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 What would you do if you were 20 years old and were renting an apartment with 6 months left on the lease, and.
...and your electricity was turned off because you couldn't afford the payments?...


 Can someone get a loan (mortgage) for a piece of land, or does that only apply to houses?
...


 I am mortgage shopping and its overwhelming. Any advice on?
who has the best deal?
-Have 10% down
-Credit score 639
-no ...


 If a landlord wants to end a lease early, can you then leave earlier and not pay rent after that date?
Our landlord has sent us a letter giving us two months notice to leave, which means we have to get out of the house on September 10th, 10 days before our lease is actually up. However there's a ...


 When can a bank charge a late fee on a mortgage payment?
...


 Are all apartments noisy?
Im living in an apartment where i can hear the people next door cough,flush the toilet,.talk on the phone ect. Now im looking for another apartment while i save up for a house. Many people have told ...


 What legal recourse do I have against my landlord for what he has done to us?
My landlord rented us a house, with a in law trailer, and detached garage. We could live in trailer for free while we did repairs on trailer and home, and my husband would get paid hourly. We made ...


 Why do tenants destroy their landlord's property?
They fight break windows, tear doors off the hinges, punch holes in the walls. Why?...


 House value is dropping like a rock! Anything we can do? Or are we in serious trouble?
We purchased a starter townhouse about 3.5 years ago, with the idea we would sell in about now (or a year from now) and move into a house with a yard. The housing market was very high then. We have ...


 I was wondering, what do you call a person whose a house flipper?
And I was also wondering if that is a career also and if its a good one....


 We closed on our house and the deed is not filed yet, they wont give us keys can they do this?
...


 Should I??????
Im 23 years old, Ive been renting my own places for the last 6 years. about 10 months ago my boyfriend (29 years old) moved in with me, we have being going out for nearly a year.
He is trying ...


 Plz help!! Getting married in 3 months, fiance and I have bad credit, need to buy a home with no money down.?
Our landlord has skyrocketed the rent up and we might as well be paying that much for our OWN place. What can we do?...


 Can a 14 year old buy a house?
Can a 14 year old purchase a house. Like, it officialy be in their name and everything ?
Additional Details
the first answer confused me a little, like if iwanted to purchase a house ...


 If your lease runs out soon & you wanna move - can you sign a new one before the old one expires?

Additional Details
If you wish to move out of one place & into another can you sign a new lease on a new property before the lease on the previous property expires? (Notice has been ...


 Do you think writing a letter to the owners helps you get the house?
My fiance and I are looking for our first home to buy. We live in Edmonton, AB, Canada. Yea basically houses that are not worth crap are going for ridiculous prices! We have been told by people that ...


 I gave a 60 day notice to vacate my apartment in writing. Now the landlord is saying I never gave notice?
Landlord is suing saying I never gave notice, How can I win this case? However the leasing agent spoke to me by telephone and offered me new accommodations to encourage me to ...


 Will I be able to purchase another condo next year with 2 recent 30-day lates on my credit report?
*I have 2 loans for my mortgage from the same lender so that is why it's two late payments.

The late payment was a total screw-up on my part. I totally had the money in my account. <...


 Need an apartment the will not check my credit score?
im looking for a website that has a list of apartment that dont have credit check or at least check ur credit score. in california ...


 Moving from an ARM to a fixed rate loan. Seeking advice on the best process.?
I have been in my home for 3 years and I need to try and refinance my main mortgage (I have a 2nd as well). October 1, 2007, my ARM rate jumps from 5% to 7%. I have refinanced my last home, so I ...



daniel r
Can somebody put a lien on my house even if they dont own it?
                     
 




financing_loans
You mortgage company does and they dont own it.

Sorry couldnt resist. There are certain people that can put a lien on your property. Say they did work on your property. Installed a fence and feel you didnt pay them enough or you didnt pay them. They can put a mechanics lien on your property. The reason being they did something to improve the property and if you sell it, they want their money.

A Person can file a Lis Pendence against your property (meaning they believe they will prevail in a lawsuit and want to be paid from your home ie there is upcoming litigation). It can mean a few things but it might be as simple as you owe the person money and they are trying to use your property to cover the debt. It clouds the title, preventing the sale or transfer of the property until the lis pendens is removed, the action is dismissed, or final judgement is rendered.

If Judgement is rendered and the court gives them a Judgement that can attach to your property. This will be an attachment lien also called a writ of attachment. The court has now ordered the Lien to attach to your property. This will stay on for a minimum of 3 years, and will not go away with death. The lien will follow the property. The lien can be extended.

If somebody just places a lien for no reason, most times you will have to sue them or the court can order them to show cause. They have to have a reason to file whatever lien they put on your property.

And thats a case you dont want to lose if court if you are clouding somebodies title for no reason. The homeowner could have damages.

As always in these cases consult an attorney. I have just named a few reasons of the many somebody might do it, and how they would do it.

Good Luck


LC
If they owned it they would not need to put a lien on it. If you have a loan on which you have listed the home as collaterol, and you have defaulted on that loan, then yes they can put a lien on the home.


loanmasterone
Yes if a person does not own a property they can place a lien on your property.

I went to small claims court and won a judgment against a person. Since that person refuse to pay me, nor would he contact me about making arrangements to pay me, I placed a lien against his home.

In California if you win a judgment against a person and they fail to pay you, you may add 10% interest per year against that judgment, as I did.

The original judgment was for $2,200.00. the final payoff was about $4,500.00 because of the interest accured.

I hope this has been of some use to you, good luck.

"FIGHT ON"


ogdad223
Rating
yes if you owe them money anyone can put a lien on you and your property get a good lawyer quick


zanthus
I believe a creditor could put a lien on your house if they got a court judgement for deliquent money owing to them.


Jeff
Anyone that would put a lien on a house would obviously not be the owner. Mechanics Liens for example, are placed on properties by workers that have done work at the property and were not paid in full.


Christopher B
Absolutely, especially if you signed a contract with them using your home as collateral for money owed.

Another example would be the city putting a cleaning assessment/lien against your property to pay for the cleaning that you as the homeowner should take care of. Another example would be a builders lien - if you have construction done on your property financed by the builder, they will always put a lien against your property as collateral until it is paid off.


Rick B
Rating
of course. That's what a lien is. If you have home repairs done and get into a dispute, you will most likely have a mechanic's lien put on your home.


Alterfemego
Daniel, anyone who has done work on your home can put a lien on your home. If you need more than that, I suggest you consult with an attorney.


Zach F
It's pretty common for a contractor to put a lien on a house if they don't get paid by the owner for work done on that house.


Jeremy
Rating
Yes. You obviously shouldn't own property if you don't understand the principles behind finances.

A lien simply PREVENTS you from doing something like selling a house and leaving before you can pay owed debts.

Pay what you owe and forget about it. You were probably in the wrong anyways.


Gunner
Sure can, if you owe them money related to the property. Look up tax liens and mechanic's liens for starters.


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