 I have a mortgage on my name but house is not on my name anymore, person responsible for paying the mortgage i |
| person responsible for paying the mortgage is not paying on time, he dosnt want to put the mortgage on his name nor he wants to sell the house. ,what are my options, should I tell mortgage bank that ... |
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 Buy property near cemetary? |
| i found a great deal on 7.2 acres with 3 out buildings and a 3 bed 2 bath home for 158k. i looked at it at night and it was great but i went home and looked it up on google earth and its butted up ... |
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 Are you supposed to have to pay to submit a mortgage application? |
| I found a mortgage company online that says they can help people with low credit scores and low down payments to buy a house, they sent me an application but the thing is it says i have to pay $69 to ... |
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 When you bought your home, did you feel pressured to buy the most expensive you could afford? |
| When I was looking, I felt pressured by the mortgage broker, real estate agent, etc. to buy a way more expensive house, even though I didn't feel I could make the payments. Luckily I recognized ... |
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 High end laminate or hardwood flooring? |
| We've been looking at new floors for a few years now and are now in a position to do it. I want laminate (I think) but am always confused by the laminate v. hardwood discussion. I found some ... |
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 Money from house sale......what to do? pls help? |
| Hi, we are a family of 6 (4 kids), we own our own home but have had a sudden change in circumstaances. Hubby has been laid off work due to sudden health issues, we have had to go onto benefits, we ... |
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 If I sign a lease in the middle of jan, do I have to pay on feb 1? |
Ok so to explain more....
If I sign a lease in the middle of January and we pay the deposit and pay for the time we are living there in January, do you think I will have to pay for F... |
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 Landlord wants me out of flat.? |
I have been living in property for 4 years - renting.
My landlord now has asked me to leave within 2 months (my 12 month contract ends in Sept 2009) as he wants his son to live in the property.<... |
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 My huband and I are looking into buying our first home..? |
| We had a problem with fraud in the past on my better half credit report...it has taken us about a year to clean this mess up...now we have rebuilt his credit and want to see where we stand in regards ... |
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 Can a person making 50k gross buy a house in new york city and how ? |
| If a person -civil service. makes 50k gross a year can they stand a chance of buying a house in New York City and how would they do this ?... |
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 Property management won't accept sex offender as tenant and I need to move!? |
| My tenant is an annoying rascal who has a sex offense and constantly calls me about every little problem he finds in my condo. He does pay on time every time, but I need to get rid of him or I won... |
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 My mortgage company is sending me to an early grave...? |
| I have yet to be late on a payment but am on the verge of losing my house because of a stupid mistake my mortgage company made and won't yet own up to. I've been fighting them on this for 7... |
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 How would I go about moving out on my own at this point need tips ? |
| ok im 18 year old and i want to move out but i dont have a job now and i wonder what type of job could support renting a place with internet acess, phone, tv etc. and if i dont have money or very ... |
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 Should I evict her or am I being unreasonable? |
| I own a brand new townhome with brand new everything...I have a roommate who is starting to not look like a good fit. She has loud sex w/ her bf constantly, her bathroom (which was never used before ... |
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 Signed contract with realtor to sell my house on Thursday; can I cancel on Sunday? |
I am probably going to sell my house so I signed a contract with a realtor on Thursday morning.
However, the house has not been listed in MLS listings yet because it's a mess here ... |
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Amy S | Can someone please give me advice on buying a home? |
I want to buy a house but it seems like EVERY paycheck goes straight to bills and rent, and the money that we do start to save goes to stupid stuff that always seems to come up just when we THINK we're getting ahead like.. replace breaks on car, change oil, sick kids (medicine) EVERYTHING. I guess I don't understand life. Is it better to just stop renting, buy a house and pay all the interest rates, or is renting better? I am so confused please HELP! We pay $365 a month in rent and if I found a house we could probably afford around $550 or $600 a month AT the MOST but only for owning a house, I wouldn't pay that much in rent! Thanks in advance... |
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JFlo19
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I am not sure how old you are or how much you have been able to save up to this point. Based on your comments I suspect you haven't been able to save much. Because of that, you absolutely should buy a house! Owning a home will give you so much equity in the long term. If you aren't able to stash away for retirement/education for kids etc, owning a home is the best way to invest your money with a practically guaranteed return.
The key is to buy in an area where you know property values will rise over time (not in the next 2 years but in the next 20)and to stay in that house for some time before trying to sell.
Some people say that the housing market is softening. It is, which makes it a prime time to buy as long as you expect to stay in that house for 5-7 years. If you believe you'll outgrow the house in less than 5 years, don't take the chance and wait for a better house.
It can be more expensive in the short term, but in the long run it is the best way you can invest in your own future retirement or your kids' education.
Good luck! |
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Cdubya 1906
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Now is not the time to buy a home if you are living paycheck to paycheck. The majority of the new foreclosures are people in your position. If you do not have at least 3-5 months of money saved related to covering the mortgage in case something catastrophic happens, you are setting yourself up for losing your home. |
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salterini1
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If you are living paycheck to paycheck you should not buy a house at this time. |
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Brown-eyed girl
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I would think you would need more money than that to put on a mortgage. I would guess you would need at least 900/month to buy an inexpensive home. That's what it is here when you add on taxes and insurance. I don't know where you live so I can't just guess. But, I would say, get a better job or get a second one. See a financial advisor and they can help you look at even the day to day expenses and how you could save to get that house. |
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sophieb
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you're joking...right? You're not in a position at this time to buy a house. Plus in the past few years houses have doubled, and because there were many companies providing loans to people like yourself (not enough income) those people who purchased the homes well their homes now are being repossessed and the loan companies now are going bankrupt. Normal RENT for a couple is about $1,000 to $1500 a month prior to planning to buy a home. Homes are so expensive now that they aren't cheaper than renting, so your thoughts on that are flawed. You didn't say your income but I suspect it's under $35,000. By the way, of the homes you're looking at (dreaming of) buying, have you saved your 20% down?
A person who buys a home for $139,000 should be earning that amount between them and their husband. I think there's a lot of poor info in the responses you got on Q&A.
- - real estate agent - - |
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raulandchrisperez
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Why not rent to own (lease to own)? That way you won't be throwing away your money if you decide to purchase the house. Given the flat real estate market I think you would find lots of sellers interested in this arrangement. See a realtor. |
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smiling_freds_biz_info
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Rent with an option to buy? |
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Tom B
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rent a room out to a nice quite person.for 375.00 a month
if someone will sign a lease in advance of you buying a home the bank takes that as income.added to your income.and will loan more on the money on the home.if you look theres individual people who will finance there homes to you.Good Luck ,its way best to own your on home |
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Miss Know It All
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Yes, buying a house is the best thing you can do at this time. Shop for the best interest rate, and it depends on how much house you need as to your payments. I bought a house for $139,000.00 and my payments are $885.00/month. |
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tifagold_102
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hi i'm mohamed from seaview realty company for real estate and contruction i hope to help u to find your drem house we can search for u in egypt(hurghadasharm elshehmarsa alam) any places in egypt u want i will give u our website if u interstet to look (www.seaviewrealty.org) and u contact us |
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