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 Would you purchase a condo or a house?
Would you purchase a 1 bedroom condo 3 years old in a great location near shopping, new malls, excellent resturants and 15 MIN to the beach in Jacksonville florida. Or purchase a house that is built ...


 Cheapest places to live in us??
my fiancee and I are trying to find a cheap city to live in. We want to be somewhere where my fiancee can get a job in cunstruction, can buy a cheap house and not a small city. any ideas?...


 What is foreclosure????
i been seeing many houses on the internet on foreclosure i don't know what it means and why are they so cheap? is it hard to buy one of these houses or others like the mortgage companies win ...


 The house i'm living in is being foreclosed. do i still pay rent? the owner, i believe, is pocketing the money?
i would never had known it was in the process of foreclosure if they didn'tt know he didnt live there. i did find out later that he got a notice also at his other residence. he did not contact ...


 I didnt pay this months rent i just got a 4 day evicition notice.. is that legal?
I am late on rent for this month. TOday on the 19th, they left an eviction notice for the 24th.. I thought you had to be late for a while?...


 Is it a good idea to purchase a new house from the builder itself? House in a subdivision.?
...


 How to sell a product that nobody wants to buy?
...


 I have found a home and want to get out my apartment lease. How can I get out?
...


 What would you do if your landlord...?
Locked the laundry room, so no one in your complex could use it!
BTW, it is one washer, and one dryer for eight apartments....


 Im trying to move into an apartment and they want to know if i've commited a felony?
I DID 2 YEARS AGO, IF I TELL THEM I DID ARE THEY NOT GOING TO LET ME MOVE IN ? ITS A 35 DOLLAR APPLICATION FEE AND I DONT WANT TO LOSE THAT MONEY IF THERE NOT GOING TO LET ME MOVE IN .... DO THEY EVEN...


 What is the unthinkable place you wouldn't imagine yourself living at?
...


 What happens now if my rent has been late a few times?
Coming towards the end of our 6 month tenany agreement but our rent has been a bit late the past few months, the most being 13 days and was wondering if they'll renew our agreement or not in the ...


 If a person owns a piece of land, do they own it all the way down to the center of the earth ?
...


 Can you get a mortgage to build a house on a plot of land?
What sort of deposit etc do you need? If not can you get a Mortgage once it's built and pay the builders then?...


 I have enough $ to pay off my debt but want to use it for a d.p. on house. Should I pay debt or buy house?
...


 How much rent can I afford?
Is there a rule of thumb that says how much rent I can afford based on my wage?...


 Why are there so many houses for sale?
Throughout March, April and so far this month (May) I have noticed many more houses for sale in the London area than usual. Why is this? I have never before seen so many 'For Sale' boards. T...


 Is this legal to charge someone renting?
Help. My rent is $800 per month. This includes ALL utilities. I have never ever paid my rent late. This month my landlord said the power bill was to high so he says I have to pay the power bill or he ...


 Should I hire this real estate agent?
Hi, I've deceided I would like to sell my house, and then buy another one. My RE attorney suggested an agent (who works for an agency) that i've never heard of. okay, i call him and he ...


 How do i buy a home with such a low income?
im a single mom of one, would rather buy a home than rent, i get help from the state, and the rates are so high, are there any state funded help for single parrent families?...



cirus_d_virus
Can i get a mortgage,i have a very bad credit record?
                     
 




Gary H
Don't lose hope if you're looking to buy a home. There are so many different ways to fund a home now, just about anyone with any kind of credit can get into a home, regardless of credit situation.

Of course, some will cost you more money in the long run, but a home it's still one of the best investments that you can make, so, in many cases, it's worth it, especially for the first year of ownership.

You should shop around, and ask different lenders what kind of programs they have, and if they can help. Try to find a lender that specializes in bad credit mortgages. You can find some bad credit mortgage lenders listed on this page on and off:

http://www.axalda.info/bad-credit-mortgage.html


livinfortheweekend
Yes, you might still be offered a mortgage, but if you have CCJs and defaults the rate will be very high. Can't you apply for it in someone elses name? (wife, brother etc)


bluecow
Rating
YES u can, but the deal wont be very good, compared with Jo Average


rose_merrick
Rating
probably not a very good deal then


Tallboy
Quite simply...NO!


John S
Try http://www.creditbud.com


Sandi S
It wouldn't be a good idea to take someone up on an offer even if they could give you a loan... the interest rate would be astronomical!!!

I would fix up your credit rating and wait till it's cleared then get your mortgage... It's worth 5 years fixing and waiting than 10 years extra of mortgage payments!!!


godged
You probably can find someone to give you a loan, but the terms and interest rate will make this ugly.

Fix your credit, then get your mortgage.


Annie M
Possibly but you will get a higher interest rate and not such a good deal. You need to speak to a financial advisor and they can help with the best mortgage deals, their services are free most estate agents have one.


JZ
Um, ask the bank. They might be a good place to start.

That, and you'll probably have a big chunk you have to put down. Stay where you are till you can get your credit back in order. Otherwise, even if you do qualify for a mortgage, you'll be paying out the nose in finance charges.


juology
Rating
yes you can - you';ll pay higher interest on it though.
best to find one witha fixed rate (if at all possible anymore!) and one with no redemption penalties or a short penalty period. This means that if you change to a mortgage with a better rate you don't have to pay a fine for paying off the high interest one early.
Some will give a fine eg 3% in 1st year, 2% 2nd year etc.
Tyr and clear your credit history, then apply for one with lower interest as a remortgage.


mia170107
Rating
yes you can, i work for a mortgage broker and have an advisor who specialises in cases like yours. if you would like us to get u a quote email

quotes@mukconnections.co.uk


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