 When you list you house for a certain amount and say that's as low as you can get, why do they offer less? |
| We told them what we needed to pay off the mortgage, and they still popped back a figure to us that was $20,000 less than what we need. Can I even think they will up their offer $20,000 to our ... |
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 Is it possible to sell my home in two weeks? |
I need and want what it is really worth though. I want to sell fast, but do not want to lose money on it. Any ideas? Thanks!
Additional Details
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 Bounced rent check? |
| Okay, I am going to come off sounding really irresposible here but I'm very worried. Two months ago I my rent check bounced due to poor book keeping on my part. My landlord called me and was not ... |
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I have to move for school reasons, I found an apartment that is not too far from work.
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 No lease on my rent, gave 1 week notice? |
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| [New York State] What can a landlord have legal access to without the tentant's permission? Is he/she entitled to a key to a locked room/office within the building/home?... |
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| MY TENANT TOLD HE WAS NOT A SMOKER WHEN I RENTED THE APT TO HIM.......NOW HE AND HIS FRIENDS ARE SMOKING IN MY HOUSE . I AM NOT A SMOKER AND HIS SMOKING IS MAKING ME SICK. WHAT RIGHTS DO I HAVE... |
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 Do apartments normally have shower curtains already furnished when you move in? |
| I just moved into a new apartment. There is no shower curtain in the bathroom. I don't know whether they are suppose to furnish it or if I am suppose to buy my own. I don't want to waste ... |
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 If your neighbor had a garage sale and you recognized a valuable antique for sale,? |
| that your neighbor was selling for only a few dollars, apparently not aware of it's true value, would you tell your neighbor, or would you just quietly buy it and cash in on the item yourself?... |
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Everyones Favorite! | Can i get a lone to buy a $700,000 house? |
how am i gong to pay them back please explain about getting a lone for a house. I really want to move |
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Amanda H
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It's based on credit, current debts, and income. Banks typically only loan up to 35-45% of your monthly gross income to be used as your monthly debt obligations.
So , add up everything that comes up on your credit report (loans, cars, credit cards) .
Then you take 35-45% of your monthly gross income and subtract that tally of what you owe other people. The leftover is what the bank will allow you to pay each month for your house (This must include Principal and interest, taxes, and insurance. Also homeowners dues if there are any-- like if you buy a condo).
Say you make 10,000 a month.
The bank will allow you to pay OUT up to 4500 in debts.
If you have 1500 between credit card payments and cars, that leaves you $3000 for the house payment.
On a $300,000 house, for taxes, insurance and P&I, in my area you are at 2,000. So A $300K house would be no problem in this scenario.
get it? You need to go to the bank and see what they say you could get. Preapproval is always free. |
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Am I. Incognito
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Well, you may want to learn how to spell loan first before you ask for one. |
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Mike
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There is no possible way you will be approved for a $700,000 loan. Especially if you can't spell LOAN.
If you really want to move out - then rent an apartment. Even then - they will check your credit. |
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Numb
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Can't spell "LOAN" correctly= SHOULD NOT BE ASKING FOR ONE! |
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hunter2
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What are you talking about????????
The LONE ranger?? Give me a break!!!11
If you can't even spell LOAN correctly how in the world can you expect to get one for 700K...
Geesh!! Wake UP |
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Dfirefox
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you might be (a) lone in your quest and search to be alone. |
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Judge Judy of Y/A
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Well, since you can't spell I'd doubt you can afford a $700,000 house so don't worry about it, you're not going to get the loan. Loan = L O A N |
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Henry VIII
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First you must learn to spell. The word is loan not lone. Secondly, loan companies and banks want collateral and/or a work history to consider before putting out that much money. It is a risk for them as they may never see it again if you default. Go talk to a bank or six and some loan companies and see what they have to say. |
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Luna Dia
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First its a l-o-a-n. You need to have a steady secure job and some cash to work with,would be nice. |
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Spinich
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to get a home LOAN, you need great credit and a big downpayment if you are looking at a $700K house. Usually 10% which in this case would be $70K. Good luck! |
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Richard H
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talk to a local bank |
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Judy1
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If you can convince a lender that you'll be able to, and will, pay back the loan, then you probably can. |
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bostonianinmo
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Assuming that you have enough income to pay off a loan of that size, just apply at any bank. |
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path2631
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Well since you can't even spell loan. I doubt it. Whats your income? Are you a veteran? Do you have a trust fund. Why a house that cost so much.? Do you have a down payment? |
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frank m
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Yes, spelling will help. You'll also need a decent credit score (at least above 650, & probably higher) and decent income. Generally lenders start getting concerned when your Debt-to-Income (DTI) exceeds 40%, so you should have at least a low six-figure salary. Most financial advisors would advise you to not spend more than 1/3rd of your income on housing, so that would put you at about 170,000 of income.
If someone pays you that much and you don't know how to spell loan, please let me know what you do so I can get the job and excel at it and get even more money than you. |
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Sara S
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I will say PERFECT CREDIT! |
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pcdrny
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You need to speak to a professional there is some helpful info here;:
http://www.thepremieradvantage.net |
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Amy V
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You pay them back via being gainfully employed. A mortgage company or a bank can assess your income and give you a dollar figure of what they'll be willing to loan you for the purchase of a house. |
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lhcluv
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Look her, low interest rate www.majoradsense.com |
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t-bone
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spread the word that Paris Hilton is next door, some idiot will pay what ever your asking. |
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oenophiliac
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Not from me you can't!! Sure, you might be Everyone's Favorite, but we barely know each other... |
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Annie
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no |
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