 How can i find furniture to an apartment, when it is for rent JUST for 2 months ? |
| I am outside the states right now, and I'll be in Santa Barbara in Jul, the problem is that i find unfurnished apartment for rent just for 2 months or less, the Q is how can i find furniture to ... |
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 I bought a condo, and board is making me to remove my aid dog bc of their 'no pet rule'? |
This may get a little long, but here goes:
I purchased a condo back in August. Throughout my search, I made a point to let everyone know that I have a dog and needed to buy a place that allowed ... |
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 Which one would add more value to a house? A kitchen remodel or an addition? |
| So me and my mom have been arguing about this lol. She wants to add more equity to the house so she thinks that adding an addition would do it but I think remodeling and upgrading the kitchen would ... |
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 Unethical? Unlawful? Lost 15 Square feet 1 month after buying a condo!!? |
| We recently bought a brand new condo with 800 square feet in NJ. After moving in for 6 weeks, we were informed by our lawyer that the square footage calculations previously provided to us were ... |
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 How can I prove that an unauthorized tenant is living in my rental unit? |
| I am trying to evict a tenant for not paying rent and for many other reasons as well. He has an unauthorized co-tenant living there in the house with him. He claims that he lives there alone and ... |
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 Are these items considered part of the appraised value of a home? |
| We are presently selling our home and we have a hot tub and whole house generator that we are including in the asking price. Do these items play into the appraised value of the home. If they don'... |
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 Looking round a house, the previous owner had passed away..? |
| in the house, she was a 50 year old lady who died from a heart attack, she had only been there a few months, we went to look round and all her belongings were still in the house!!! there were ... |
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 Is there any way you can get out of a 6 month rent contract? |
| I am privately renting a flat for 6 month renewed contract in April and for months have been looking for a house to rent because i have a daughter we need more space and would love a garden for the ... |
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 Can my landlord try to sue me? |
| I am renting a house that is fully furnished, I am looking after the property, however recently the tumble dryer packed up, the on button won't stay on(hotpoint). When I leave the property could ... |
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 Any tips on buying a house? |
| like what i should offer how much off the price i should ... |
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 I currently have a owner financed @ 12% single family home. Isn't that predatory lending. How can I get out ? |
| Credit won't allow for refinance at lower rate, but working on it. If loan considered predatory, what can I do about it?... |
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 Ex passed away and 21 year old daughter is in MY house that I pay for.. How do I get her out (California)? |
| She is trying to get a restraining order against me because I want her out of my house. How do I go about getting her out. There is no lease/rental agreement, the house is in my name and I want my ... |
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 Security deposit lost. What I can do? |
| I moved out of the previous address and the landlord unreasonably took all my deposit into his own pocket, not a single penny returned. The money is more than 1000 dollars. What I can do? Since I ... |
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| I have a judgment against former tenants for $5600- how can I collect on this? |
| I've tried to garnish their wages (he is a 1099) and she works part-time; and garnish bank accounts, but she closed hers, and I have no idea where he banks. I have both or their SS#'s but ... |
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 Can I buy a home after foreclosure? |
| Okay here's my situation I am currently separated. When I left my home we had a buyer for the house and were set to go to settlement in 2 weeks. I moved into an apartment. The deal fell ... |
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2labs | Can my realestate agent lend me money? |
The appraisal didn't come high enough on the home we are going to purchase. The sellers are not willing to come down and the bank won't borrow us the full amount. Our realestate agent has offered to lend to us the rest needed at a certain rate for 10 years. Is this legal? |
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michael m
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He must disclose this to the vender's as well as to the bank that is giving you the mortgage legally.Most agent do not do this as a practice.But if the bank will not give that much of a mortgage there is a reason(total debt service ratio,gross debt service ratio are not in line). This means that you probably can not afford the house and after about 6 months you will realize this and your nice agent will get a new listing and also collect interest on your second mortgage as you pay almost entirely interest for the first 3 years. |
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bianca
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yes it is legal, but what kind the money we are talking about?
if this is less then $5000, it's OK, if you really like this house, but if it's more - you better look for different house. this house is simply not worth the money you agree to pay. if the seller will not go down with the price- he will run with the same problem with the new potential buyer. end of the story. |
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Screaming Eagle
|
Probably, but it is also probably not ethical.
Why pay more than it is appraised at?
Tell the sellers you will not pay that and you will go look for another house.
YOU are the buyer, that is YOUR POWER.
You will find a better house, for a better price, that you like even more. I promise. It always happens. There is no shortage of great houses to be sold.
Many |
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Karen R
 |
As long as your lender is OK with it you can do it. |
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dlapasky
|
It's legal for your agent to lend you money, but as others has said it could impact your ability to get the mortgage. You will need to report this loan to the mortgage company, and depending on what the payments are, it could throw off your debt ratio and prevent the mortgage from getting approved. Also, since the housing market is soft right now, you may find that your home depreciates even further over the next couple of years. What if you have to move suddenly? Then you'll have a house that you paid more for than it's worth, and then lost even more value. When you go to sell it you'll suffer a big loss. If the seller isn't willing to come down on the price, I would look elsewhere. There's plenty of houses out there, and I guarantee you can find one you like as much or more than this one for a price that is more in line with the value of the home. |
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greenshirt
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It is legal and dumb. What happens at the end of 10 years if you haven't paid the balance in full - is he going to take your home. It is just another way for him to make more money of the deal. He is going to make 3% on the sales price and they additional amount you are going to be paying intrest payments. Do like everyone else said don't pay more for the house than it is worth. Are you going to go to a car dealership and offer to pay more for the car than what it is worth? No! Don't allow yourself to be pressured by anyone to come up with extra money for a house that is over valued. You will only end up regreting it. |
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GEE-GEE
 |
It's legal. They will most likely put a lein on your house for the amount you borrow.
Although its legal..... it's not very ethical for the agent to get that involved. |
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sofora k
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Well any one can lnd you money !! |
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djtfn
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yes it is but if the bank finds out you are doing it you can loss you mortgage. Plus that is like a loan shark, he is really tring to get you to buy the house so he can make some money. If the house is really no apprasing you should not buy it, you will lose money in the long run. You Should ask for a new appraisal. or see about an 107% loan. |
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Ms. Cranky
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your biggest problem will be your lender. they might not allow you to have secondary financing. it depends on the loan program they are using. you would need to check with them first. there are ways to do that legally though. |
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carolewkelly
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Seems like a conflict of interests.
Keep looking for something you can afford ...maybe with a new agent who takes you to homes in your price range instead of homes that you cannot afford. |
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israelmoya20
|
YES, IS LEGAL AND IS GOOD...BUT YOU CAN LOOK FOR MORE OPTION
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