 Is a house even a good investment? |
| I was thinking about it i think it's a crappy investment. First of all, you pay double just in interest through the lifetime of the house. Plus to don't even own it until you finish paying ... |
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 My tenant burned down my house but paid rent for next month already? |
| Do i have the right to keep his rent money for the month that hasn't yet arrived? The house will now be inhabitable for at least 4-5 months and it has been determined by fire officials that the ... |
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 Do I have to use this real estate company if they let me see the house? |
| I was driving a neighborood and saw this cute house for sale. I don't have an agent yet, but have somebody in mind I want to work with, but not yet. Anyway, I was thinking about calling the ... |
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 Is it a good time to buy a house? |
| My husband and I have been talking about buying a house, since house prizes are going down. But some people tell us interest is going up! I never own a house so a have no idea what to do if in fact ... |
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 Do you have to pay for your last day in a rented property? |
| I left a flat after appropriate notice. We wanted 5 extra days but we have been charged for 6 as we left the property before 0900 AM. The rental office say they charged because I stayed in the flat ... |
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 How old do you need to be to able to buy a house? |
| I have a simple question. How old does one have to be to be able to buy a house? Is there a certain age? Mostly this question is about age. If anybody can help I would be so thankful.... |
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 Is there a risk of owning a house from 1906? |
| I am looking to buy a house from 1906 and i have 3 kids and wanted to know if i have to worry about anything, like Lead Poison, things like that.... |
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 How do i get out of my lease, my husband and i cant afford the rent anymore.? |
| we cant afford our rent anymore and want to get out. there is like no loop hole to this lease and even if we tried to get evicted we would have to pay all the court fees because of this stupid lease. ... |
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 What are the main signs of damp in a house that is up on the market apart from the smell? |
| Me and partner have seen a house that we really like. The vendors accepted an offer but the sale collapsed because the new buyers thought the house was full of damp. What are the main signs, and how ... |
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 How does an interst only mortgage work? |
| I heard you can get a 25 year mortgage were you just pay interest, but what happens then, do you spend anothe 25 year paying for the house! I dont get it!... |
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 Moving advice needed!!? |
| my bf and i live on a 3rd floor apartment w/ just steps to get in and out....we we have to move alot of stuff and most of it will be moved by just him and i ( im 5'2 105lbs hes 6'2 200lbs) ... |
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 Refinancing our home, is this a good deal? |
| Ok, here's the basics. Our credit is not very good due to a few late payments and the few credit cards we have being very close to being maxed out. Our current mortgage is for $188,000. Our ... |
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 Interest only mortgage? Is it the best way to go? |
| My partner and I are currently looking to buy our 1st home together. We are using a financial advisor and he is trying to get us to take an interest only mortgage for the 1st two years. However, I ... |
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 I was lied to. Legal Advice? |
| About 2 years ago, my aunt, a real estate agent, wanted me to help one of my uncles co-sign for a house that they couldn't afford. I agreed to be their co-signer since my credit was pretty good ... |
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 Is my credit score high enough? |
My fiance and I want to buy a house. He has a high credit score and a full time factory job. I am currently an unemployed, part-time student with $7200 credit card debt from school.
We were ... |
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 Renter wants $1600 Disability check deposited to my Acct for $550 rent. I give him the difference. Scam? Why? |
| The renter says he had trouble previously because he had been in a coma for 6 months and presumed dead. Now wants me to be his legal guardian and have the $1600 check deposited. $1600 is what he paid ... |
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grgrynoel | Can i refinance without mortgage getting higher? |
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michiganted
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The only way to do so would be to pay for the costs and (if applicable) escrow set-ups out of pocket, or to get a no-cost loan. Otherwise, the only way to get the transaction done is to include them into the new loan balance, which of course makes the balance higher than the one you are refinancing. |
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Patrick G
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yes. |
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ravin dave
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You can do a rate and term if your credit score is high enough.
this will allow you lower your monthly payment.
Its all about your f.i.c.o. score..
Raven Dave |
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Tiffannie A
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Absolutely, make sure your brokerage/bank you go to has the option of "buying" your rate. Make sure they disclose the YSP they are being paid for their sale of the rate to you and see if you can negotiate paying them that amount through the loan, so they don't jack your rate up. However don't be too stingy, bankers/brokers have to keep their business open too. |
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Casey C
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Sure you can. You just need to work with a lender that can meet your needs. I'd be more than happy to evaluate your situation and give you your options.
casey.x.casperson@chase.com
caseycasperson.com
There's no cost or obligation to prequalify, but the information you get will be quite valuable. |
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Martini Babee
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This actually depends on many factors. What do you owe on the property and how much is your property worth? How is your credit? What type of loan do you have now and what type of loan do you plan on getting? If you are in an interest only loan and want to get into a fully amortized loan (yes your payment WILL go up). Will you be paying off additional debt thereby eliminating various bills? There are so many different factors here, it's hard to say. |
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helprhome
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What can happen today is that it will cost you less per month and less overall in payouts if you refinance right now. We may see rates drop again right before the national elections (typically they do) but, they may go up before then and drop back to today's rates. So if you care about the mortgage getting higher perhaps it doesn't really matter so much if you get lower payments and less overall paid out at the end of the project. Do you see how that might be a huge benefit in the long run? Ask the lender to show you what happens in both scenarios and I think all will become clear for you. This is probably a good decision if you can get through the mortgage process now. It is a good time to do so. |
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