 Rent increase? |
| as a new landlord with inherited tenants, can i raise the rent while they are still under the current lease?... |
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 Should I buy or rent a home if I am only going to be in it for the next 18-24 months and then will move again? |
| I may be relocating for a job that I will be in for roughly 18-24 months. Given the uncertaintly of the housing market, do you think I should buy a home or rent? I would hate to buy and the value ... |
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 Can I ask my tenant to leave? |
| I recently bought a house. It is NOT a duplex or anything like that. It's a one-family house with a small bachelor attached to it. When I bought it, there was someone renting the bachelor. I don&... |
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 House Question...? |
If a house is on the market for £195,000, what price would you offer to buy it for?
We are first time buyers, with the cash and no property to sell.... |
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 A tenant in our investment property is slow to pay her rent. What steps do I take as Landlord? |
| This nice young lady is the single mom for two school-age kids. Her very first rent check bounced, the second was sent along short by $200, now we're two weeks into this month and NO PAYMENT... |
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 Can the condo association force me to pay for maintenance of my deck (common element)? see below. ? |
| I declined having my back deck power washed and stained last year because it was inconvenient for us when the contractor called to have it done in Sept/Oct 07, and summer's over. Anyway, I just ... |
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 Mortgage Statement Question? |
| I recently bought a townhome 6 months ago, 6.75% fix 30yr. I was reviewing my mortgage bill and noticed it shows im paying $650 or so per month for "Interest/Principle" and shows a tab just ... |
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 Why does the seller of a home have to pay a commission to the buyer's agent? |
| I was just wondering why, if I am selling my house, I have to pay someone to buy it especially if I am selling my home without a real estate agent.... |
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 In a flat with 3 floors, which floor is it best to live on and why? |
| We have seen 2 flats, one on 1st floor, one on top floor, both are the same rent, both furnished. How do we decide??... |
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 My mortgage is so high!! how? |
| do i go about moving mortgages?? so i pay less per mounth over a longer period of time??... |
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 Anyone ever been ripped off, by there ex landlord? |
| Yes i moved out! but gave no notice.we lived there 10 years!shes been in the house mabe 3 times while we lived there! I painted walls,cleaned gutters, fixed things when needed!! long as she was ... |
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 How long can a former tenant of an apartment leave something after being evicted? |
| My grandparents recently evicted a pair of less-than-savory men who left, by my estimation, almost $2000 worth of electronics including an Xbox 360, controllers, PS2, Sega Genesis, 2 TVs, and a Sony V... |
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 Monthly payments(living on your own)? |
| As far as bills goes I wanted to see if this was accurate. Also, my parents said that if I move out in like a year or two they could help me by paying the monthly rent. So I tried to talk them out of ... |
|
 How do you get out of a 12 month lease? |
| I still have 5 months left on my lease, but money is tight. My boyfriend lost his job and we just can't afford it anymore. Our property manager is a B**** and has no people skills what so ever. T... |
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 Help. i want out? |
| me and my boyfriend bought a house together.......well....i want out.....he can't refinance because of prepayment penalties....he can't qualify and assume loan because his credit sucks....... |
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 Can a landlord do this? |
Here is what I asked last week:::: and just to clairify, my boyfriend does not live with me, he just visits and sometimes spends the night.
And the manager knows he dosen't live with me.
... |
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Robin C | Can someone cash a check that is three years old by changing the date from '05 to '08? ? |
My old landlord was foreclosed on at the beginning of the year. I moved out a few moths later and now am in a new house, new landlord, etc. The old landlord cashed a check (i think the deposit) from 2005 last week. He changed the date, from November 2005, to 2008 by altering the year. Wachovia is pretty much telling me to piss off, their fraud division says it is my problem since the check never had a void date. I flat out for got about it. I have not even spoke to my old landlord since December or so of 2007.
Any help? Ideas on what to do? This over withdrew my account by damn near a grand. I am even having a hard time getting Wachovia to refund the "overdraft fee".
Arghhhhh.... |
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Alex M
|
From what I've read and understood in the past, checks that are presented for payment don't expire unless it says so. If you look at most company checks like paychecks, money orders, and rebates, it will have an expiration date on it to prevent this same sort of problem. While changing the date might be frowned on, it's likely to fall under the 'No harm, No foul' doctrine of the law since it doesn't really change anything as far as the amount of money involved.
Edit: The laws on checks are not real clear, beyond insufficient funds. It mostly is a matter of banking industry standards and individual bank policies and this is true with the stale dated argument. Generally, if you present a check for payment, you are obligated by it and banks can honor it in good faith despite the date, memo line writing, or lack of signature. The law recognizes that checks are handled in bulk and it's simply not possible to look at every single one. |
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Missy
 |
Well that is illegal. Checks, unless they state otherwise, are stale dated after six months.
Altering a check is completely illegal and the check should never have been accepted by a bank. What you need to do is get a copy of the check, see if it's visibly altered. Do you save duplicates to checks you write? You could even use the check number to show that the check is out of sequence.
If your bank won't help you, file a police report. I would also suggest switching banks after you have this resolved. |
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Tim
|
Contact the police. That would be fraud.
Checks are stale dated after 6 months. The landlord changed the date because he knew he wouldn't be able to cash it otherwise.
I would also speak with the branch manager of your bank, it that does no good, ask for someone higher up. If after all that they will not respond favorably, switch banks. |
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Gem
 |
1 File a police report
2. Sue the landlord in small claims court.
Good luck |
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shamieya
 |
lol, so you're saying that when the money never came out of yur account you just figured you had gotten over and decided not to say anything? "check never had a void date"- does that mean there is no expiration date on the check? If so, why would it matter. Now, why is he cashing a deposit check? Did he not give it back to you or did you damage the apartment and he kept it- basically did you owe him the money? If he altered the check its illegal, but if you owed him the money (and you knew it was never paid) you can't really be mad. |
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Jor Hugh Jazz
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I've had check problems too and have called customer support several times. Most of the times they are helpful and understanding because they want to keep you as a customer. Sometimes they are a55holes and hang you out to dry. In this case, write to the bank's head office (instead of the customer service). Explain your situation calmly.
At the same time, consult a lawyer. Take advantage of free consultations.
read here to see how old checks might be cashed
http://www.superpages.com/supertips/cash-a-personal-check.html
Your bank may say that not having a void date makes the check legal, if that was the case then he would not need to change the date. But just the fact that he did change the date meant he believed the outdated check could not be cashed. However, that said, if he is entitled to that money then the most you can get back is the overdraft fee.
read here about some legal terms
http://www.legalmatch.com/law-library/article/altered-check-liability.html |
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PattyAnn
|
I would call that illegal. You can't just go around altering people's checks. Most banks have a policy that they won't cash old checks. It would seem you could prove when you wrote it, if you keep a ledger of your checks. I'm guessing you were unable to get your deposit back when you moved out? I'm wondering if he is claiming that you left damage for him to repair, which still doesn't give him the right to alter a check. |
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Steve L
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No it called check fraud. Take it to the District attorney and also report the matter to the Attorney General and the appropriate banking examiner and see you is urinating now |
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HondaChick
 |
it is illegal to alter a check and i would contact a lawyer asap |
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* *
|
Know it may be a crazy question (just because it's been so long) but do you have your carbon copy from the check? That could be used as evidence against the old LL. Find your old bank statements that show the check #s from that book of checks and when you wrote them.
Good luck! |
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krazy_k
 |
The district attorney should be able to help you, he basically forge your handwriting thats against the law too because why on earth would a bank cash a check that was 3 years old and just assume you have the money in the bank and i dont understand why they would cash the check if you didnt have the money in the account either you would think with todays tecnology being able to go negative in ones account would be a thing of the past |
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