 How often should your realtor take you to look at homes? |
| I have my preapproval letter and have sent her some mls listings of homes i would like to go see. We have not gone out looking in the past 2 weeks. Is this normal?... |
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 My house purchase is due to complete today. Any ideas what time it is likely yo be and what acutally happens ? |
| All my searches are back my deposit is payed my mortgage is agreed and its due to complete today but when ? I dont understand what im waiting for as we have already exchanged contracts ! Any ideas ... |
|
 Can we be evicted for complaints about our baby crying at night? |
| We live in a large apartment building in San Francisco, CA and recently received a letter from our landlord stating that they received several complaints about our baby crying late at night and early ... |
|
 Is there a difference in getting a home loan through a local agent or online? |
| Does it make any difference if I was to use somebody local where I live, such as Bank of America or HNB Mortgage as opposed to firsttimehomebuyers.net, quicken loans, or ditech.com?... |
|
 Can a landlord sue me for damage to an aprtment? |
| I have lived in a small upstairs apartment for over 5 years. I have had a dog the whole time with the knowledge of the landlord. The carpet is really full of dog hair. I will try cleaning up but ... |
|
 My lease ends but my apartment won't let me leave? |
My lease is ending in a few days. However my apartment complex says I need to give 60 days notice before I leave, and will bill me for these 60 days past when my lease is up.
Shouldn'... |
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 How do you deal with a mother that hasn't left a will and has died, the kids want to sell the house, minus 1 |
| My gradmother in italy has died, and didn't have a will for the house that she had. So the house has all gone to the kids of the grandmother. There is one child that lives in Italy (all others ... |
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 Real estate agent fees? |
| I am considering buying home. we do not have a realtor, but the seller does. The realtor stated he would serve as realtor for both sides, dropping his fee to 4% of the selling price. Do we have to ... |
|
 Will the bank accept this offer? |
| Yesterday I placed a 74,900 bid for a house that was listed for 79,900. It has been listed for only 8 days and it is bank owned. Do you think that the bank will consider this bid, being that it is ... |
|
 Make house look better, to sell? |
ok so tomorrow someone is coming to my house, to tell me how much it's worth to sell it for
so my questions is
what are some quick things to make them say its worth more?... |
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 My bf has owned HIS house for 5 years, 3 of which I have lived in and had a child with him...? |
my question is do I have any entitlement to this house as my name is not on the title. Though this house has had a major turn around since I moved in.
Before I lived here his mom lived in it ... |
|
 I received $600k last year? |
| from an insurance policy. What should I do with the funds?... |
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 HELP!! trying to buy a house? |
| Me and my b/f is trying to buy a house and we need to get approved for a loan but i have not credit and his is very low. Who can we try to get a loan and do u think that we will get approved his ... |
|
 Do people have bargaining options when getting an interest rate on a mortgage loan? |
| My wife and I are buying a home for around $210k in a rural town in VA. We went to a lender and were told that our interest rate would be about 6.5-6.8% and that it would be the same just about ... |
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 Can we buy a house if we only make $3000 a month? |
| Me and my husband want to buy a home in NJ or in TX. We have a income of only 3 grand a month because I am in school for RN and will be for the next 2 - 3 years. We really want to buy a home now ... |
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shelly belly | Can the lender for your house forclose on it even if you are making monthly payments.? |
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 |
 
kjh
 |
Yes .... your lender can "possibly" foreclose EVEN if you are making monthly payments. You need to read your mortgage
contract to see what those other reasons would be.
For example ... Most mortgages require that you maintain
the property in a certain condition. You can not keep hazardous or explosive materials on the property. You can
not conduct illegal activities on the property. There are
many reasons such as these ... Where the lender "could"
opt to foreclosure.
Also, most lenders reserve the right to "accelerate" the payments due ... under certain circumstances. You need
to know WHAT those circumstances are. (If the payments
are accelerated ... the Lender could call for "all future payments to become DUE NOW!) ... Again you need to know when and if this is a possibility.
Most of this information is discussed at the closing table ...
But, you may not have paid attention ... Or, maybe you don't
remember.
Again ... Get a copy of your Mortgage Contract .... So that
you are clear on when and if your lender can foreclose even
if monthly payments are current ... You can also call your
Lender's Customer Service Department. |
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daeve930
 |
If you're meeting the terms of your mortgage, the lender cannot foreclose. |
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Slick98
|
If you are delinquent according to the terms of your mortgage, yes. Plain and simple. |
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elsie
|
If you're making the full payment each month, they won't foreclose on you! You're being a good borrower and are making them money (they make money on your interest, so they WANT you to keep paying!) |
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karen w
|
IF YOUR ACCT IS NOT CURRENT |
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pasofinosweety
|
if ur behind on payments then yes they can but if ur not then no i dont think they can |
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acermill
 |
I am taking your question to mean that you are making payments monthly, but not in the amount required by the mortgage terms. Yes, they CAN foreclose if your lowered payments fall below that which is required. They may be slower to do so, but it will happen eventually. |
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wizjp
|
Depends on state and how far in arrears you are. Most states need at least 90 days delinquent before they allow a foreclosure action to start. |
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Amsiar
|
No, they are in a legally binding agreement just like you are. You agreed to pay them their money back, and they agreed to loan you the money. I'm assuming your monthly payments are for the amount they are asking for. You can't pay half of your payment and expect them to live with it. |
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BLUSKEYES
 |
NOT IF YOU ARE MAKING YOUR REGULER MORTGAGE PAYMENTS.
BUT IF THE PAYMENTS THAT YOU ARE REFERRING TO ARE FOR DELINQUENT PAYMENTS, THEN YES THE LENDER CAN FORECLOSE. |
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dianaparisian
|
If you are not making some kind of payments that have your account current, then they do what they have to do....otherwise, it would not make sense to foreclose if you are making current payments.... |
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Marc X
|
Why would he? He'd then have to lose all that income while looking to replace you for his payments.
But legally, no. He can only foreclose if you are in default, which is mostly about the payments. Foreclosure is a legal process and what judge is going to give someone else a house that you've been paying for? |
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