market value (and this is a realistic market value considering the housing climate) as we have been excellent tenants and she is comfortably off. We have a joint income of £50,000 and the sale to us price is £160000. Unfortunatley we have no savings. Does anyone know of anyway we can purchase this as there are no longer 100% mortgages? Are there any shared ownership associations that you think could help us? Bit of a long shot I know but we really dont want to move as we are so happy here. Thanks anyone who could give us any advice! x
Additional Details
As an extra input, considering some cutting remarks, I would point out my income is £15,000 but I have a freind on £34000 who is prepared to buy with me. The £40000 reduction IS well under market value even in todays bad climate. I live in a 3 bed detached and in my town you cant even buy an ex council house semi for that amount! |
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SimonC
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She is willing to sell for £160,000, but its worth £200,000. And she is comfortably off? How much does she trust you?
Can she lend you £15,000, then sell the house to you for £175,000? She gets her £15,000 back and the £160,000 she was going to sell for. You suddenly have a nice big deposit to enable you to get a mortgage. |
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onandonandonanon
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ask if she will finance it for you, then you just make payments to her Even if she didn't want to do it for long term, it would give you a chance to save up some. |
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Tangerine Panda
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If you're a couple, my advice is simple - you have a joint income of £50000. Stop spending on crap and live a simple life. The amount you save will mount up so quickly, you'll have enough deposit in a year or so, and own the house outright in 10 years.
If you're just tenants who rent together, I'd steer clear of getting involved |
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Miss Typo!
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is there any way u can borrow a little of lots of family members and get a few thousand together for a deposit.
as for shared ownership schemes - its usually certain houses they do it for, u could look into government schemes. |
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Cari
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A) I don't understand how you can have a joint income of that much money but have no savings. My income is less than half that but I have savings of thousands in the bank. Granted I have nothing else, but you sound like you don't either if you don't own a home.
B) You should not be looking at buying any house when clearly you don't understand the value of it. How has the landlady offered it to you at "£40,000 under market value" but "this is a realistic market value considering the housing climate"? This is a paradox. I understand that house prices are currently falling and therefore you're expecting to pay less than you would have, say, a year ago. But this is not less than the market value. This IS now the current market value. If you can't understand this you shouldn't be looking to buy.
C) You have no hope in hell of getting a 100% mortgage. We're now at a stage where even 90% is unusual. You're going to need to borrow from family or something. |
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antagonist
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nope sorry |
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realtor.sailor
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Have you looked into seller financing? If she does not have a mortgage to pay off when the property is sold, there are advantages for her to hold the mortgage. Interest rate; offer her an interest rate that would be higher than she could make by investing the money someplace else. Go for a 30 year amortization but have it balloon is say 3 to 5 years. She will get a nice monthly income for 3 to 5 years and then a lump sum payment. Just a thought.
realtor.sailor |
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Fashion911
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well you could use some loans from the bank thenget a good paying job so u can pay it off:)) i really hope i helped:)))))) |
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pennylane
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get what ever you can be loaned from your bank and work out the rest with your landlord. |
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mia170107
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It may be possible to get an unsecured personal loan for the deposit and then a mortgage for the rest. Contact an independent financial adviser who will help you assess your options. |
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Sali
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Nowadays everyone is panicking to sell and they all offer lower prices than market as there is no bank help. Don't get upset and rent another apartment and for your information houses in USA particularly in Florida with three bedrooms and fanatstic size is sold now for 20,000 pounds and the 5 bedrooms for 50,000 pounds so don't worry 160,000 is still a lot of money to pay these days and you don't know what will happen in the future maybe the properties will go down more. Do take it eassssssssssy. |
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Hallion
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ask her to gift the deposit to you...this means the landlady knocks off the deposit amount (say for example its £16,000 which is 10%) then you get a contract drawn up with a solicitor to say that you will give the landlady this money back in "x" amount of years when you are in a position to remortgage. Landlady does not even have to drop the price of the house to £144,000 now to do this, as long as the house is valued for £175,000 at least then she can agree to sell it for that less £16000. We did it and it works! |
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garry s
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there are associations out there that you can rent to buy, unfortunately i cant tell you anymore, i know because my brother did this. ask a mortgage advisor about this |
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amanda m
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try for 80%mortgage and 20%loan, worked for us as we had no deposit either
good luck |
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WarrenBB
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You might want to talk to a number of different banks. Your income is high enough relative to the mortgage, that in your case, they may allow a 100% mortgage. If they say no, then find out what the minimum down payment is.
The other option is to borrow a second loan with another bank or personal loan for the minimum down payment required, then borrow from the bank for the rest. |
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Ðïgïtå£ §åmü®åï
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can of petrol and a box of matches, if you cant have it no one can!!!!!!!!! |
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