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 How do I calculate my monthly payment?!? Plz Help!?
Hi, I am buying a house for $211,500. I am paying a $30,000 downpayment. I have of pay intrist of 6%. How do I calculate how much I'll have to pay monthly. Thank you.
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 Can seller take house off market after finance approval?
We've put an offer on a house which was accepted, but the bank is taking its sweet time with final finance approval, despite us getting all info to them same day. Now the seller says he will ...


 Do you wish house prices crush by 50% next year?
So you can get on the housing ...


 If I cosign for a loan, would that hurt my chances to apply for a home equity loan?
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 Why dont the Feds reduce the interest rates. And Cap the interest rates of people with bad credit.?
The higher the rate the more likely people will lose there home, the more likely banks will close their doors and it is a domino reaction. If the Fed's would come in and regulate the Mortgage B...


 Eviction Issued, but Landlord has the WRONG NAME?
Here's the story. Landlord never gave my friend a lease, rental agreement or receipt of payment. He waived the deposit and basically accepted cash under the verbal agreement he would provide the ...


 What's a high real estate commission ?
What real estate commission is considered too much that would be questionable for lenders?
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Have lenders denied the loan coz of higher commission than norm?...


 *Council mansions*?
I was wondering today. If a family had like 15 kids and the parents weren't working would the council/housing association provide a mansion for them to live in.
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 Would you do this if you had too?
My fiance and I are going to apply for a townhouse today. The only problem is our income. THe rental goes for 1150.00, and combined we only make 2,452.00. We have no debt is only paying off my ...


 How much should a person save up to move out on their own?
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 When you buy a house are you also buying the land?
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 Should I refinance an 80/20 50 year loan w/ a 2 yr arm after 8 months?
I purchased my first home in September of 2006. At that time, the only loan I qualified for was an 80/20. (50 year w/2 year fixed arm). The first loand is at 6.97% and the second is at 9.9%. At that ...


 Open House a bust...ideas?
My home in Northern Mi has been listed since Nov. "06. I haven't had one person look at it, I have dropped the price $80,000, put many improvements, working w/ a realtor (Coldwell banker), ...


 Question about renting a flat?
If I want to move into a new flat at the beginning of July, when should I start looking?

I will be renting, not buying- I understand the market moves really fast and have been told before ...


 Is it weird to have or even ask for a "apartment" warming party for your 1st apartment?
My Boyfriend and i are moving into our first apartment. Finally! I have waited 22 years to do this. Just a few months after my 23rd birthday, my bf and I will be moving into our first apartment. We ...


 We are considering buying a house. We have 6 months left on our lease. How soon should we start looking?
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 Is it worthwhile to buy land as an investment?
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 My wife's credit score is mid-700s, mine is high-600's, can we get a home loan?

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How do they choose which credit score to use? Experian, Equifax or TransUnion?...


 Help!Pending forclosure No sale date Yet........what is the next best move?
I am working now $43/hour 32 hours a week as a Nurse, the investor (Wells Fargo)will not work with me at this time (was not able to keep on repayment plan one time last year), I own my home owe $158,...


 How long do you have to own a house before you can get a home equity loan?
My husband and I are in the process of buying our first home. We got a great deal on the house at 1/2 the appraised value. How long do we have to own the house before we can take out a home equity ...



phillyb007
Can landlord do anything if i just pack up and leave?
To make a long story short. We recently moved into a 2 unit building. When signing our lease stressed to our landlord we worked days and are in bed by 11pm and would like tenants with similar work hours. Well they rented the upstairs unit to people who work late as bartenders who get home after 11pm and keep us up til 6am sometimes. People are in and out all hours of the day. If we knew he would have rented to a bunch of teenagers we would have never signed the lease.

Fast forward 4 months neighbors are still loud even after we set quite hrs of 12pm week night and 2am weekends (more than fair). About a week ago the neighbors said they had mice and their dog was chasing them making all the noise, well a week later we saw one and trapped it. On Christmas eve we saw another. Now I'm ready to get out of here before i lose my sanity over the noise and get sick from the mice. I pulled the fridge to discover old droppings and traps I was disgusted.

Back to the lease I signed.
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It was a quick sign and move in deal with no credit checks or copies of our IDs. Lease had chicken scratch all over it, he even crossed his name out and put his mother's name on it saying he sold the building to his mother but he still manages the property.

He said mouse was not a reason to break the lease and the loud neighbors should be talked to since we are all adults...I've talked to them and have written letters. I want out. What can he do? Should I just bailout or just stop paying rent?
                     
 




Just the Facts
You can be sued if you break a lease and the landlord chooses to. The checks gave your real name. It does not cost much, if anything, to find you at the next place you go. Do you want to spend life on the lam, for this??

While you may have stressed something to the landlord, if it is not in writing, it does not supersede the written terms of the lease. You would be covered if the landlord refused to exterminate.

Staying, not paying, and holding the property unavailable for rent to someone else, increases the minimum amount you will be held liable for. It also torpedoes any claim you might have for in-habitability.

I, personally would leave immediately if I felt the place totally intolerable allowing the landlord to start advertising the apartment. If tolerable, give notice of your intent to leave in 30 days. The landlord must immediately begin advertising the property, thus reducing any time you would be liable for after moving

Normally, the landlord must show he tried to mitigate damages by advertising the unit for rent, or, you would only be held responsible for 2-3 months rent after he was notified. If he advertises, you may be liable until the unit is re-rented.

You may or may not win your case depending on evidence presented (Paper trail.), judges pre-disposition, etc.

.


senorrobertoe
if you didnt put a deposit down just move.


wsoxstretch05
Rating
Report them, that is not in compliance with some health and safety law. To be honest, he can lose his building if he does not do something about the mice situation. He needs to call an exterminator to get rid of those pests.


friedach
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he's entitled to his rent whilst you're there, but I'd be leaving. Don't expect your bond back. Do report him to public health dept. property needs debugging, and he needs to be honourable. Next time, write up your own parts to the contract for special requirements. If you have his ID I'd ask the IRS to have a look at him-he sounds bent and they'll have him.


k man
Rating
well you can walk away if you like. if you have a signed lease he can file a judgment on you at the courthouse.this will have to be paid if you ever try to get a property loan and have a title search. Or if you ever inherit a property from a family member. at that time it will be the amount of the judgment and interest. FYI i always file a judgment when people move out owing me money...


s and d e
i report him to the board of health and then pack up and get out. his lease doesn't even sound legal --you can't scratch through things on a contract like that. so i don't think he would have any recourse.


mvpwarner13
Rating
He can sue you for the months remaining on the lease. You can make a complaint to the city about the mice, and see what happens, but breaking the lease could lead to a lawsuit.


DannoREA
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A lease is a legal contract and is binding. If he has violated the terms of his agreement with you (or his mother has, whoever the landlord might be) and you feel you have cause to consider the lease no longer valid, send the opposite party notice in writing that you expect quiet enjoyment of your property and sanitary living conditions. State a timeline for acceptable remediation to the issues, and hold the LL to them. Immediately report them to the Dept. of Health regarding the vermin in your livingspace. Keep a paper trail with certified mail sent RRR (return/receipt requested) so you can prove what you sent and when you sent it.

It takes a good deal of doing to legally break a lease, but it can be done. Unfortunately, the choice of the other tenants was up to the LL, regardless of what he told you he would do. If they continue to be a nuisance, call the cops and document EVERY visit.

You could also try recording the noise after hours in your apartment so you'll have documentation for a judge if you ever end up in front of one. That way you can prove your right to quiet enjoyment was repeatedly violated.


Ask M
Rating
Report him to the Board of Health or Housing.


Life is Good
Rating
I would take my chances and leave. He doesn't really have any information on you. You are not dealing with a large managment company so its doubtful he will try and come back on you for the broken lease. If I were you I would pack up and move. But just know that its illegal for a landlord to lease to someone based on the hours that they work or stay up or sleep or whatever so next time...get something upstairs so you dont have to worry about it.


thorno74
Rating
If he doesn't have your Social Security number or DL and you paid rent in cash....leave. He can't find you!


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