 For those of you paying rent...? |
| I feel adament about paying money towards something I know I wont own. Currently I live at home, but I have an opportunity to rent an appartment with one of my friends. I really wish that I could go ... |
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 My landlord has charged me for professional cleaning and gardening!? |
| To cut a long story short - My tenancy ended on 23/06/07. The landlord has had the place professionally cleaned and billed me for it, when I had cleaned the place myself from top to toe (I left it SP... |
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 Does some one know of any websites where I can check out listed properties in other states? |
| I want to check out some listed properties in other states, but I don't know where to look. Can someone help me!!... |
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 Are tenants in apartment buildings obliged to pay for landords repairs to the building? |
| i live in a regular 50-tenant apartment building. it is not a co-op - tenants do not buy their apartments nor do we have a share in the building ownership -- yet last year the landlord repaired our ... |
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 I was going to refinance and have a 3yr interest only then fixed. How exavctly is this I never heard of it?/? |
my interest would be to high for my mortgage company I now have, "my credit score is not to good." so another company said this coud be a way to go???? Would it be??
Additional D... |
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 Are UK house prices going to crash? |
| i really want to buy my first property. but, is tghis the right time? do u think prices will continue to rise and that i should get on the ladder now, or that the prices are too high now and there ... |
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 Would you purchase a condo or a house? |
| Would you purchase a 1 bedroom condo 3 years old in a great location near shopping, new malls, excellent resturants and 15 MIN to the beach in Jacksonville florida. Or purchase a house that is built ... |
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 Cheapest places to live in us?? |
| my fiancee and I are trying to find a cheap city to live in. We want to be somewhere where my fiancee can get a job in cunstruction, can buy a cheap house and not a small city. any ideas?... |
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 What is foreclosure???? |
| i been seeing many houses on the internet on foreclosure i don't know what it means and why are they so cheap? is it hard to buy one of these houses or others like the mortgage companies win ... |
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 The house i'm living in is being foreclosed. do i still pay rent? the owner, i believe, is pocketing the money? |
| i would never had known it was in the process of foreclosure if they didn'tt know he didnt live there. i did find out later that he got a notice also at his other residence. he did not contact ... |
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 I didnt pay this months rent i just got a 4 day evicition notice.. is that legal? |
| I am late on rent for this month. TOday on the 19th, they left an eviction notice for the 24th.. I thought you had to be late for a while?... |
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 What would you do if your landlord...? |
Locked the laundry room, so no one in your complex could use it!
BTW, it is one washer, and one dryer for eight apartments.... |
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 Im trying to move into an apartment and they want to know if i've commited a felony? |
| I DID 2 YEARS AGO, IF I TELL THEM I DID ARE THEY NOT GOING TO LET ME MOVE IN ? ITS A 35 DOLLAR APPLICATION FEE AND I DONT WANT TO LOSE THAT MONEY IF THERE NOT GOING TO LET ME MOVE IN .... DO THEY EVEN... |
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 What happens now if my rent has been late a few times? |
| Coming towards the end of our 6 month tenany agreement but our rent has been a bit late the past few months, the most being 13 days and was wondering if they'll renew our agreement or not in the ... |
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 Can you get a mortgage to build a house on a plot of land? |
| What sort of deposit etc do you need? If not can you get a Mortgage once it's built and pay the builders then?... |
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dnelak | Can you get a mortgage if you owe back taxes? |
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jannie
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do you mean income tax?
all debts will show on your credit report which would make it lower
it's hard to borrow money with a low rating |
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rprashar2002
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No |
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adavis0119
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It depends on what kind of taxes you are talking about. But, if there is a lien filed against the property, then you have to pay it before the attorney can close the loan. Because most lenders require 1st lien position, and if a lien has been placed on the property, then they would not be in 1st position should they have to foreclose. |
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Kristin G
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Yes you can. However, you will have to pay those back taxes that you owe at closing. I just did a loan last month and the woman owed about $3,000. They just added it as a fee to be collected at closing. Not a big deal. Just let your Broker/Lender know, either way they'll find out. Hope I helped! |
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Mr Monopoly
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Yes, although you need a great mortgage broker and you will probably be paying a hire rate sometimes you can roll the taxes into the loan and pay them off at the table. |
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klukach@sbcglobal.net
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They will most likely make you pay them before getting the mortgage |
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Ralfcoder
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It depends on your mortgage company. They WILL find out about it when they do a title search and credit check. Your best bet is to pay the taxes before you apply for the mortgage. That will show that you are responsible and trustworthy. Otherwise, the mortgage company may still loan you the money, but could give you a higher interest rate because think you're a poor risk. That will end up costing you lots more than the cost of paying the taxes.
The mortgage company may also be willing to loan you some extra money so that you can pay the taxes, but in my opinion that's a bad deal. You'll be paying interest on that money for the life of the mortgage, and it will cost you much, much more that way than if you just paid them now. Or they may just decide that if you can't afford to pay the taxes, you can't afford to pay the mortgage, and you'll be stuck renting or living with your relatives forever. |
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mrcarter82
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Sorry, that is a negative. You gotta pay Uncle Sam first.
Plus it doesn't look good to the bank. Why would I give you a 300,000 dollar loan for a house when you can't even pay back your taxes? |
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ljpeterson1956
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it depends. Do you owe local, state, or federal taxes? Or do you owe real or personal property taxes? Sometimes, depending upon where you owe, what you owe, and how much you woe and for how long makes the decision. You can owe real property taxes in some states without them being considered "delinquent', and you won't have to pay them off before geting a mortgage. Is the tax you owe on the property you are trying to get a mortgage on? If so, yes, they'll probably want THOSE paid. You really need to be more descriptive of what, where, when, and how long. |
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WiserAngel
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Nope. It's on your credit and that is one thing they will not overlook. |
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Forget-n-forgive forget it!!
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It is possible. Usually the company will roll it into the loan or require you to pay the amount at closing. If you get in this predicament again, the government will attach a lien to your property, and if you already own property, it probably has a lien against it. If it is property tax that you owe, you may lose the property you already own. Talk to a lender. As a former loan officer, I have helped people out in these types of situations, but there are a lot of factors that will be taken into consideration before you receive any type of loan approval. I have turned down customers for owing back child support. Some states report that to the credit bureaus. |
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Sugarbear
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If I were a lending institution I would say no. Simply speaking, if you're willing to give the finger to Uncle Sam, what keeps you from doing the same to me??? |
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martha t
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I don't think so, You should take care of you taxes first, and your credit score before thinking on getting a morgage. |
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kevingeorgecampbell
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Yes, you can get a mortgage if you still owe back taxes. It is easier if you already own your home. |
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