 Where can I find a sub-prime mortgage? |
| I already know about Qucken Loans. I live In Indiana.... |
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 How can I sell my home for less? |
| Due to an unforseen job relocate, we have to sell our home. Problem is the feedback I recieved on the realtor caravan is that we over-priced. I am not looking to make a dime. I just need to sell the ... |
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 Can a landlord charge a renter this???/? |
| I am on a month to month for $1310.00 a month. The place sold to a new owner and now they are charging $1395.00 plus an additional $100 per month admin fee for being month-to-month, as well as, a pet ... |
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 Apartment complex/ town homes that do not allow residents with children? |
Has anyone ever heard of anything like this? And if so, how could I find one?
Additional Details
I am sure some people will be really offended by this, but I just personally do not like ... |
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 If you own land does that mean you own it till the center of the earth? |
| So lets say you have a piece of land, so its yours right everything that connects to it within the radius of you deed or what ever but the deed does not specify underground i mean technically its ... |
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 Question about Landlord.? |
| I rent an apartment and I cannot get hold of my landlord her phone number has been disconnected and a couple days ago someone came and took the dumpster from out back so now i don't have ... |
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 Moving home - get packers in or pack ourselves? |
| My boyfriend and I are moving into a new flat in one week. I would rather pack ourselves because it saves money, means we can have things exactly where we want them and will make moving day a bit ... |
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 I'm a first time home buyer and I just wanted to know if the price in this listing is? |
What I would pay for a monthy RENT or how much the house actually cost (which probably would be too good to be true).
http://realestate.yahoo.... |
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 Who pays fire and liability insurance, the landlord or the tenant? |
| I am renting 2/3 of a building for my small business. The building is being sold. My new landlord is insisting that I pay the fire and casualty, and liability insurance for the building with extra ... |
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 Moving out of apartment/ apartment charges? |
| We're in the process of cleaning our apartment before our lease is up (Saturday), and we've noticed a few things. We've been at the apartment for 6 years now, and the carpet shows it. W... |
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| We have a lender that says we are pre-approved and to start looking for properties, but ...? |
| don't you need a pre-approval letter for sellers to take you seriously? He said once you find a property and agree on a price, he'll print up the actual letter with the amout on it, ... |
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| Very confused on home buying .What should I do? |
Which makes for sense. Option 1-Get a house I don't like that much in a good area, for $135,000.
OR Option 2 - There is a house I like more in a good area also, but can't afford.The ... |
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 How much credit do I have to build up before I can purchase a house? |
| I have very little credit and I am tired of living in apartments. I want to purchase a house but I've heard I have to have good credit and at least a credit score of 700. I'm at 560 right ... |
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 Can a prospective tenant ask for a landlord's credit report? |
| I'm moving to a new location and since foreclosures are on the rise, I'm a little concerned about renting. Is it acceptable or legal for a prospective tenant to ask a prospective landlord ... |
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 Can Bank Change Mind after verbal agreement? |
| Last Thursday my real estate agent called and told me that the offer I put on a house was accepted. The bank told my agent that they accepted our terms and will get back to us with a contract but ... |
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 Can i sue the realtor (2 issues)? |
| I am in a current court battle with a local realtor related to my property. 1)She told me that a gentleman was a licensed contractor, and that "his company" could fix some work that i ... |
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John B | Can anyone tell me if its true that you cant refinance a house while it is listed for sale.? |
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rwa000
 |
true, |
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Tatnic
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you can talk to the listing company and ask them to remove the listing and let you out of the contract....try that. |
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KL
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True. Fannie Mae and Freddie Mac guidleines are off the market for a minimum of 6 months (at least that's what my underwriter told me.) |
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Rev.Michelle
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True |
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iceblendedmochajavo
 |
yes, some houses are listed for sale for YEARS, sad but true... |
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lepr0kan
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True and most lenders won't refi unless the house has been taken off the market for at least 30 days, the standard however is usually 60-90 days off the market before they'll consider a refinance. |
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DannoREA
 |
Though you are not permitted to make changes to the liens affecting a property while listed for sale, you can temporarily remove the property from the MLS, refinance it and put it back on the market the second the new mortgage is recorded in the county records. |
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godged
 |
True. Although you can temporarily take it off the market for the refi, some lenders want the appraiser to check the MLS to see if the house is in there. |
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Patrick
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True. Think about it, why would anyone want to refinance while it is for sale. Refinancing costs around 4% of the loan amount. For a $100,000 house why would anyone spend $4,000 only to turn around and sell the property? It's like throwing money away. |
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Expert Realtor
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Very true, in fact, most lenders, once it has been listed on the MLS, will make you wait 6 months to 1 year before you can have it refinanced.
The reason? Too many people have refinanced, pulled cash out, then allowed the house to go to foreclosure.
PS: You are probably wondering how the lender will know if you just pull the contract tomorrow, right? I'll tell you...it's one of the questions on the appraisal ...if the property has been listed for sale in the last YEAR. Appraisers are MLS members and do a search for the property to see if there are any past sales OR listings. |
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