Dan
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Gina I'm not a fan of any online company as they sell your info to multiple brokers and each one pulls your credit before calling you and that can hurt your credit score. I would suggest contacting a mortgage broker and having them pull your credit and then having them shop for a low rate for you. If you feel the need you can still shop with other mortgage brokers but give your credit scores and not your social security and let them qualify you that way. I hope this helps you but if you have any further questions or need any additional help please feel free to email me. |
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custommtg01
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I have never heard of that website, but I did want to offer my services to you. I am a loan officer based out of Eagle, ID, but am able to out of state loans both easily and efficiently. If you are interested feel free to contact me as I would be more than happy to assist you. |
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Michel D
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All banks and brokers get their rates from the same place. PERIOD. So that means what you really need to do is find a broker or banker that you trust to put your best interest first. And find you a program that will accomplish your goals.
PS when you put your information on lending tree, even though its against the rules, many lenders will check your credit prior to talking with you and its not unheard of for some lending tree borrowers to have 30 and 40 inquiries within a week. FYI
If you have any further questions please send me an email - mdesdunes@sicloans.com |
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gtofinancial.tomvoli
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There are a multitide of refinancing options but I suggest selecting someone that knows how to maximize your scores so that you get a better program. There can be a huge difference in a rate you get at one score than the rate you would get with a 12 point higher score...and there are definite ways to manage the score. This is what a good loan officer will provide these days.
Here is some additional info. Hope this helps. |
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eViL
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look and compare company's at bankrate.com |
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H
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Check out the Website at www.hschauhan.org and they are leading loans and web designing service providers. |
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ogrendle
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Stay away from web based companies. Go to whoever has yyour note now and then shop around. |
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sarabmw
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Bank of America hands down. |
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tothegloryofhim
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Contact a great friend of mine Todd M., he works for Home Capital, the second largest lender on Lending Tree. He is a mortgage banker, his company is an Direct Lender, that does in house underwriting and processing. Basically allowing you the best deal possible on your home loan. His cell phone # is
678-464-4417 or office phone # is 1-800-430-9430 ext. 1395. |
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mikem33607
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I used lendingtree.com. worked good. |
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NONAME
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Online lenders are rarely your best bet. Unless you have stable, salaried income, good equity, and perfect credit, they may not know how to best help you. Unless all you want or would ever consider is a 30 year fixed rate conventional loan. You'll be dealing with a processor, not a loan officer.
What that means to you, is that you don't have someone who is an expert at matching products and programs working to find you the best terms for your specific needs. You have a paper-pusher working to give you what you requested, with no thought as to whether it's right for you.
Rates online are often bogus. Bankrate gets sued all the time for letting people post rates that no one ever gets. I work for a major company, with access to the best rates anywhere in the country. And Bankrate shows lenders offering loans that they would literally have to pay money out of pocket to close. They would lose money. So, they'll find some reason to say you don't qualify. Perhaps your 775 FICO score didn't meet their 780 FICO requirement to get that rate... You get the idea.
Your best bet is to shop 2-3 local mortgage brokers and bankers. Get good-faith estimates from all of them, for the same product, on the same day. It's the only way to really compare apples to apples. |
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pontooner
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Good advice so far. Stick with a lender you can go see in case there is ever a problem. Everyone's rates are based on the same thing. Remember, there is no free lunch. Consider a lender that will keep your loan as opposed to selling it. Better service. Let me know if I can help in any other way. |
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