 Getting my own house? |
| im getting my first house and cant really afford much furniture etc, what do you think would be the best place to look? i need to buy everything and only have £1k ...... |
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 Denied for apartment? |
| I was denied for an apartment on the grounds that my prospective landlord called my current residence and asked the landlord there if he was aware of the fact that my boyfriend was living with me. H... |
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 Is it a good idea to buy a house before you get married? |
| A friend of mine is thinking about buying a house with her partner. They are in no rush to get married, but thinks this is a good idea to save money. Her boyfriend is using his trust fund to put down ... |
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 Is LendingTree.com legit? |
| has anyone ever used it? i'm a first time homebuyer...and am looking for the lowest interest rate I can find. I heard that LendingTree.com will have different banks offer me different rates....... |
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 As a single first time buyer...? |
| How hard was it to get onto the property ladder? How did you do it? I feel I should be looking into this now but realistically can only afford a 50k mortgage and there aren't any properties ... |
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 What is the housing market like in your neck of the woods....? |
| How much would a 3 bedroom ranch with an attached garage cost where you live? One that is in relativly good shape....... |
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 2 bed 2 bath apartment for 2 couples? |
We are 2 newlywed couples, that go to college. We want to move in together. Would we have to pay more because we are 4 people? How would we divide the rent if one gets the master bedroom?
A... |
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 Why rent?..still does not make sense, ...? |
| even though being a 'renter' is less responsability you NEVER finish paying the landlord. Of course being a home owner, you pay property taxes and insurance...but you get to write it off ... |
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 Seller wants to stay past closing date... how much to charge? |
| I know it is mainly an individual's choice on how much to charge if the person you are buying a house from puts in a request to remain in the house a few days longer. I would just like to hear ... |
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| i am 24 yrs old and my boyfriend and i bought a house together 18 months ago and now i want out of the relationship. With the market how it is right now it is almost impossible to sell. I want out ... |
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 I need to break my lease!! how can i do that?? |
| Im in a lease at my apartments but the crime is getting real bad. my car got broken into and one of my good friends got raped near where i stay. there has been a big rise in crime since i have lived ... |
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 Refinancing with poor credit? |
| I am in an adjustable rate morgage, I have been for 3 years now. It is a 80/20 loan. Paid 115 and it similiar homes are going in the high 130 or low 140. My credit scores are 559 at low and 585 at ... |
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 How does a foreclosure affect a co-signer? |
Hi,
I was just curious of how you can save yourself, as a cosigner, from a foreclosure?
Does anyone have any idea?
Thank you very much.... |
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 Landlord/realty ignoring phone calls for maintenance requests. What to do? |
| What can be done if the landlord who is actually a realty is ignoring phone calls and voice messages left to them? There were more than four instances within the span of 6 days and they won't ... |
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 If you were facing foreclosure, what would you do? |
| Would you use Google to find a company to save your house or sell your house to? Is there a particular site you would go to?... |
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SunBeachSand | Can my apartment demand this information? |
I am planning on moving into a new apartment and am a full-time student so my parents are going to co-sign with me. I have excellent rental history, good credit, and my parents income is more than sufficient to cover my rent.
They are now asking to see verification that my parent's have fully paid off their house. Are they within their rights to ask to see documention of this or are they crossing the line? |
 |
 
TheMom
|
That should show up on their credit report. When your parents co-sign they need to give their credit report, the landlord should be able to figure it out.
They are just trying to take the easy way to figure out if they can pay your rent and their mortgage too. |
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silverbullet
|
That's an unusual request. Perhaps there is something strange (that you don't know about) on your parent's credit report that prompted further inquiry.
As a side note, I never had to cosign for my son's apartments when he was in college. |
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ebosgramma
 |
If your parents are co-signing your loan the landlord can run their credit history which will show whether or not they owe a mortgage. They probably just want to know that your parents can afford to cover your rent if you do not pay it.
If they want anything more than the credit report I woud say move on to another apartment.
Anytime you feel uncomfortable with giving out personal info do not give it out.
Any landlord who makes you feel this way will be a pain in the butt landlord, one you are better staying away from. |
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Trouble
|
It is their business, since your parents' are co-signing for you.
They can ask for the info, but your parents do not have to provide it. In return they do not have to rent to you. |
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Lori S
|
No. This info is none of their business and has nothing to do with their (or your) ability to pay the rent... |
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MentalpauseWoman
 |
None if their business. If they are that nosy, you might want to think twice about renting. |
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aylatroy
|
I would ask why that particular information is necessary and if it isn't, then you don't need to provide it. Should they say something like it's their Policy to request such documents, then I would ask where that is stated in your rental application, in black and white. Where I live, generally you need a credit check and that's a fee paid, the rental application that would show you make enough to pay the rent, ie length of employment and that's about it. As for your parents being co-signer on the agreement, they can only ask for the same type of information and nothing more, not tax returns and such documents that are not part of the normal rental requirements. Laws very from state to state, and policies from rental companies that manage some complexes make it seem as if you must have AAA credit ratings and a spotless record in order to rent there. Ultimately they lose money on empty units and mostly they know you can always go elsewhere. |
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Reverend Black Grape
|
No, thay may ask some general financial questions, but that's going a bit far. |
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Red Velvette KY
 |
I wouldn't answer that. |
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_nicole_
 |
NO. That has nothing to do with the apartment. Unless there are some questionable items on your parent's credit report, they are not within their rights to ask that. If the Landlord is starting off like this (prying already?), you may want to consider renting another apartment. I wouldn't answer until they could provide a logical explanation. |
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