 In the UK, what is the usual period for a mortgage to last? |
| And are there disadvantages (apart from the obvious extra interest) to taking out a longer mortgage? At what age do most people get to the point where they own their own home?... |
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 How can I get the noise level down? |
| We live in a duplex and we have the upstairs apartment. Our downstairs neighbors are extremely inconsiderate as far as noise level goes. The girlfriend, who moved in a few months ago, doesn't ... |
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 Apartments are charging too much for carpet replacement!? |
| My fiance and I have recently bought a house and moved out of our apartment. When we did the final walk through at the apartment they said their only concern was a small dirt stain in the living ... |
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 Have you recently sold your house?how long was it on the market for? |
do you think the sales of houses has slowed down?
Additional Details
I'm selling my house and just interested how long it will take to ... |
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 What age do you have to be to start renting a home in england? |
| also can you just start renting or do you have to show proof that you have a job??if you are under the age to rent can it be put in your parents name??... |
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 My husband died and I would like to add my sons name on the mortgage.? |
He does live with me and If something were to happen to me I wouldn't want him to have to move.How much of a hassle is it?
Additional Details
He is 40 and he wouldn't take the ... |
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 How hard is it to sell a house nowadays? |
if someone has had a house for awhile,,,say 20 years,, how hard would it be to sell it?
why so??
thanks for your answers!
Additional Details
house is outside of ... |
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 I am having trouble paying my mortgage. Should I file bankrupcy? |
| I am a single mom with a disabled child. He takes alot out of me and is sick alot making it hard for me to work or even keep a job. Can I file bankrupcy or should I try to get help else where? I ... |
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 Can you use a mortgage loan for anything other than buying a home? |
| I have a scheme brewing inside my mind, however I don't know if its possible, or even legal. So, suppose I get a home loan. Do I necessarily HAVE to use it towards a house?... |
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| Is it legal for my apartment complex to raise my rent before my lease is up? |
| I live in a college apartment complex and they are raising our rent by $15/month starting in march. My lease runs from Aug 2007 to May 2008, can they up my rent even though my lease states that i ... |
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 Disability income isnt higher than 3 X rent so being discrimanated & made to pay high deposit. FAIR? |
| I cosigned an apartment for my 17 y/o daughter (I lived in different town) she turned 18 and eloped and broke lease. now i cant get an apartment because of this broken lease on my credit. and my only ... |
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 What is the the best way to back out of a verbal rental agreement? |
| I believe that my potential landlord is a scam artist. I recently cancelled a check after he insisted on payment in cash, but I think he might be hooked up with some bad people. How should I break ... |
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 My tenant moved out. I only had him pay first and last months rent, and no security deposit. Can i bill him? |
| the tenant had two dogs living in the home, and the brand new carpet was damaged, as well as a whole 'bedroom' was used as the dogs 'bathroom'. Even though no money was left as a ... |
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 I am interested in buying a new home, what can i do?????Please help!!!? |
| I just dont have the credit for it, and neither does my hubby. He has been previously married and that srewed up his credit. We make more than enough to pay for a home loan, but cannot get one. We ... |
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 Is it easier to get a home loan now because of the housing slump or harder? |
| I am interested in buying some land but do not have great credit. Is it easier to get a loan now or should I wait a few years and hope the market comes back up?... |
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 What website will help me find a house |
| what website can help me look at a house in a specific school district and let me see the price and where the house ... |
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 Is it possible to get a mortgage for a single family investment home under the credit of a corporation or LLC? |
| Is it possible to get a mortgage for a single family investment home (non owner occupied) under the credit of a corporation, LLC or Trust alone..If so what are the requirements and what lenders do ... |
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 Buying a House/Condo? |
| I'm starting to build my credit so i don't have good or bad credit. i figure instead of renting i could put 25k down and buy my own apartment/condo or even a small house. if the place costs ... |
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 What are some options to get out of homeownership without foreclosing? |
| I bought a house back in Jan. and since April I have been in a snowball effect of back luck. At this point, I'm drowning in credit debt and I'm working 2 jobs and BARELY paying the mortgage ... |
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 Damaged property after car crash? |
A car crashed into my bf's house on saturday. The pillar and railings on the boundary of the property are destroyed.
The pillar is lying in a heap, as is most of a wall that stops ... |
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lilylilylau | Can my old landlady charge you for her time in getting their house ready for the next tenant? |
I have been charged £12.50 an hour for time that she says she has spent preparing the house for the next tenant and taken it out of my deposit. I cleaned my old house thoroughly on departure but have still been charged for 23 hours of work plus cleaning products - Is this legal? |
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Classy Granny
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Unless it was a large house and you left a mess, 23 hours sounds a little excessive, but yes, you can be charged for any cleaning that had to be done and probably the cleaning products to. I am a landlord and when my tenants move in, it's already clean. When they leave it has to be the same way or I have to pay someone to do it, because I can't. If I pay it comes out of their deposit. You should have done a walk through when you were done cleaning so you would have had time to make any corrections she pointed out |
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laura
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If the property hasnt been left in the same condition as it was when u moved in then yes they have every right.. However if u did leave the property as it was when u moved in it then definatly not!!! Hope that helps. |
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DeeDee
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it isn't legal if you truly left the house in a good, clean condition. Renters should take note to photograph the premises on the day they leave to prove the condition. Almost every security deposit is somehow kept by the landlord, in almost every situation. |
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Kui Jai
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23 hours? I certainly would thump her for that. The trouble is, you have not taken photographs of the house after cleaning, have you? Is thre anyone who can vouch for you for the cleaning? Maximum 2 hours, people would normally not bother to take the matter further. But she is really taking liberties here.
Sorry, I don't know if it was legal or not. But I certainly would not let her get away with the 23 hours. Get advice from the Citizen Advice Bureau. She definitely was being very unreasonable. |
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Me
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Like everyone else has said you need to take pictures its the only way, sorry. |
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alisonpackham84
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i lost half of my money when i rented privatley for not cleaning to oven it was a total over sight on my behalf but there is nothing you can do as it will have been in your contract that the property should be left in good repair or they are able to charge and unfortunatley unless you took photos of the way you left it then its your word against theirs. although i would question the hours charged as it doesnt take 23hours to clean a house and if she employed a company to clean the property as most landladys do i would contact them direct to find out how many hours they actually did work then take it up with her with some proof of there hours worked if they dont tally up
hope this helps |
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TS
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Check you rental agreement. There should be a section that addresses how the security deposit is to be treated when your term is over. |
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God Saves!
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Yes. 23 hours is a bit excessive though. In the future take pictures when you move in and when you move out. Make sure the pictures have dates on them. |
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Alta
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Firstly did you have an inventory when you moved in ? If not the your landlady is on sticky ground, no pun intended. As there is no proof, from either of you.
Did you rent privately or through agent? If agent, then immediately put in writing that you dispute the amount and do not give permission for money to be deducted until dispute is sorted. If it is private let, write to her saying the same, and you would like a receipt for the work(you are entitled to this). Just mention that you will go to small claims court, if she deducts this large amount.
If you deposit is held in a scheme (post April 06) then you need to contact them with dispute.
You do need to put it in writing, if you get no joy, go to your local CAB who will help you. Do not let her get away with this 23 hrs is scandalous.
Good Luck. |
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