 Who can explain this sentence to me? |
"New York city was owed 15 million dollar in back taxes from the company".
I am confused : who should pay who the back taxes?... |
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 What is escrow? |
| How does this apply to houses?... |
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 Renting / housing benefit? |
| does anybody know of any letting landlords which except housing benefit. I need to rent privately but it is pretty expensive but most landlords ive been in touch with dont except housing benefit, ... |
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 Can my landlord tell me who I can have in my apartment??? |
| My landlord did an inspection of my apartment last night because the neighbor's told her my boyfriend has been "staying there". I told her I have some clothes for him and shower ... |
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 What do I do if my temporary roommate doesn't want to pay utilities? (follow up to different question)? |
| Got a temp roomie 6 months ago, he’s moving out, I told him we need to split all the bills that I paid before he leaves, (I do bills every few months). He got upset, said he thought utilities are ... |
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 Thinking of buying a house... first timer... what should we know? |
| My husband is in the Navy. We have two small children. We are both young (21 and 22) but we are wanting to buy a house. How do you get a mortgage loan? Do you HAVE to have a down payment? What ... |
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 Filed bankruptcy 11+ years ago. Loan app is asking if I have ever filed bankruptcy. Do I need to be honest? |
My husband bought a house 6 years ago. I married him 5 years ago then we refinanced adding me to the loan (we got 5.875%).
We are now trying to get a commercial real estate loan, but the ... |
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 What rights do I have if I am 5 months into my home lease and now the owner wants to sell? |
| The owner of my rental home (through an agency) called me yesterday and told me he is selling our house. We are only 5 months into our year long lease. What rights do we have, if any?... |
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 I am behind in my morgatgage with really bad credit no one will refiance me i am going into foreclosure? |
| i am behind in prperty taxes about 2 yrs worth i got a rolling 30 day or 60 day late for a year i do make enough to pay the normal bills but not the catch up game are is there any one who can help or ... |
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 What are the most important things to think about when buying 1-3 acres of land to build a house on? |
Additional Details
We are looking to buy the land to build a house upon. A few things we've thought about is to make sure that mobile homes wouldn't be built beside us. The ... |
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 With a nice house across the street from me empty for a year, are houses selling at all in YOUR area? |
And everyone around here is slashing prices right and left. There doesn't seem to be any good end in sight.
Additional Details
I live in north Georgia.... |
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 When renting a property??? |
| Will the estate agent or landlord carry out a credit check on you?... |
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| How long can my landlord keep my security deposit? |
| I gave the key to my landlord on the 17th and we did a walkthrough and that was done, now she is saying that it will take 3 to 4 weeks from today the 13th to get my security deposit back, because she ... |
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 Owners selling condo, how often can she bring people over? |
| The owner of the condo we are living in is selling the place, how often can she bring prospective buyers into the condo while we are still living there? It's getting a little intrusive after ... |
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fairycakes | Can anyone tell me anything about mortgages ? |
we are thinking about buying for the first time but have no idea thow to go about it and dont want to get ripped off we earn £4380.00 a month and would need a 3 or 4 bedroomed in sheffield uk
any advice???? |
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the wise one
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yes i can help, most banks will give you 3.5 times the main earners salary and one half of the second persons salary as a rule for a mortgage,
so if your other half earn 30.000 a year they would give you 105.000 for him and if you earned 20.000 they would add another 10.000 to the money they would loan you, there is some people who would give you more, the alliance and leicster is doing some great deals just now and its worth checking out their website and fill in the calculator on line, it will tell you exactly how much they will offer without any obligation, if you are first time buyers you can get 100% of the value of the property you are looking for,if not 95% is the most you will get,,in other words if the property was 100 grand they would offer you 95.000 and you would need a five grand deposit,
the biggest problems in getting a house is offers over a certain price, these deals cost you a fortune in survey fees and should be avoided,,look for a good fixed price house for sale and go for it,
god luck and i wish you many happy years together in your new home |
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Amanda H
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In the US, we go get preapproved first. Go to your bank or a reputable lender and give them all your information (including paycheck stubs)and the bank would get you preapproved and tell you how much you can pay for a house based on your income and your other bills.
Then after you have a price set by your lender, you can get a real estate agent and go shopping. :-) |
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daniel r
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as I am in texas, i can't be of much help other than to suggest try checking with your bank |
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Canute
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Banks, Bldg Socs, & Solicitors. |
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Joe Rockhead
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Check the rates and use a mortgage calculator to determine what you can afford on a monthly basis. From there you can see how much house you can afford.
Most bank websites have a mortgage calculator online. |
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sillyarsestu
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YEA DON'T use the abbey national i lost my job in march & thay just just dont giv a dam!! iv only got a small mortgage & not mist a payment in 10 years. thay wont be keeping my custom as soon as im working again and the goverment wont help even thoe iv paid full tax & stamp for 23yrs!! (idear) should apply for esilam mite get some help insted!!! |
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MSMORTGAGE
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I can tell you lots about mortgages but not on here (not enough space) lol. If you e-mail me I can give you tailored advice. Tell me how much is the property you wish to buy, how much deposit you have, your earnings (separately), whether you have any adverse credit ccj's etc, how old u r or visit my site at www.marshallfinancial.co.uk Good Luck |
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doctor ross
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Speak to your bank and have the types (repayment, fixed, offset, flexible etc) explained to find the type you think suits you best. Your bank will be legally obliged to explain which companies products it sells. There are thousands on the market so don't pick too quick. Take some leaflets and read at leisure. Don't be pressured.
You can find this on any bank website, which will also give you an idea of how much you can borrow, and expect to payback per month.
Be careful about tie-in periods, and arrangement fees.
Try getting What Mortgage magazine, look in finance sections of papers to see the best deals.
good luck |
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grumpyoldman
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Mortgages last for ever and are always a struggle to pay! |
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RAMSBOTTOM
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YOU CAN GET A PERSONAL LOAN CHEAPER FROM THE SUPERMARKETS AN YOU CAN GET A MORTGAGE FROM THE HIGH STREET BANKS |
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nemesis
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As you say "we", I assume you are buying jointly with a partner. I also assume the figures you quoted are your gross salary (before tax).
Traditionally, lenders would lend 2.5 times your joint gross income, this would equate to roughly £131,000. Some lenders may lend 4x your combined salary, which would equal £210,000, but I'm not too sure as I've only personally had mortgages on a single basis. |
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silentwindflowingwater
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I would go to your bank or building society first and find out how much you can borrow and then look at properties. Take your time to investigate a mortgage offered and then take it from there |
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