 Incentive for renters while house is on the market? |
| I am preparing my duplex for sale. Currently I live in one of the units. The other unit is rented and eventually, if it does not sell within a year, I will have to rent my unit out as well. My ... |
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 My best housing option? (UK only please)? |
| I have to be out my house in a month as my dad has come into some financial difficulty and has to move to smaller house which has no space for me, Im fully employed but dont have the money for a ... |
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 Could they afford an appartment? |
So a couple makes 23.25 per hour together. Is that enought for them to aford an apartment? can any one give me some links for apartments..
Thanks so much!
Additional Details
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 Where in the house does people hide their money? |
| Does people save cash in their house? If so where at? and How much ?... |
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 My boyfriend can't find a cosigner...Are there alternative ways to getting one? |
| He's 18, only had a credit for about two months, and doesn't have a good relationship with his parents. He's fully able to pay rent ($600 a month and under), since he works 40 hrs a ... |
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 What are the steps for moving out of a house that you own? (with the whole family)? |
| I constantly think about moving out of state, but we own a home. If I get a job in another city, what are the logistics for moving out of the house and not getting into a financial nightmare? I ... |
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 Foreclosures? |
SOMEONE PLEASE HELP!
Me and my family want to buy a foreclosure house in North Fontana,CA but we cant find any that we can buy that are real estate owned or how ever you buy foreclosures. We ... |
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 What's a warranty deed? Why would a buyer ask for a survey, if seller has a w. deed from orig. plot lines? |
Yes I looked it up on line, but I don't understand what I read. Can someone put this in plain english for me?
I'm curious, because a buyer wants my 64 acres surveyed prior to ... |
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 Wrongful eviction? |
| Please help. I been in this trailer park for over a year. The other day I got home with a note on my door saying, undiserable tenant. (eviciton notice) The next day I talked to the manager to ask ... |
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 Mortgage/loan confusion....? |
| Here's my situation... I am self-employed and have been for almost 3 years. I have the past 2 years tax returns... which don't total much in profit at all. I am looking to shift my business ... |
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 What kind of offer should I make on a house? |
| I found a house that I would like to purchase. The asking price is 157,500 (about average for the area). I was wondering if anyone could give me some input on how low of an offer I could make. I ... |
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 Help! Im scared and really worried!? |
I was browsing on craigslist and found an ad with his phone number and email advertisng my place for rent as of Nov.Ist. My contract does not end until March.
My boyfriend sometimes parks ... |
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 How easy is it to get a mortgage with adverse credit? |
| My landlord has just told me that he is selling the house we rent. He has said that we can buy it for £130k, but I don't work as I have 2 young kids (can't afford childcare etc) and my ... |
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 Buying my own place? |
| this isn't really a question, more of a rant. i'm 19 and live in hackney, east london. i'm working as a teaching assistant and earn about 900 a month. my parents are driving me crazy ... |
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 When is a rental lease agreement binding if we sign the lease before the actually date the lease starts? |
| My wife and I signed a lease on 25 October 2008 to rent a home to accommodate the LL because they live out of State. The Lease agreement does not start until 1 NOV 2008 as stated on the LEASE. When ... |
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 If your landlord is forced to sell house in divorce, does the tennant have any rights and what are they? |
| Our landlord tells us we have nothing to worry about but he then brought a realtor to the home in question, along with his soon to be ex wife, and later told us that he has to put the house on the ... |
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 Will landlords combine rent and utilities if requested? |
| We are looking to rent a house for our first time, and while looking at ads I noticed some of them have rent and utilities combined and others say $---- rent, + utilities. Is it something unusually ... |
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 Can you work with your mortgage lender to have them willingly lower your principle balance? |
| Has anyone done this? Also, will this negatively affect your credit score? I would think the lender would rather lower your principle balance than face foreclosure.... |
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LonghornFan | Can i get 100% home loan for 250k with a 630 credit score and no money down ? |
my wife will only look at new home we have looked a KB home she liked not sure if they would carry or if need to go eles where |
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doc7878
 |
no. With the recent subprime home loan issues that have cropped up, along with the apparent spread into other related areas of our economy (homebuilding, corporate credit, retail [Sears, Home Depot, Lowes], and the effect it is now having on Prime borrowers, Lenders are drastically tightening their lending policies. It's not to sayyou would not be able to obtain a home loan, however, no Lender will allow you to leverage that much. |
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robert w
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candidly, nicely and in public ask ur wife if she would like to live in a car.
reason? ur credit slave score indicates u haven't learn to own ur money just how to be owned by it.
the 100% down indicates u have no or little money saved and will need to go further in debt for the undisclosed expenses related to a new empty house. u'll end up with a variable interest (upwards only) loan and more expenses than u want.
of course u and wife could get 2nd jobs to keep the house.
u need to do a reality check together.
have u seen the numbers of foreclosure due to the actions u want to do?
visit daveramsey.com to learn what u haven't been told b4 u get a hard knocks lesson. |
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bronte heights
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You will likely have a high interest rare with a credit score like that - probably 7% or more. You could borrow for the downpayment which will likely be about 10%. |
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mrdrproffesorcrayon
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Maybe you could get it from a predatory lender that'll give you something you definitley cant afford based on your income. I dont think a legitimate100% down loan but...you can get an FHA loan that only requires 3% down payment and does'nt look at your credit score either. For the downpayment depending on your income you might be able to qualify for a gov grant that covers the down payment and closing costs. check out http://www.quickdown.com/ you'll have to have a loan officer apply for you tho. Besides that there's tons of downpayment assistance programs out there and even some you could set up with the bank. HSBC will actually match your dollar with three $$$ (only up to $1500= $5000) if its saved up towards a first home purchase. Theres alot of other stuff to consider but dont get discouraged because there's defintley a way to do it Best of luck ! |
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SHARK
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Most likely not as you would be lucky to get approved for 95% where you would need 5% down. There are still some shady mtg. brokers out there that can make it happen but here in FL they are going to jail. Depending on how much money you make, you may be able to get approved for 100% as long as your DEBT to Income ratios arent too high. A 680 is the min right now in most arenas for 100%. If your wife has great credit or a family member, you may be able to "piggy back" on their credit for a few months just to get that score closer to 700. Hurry, before they start cracking down on this as well. |
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