 Own 2 houses and need to walk away from 2nd one.? |
| Buyer for my 1st house backed out and i cannot do both mortgages. if I move back to 1st house and forclose on 2nd will i lose both even if i have homestead protection on 1st when i move back in. F... |
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 Whens the best time to sell? |
| I bought my home last year for 95,000 for a 3 bed terraced. It needs a bit of work such as double glazing, ect but was still a bargain.The area isnt the best. Is it best to wait, are prices coming ... |
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| Hi all - I am considering moving out of my house and renting it out so I can buy another place. However, my house is in an upper class, somewhat exclusive area and I am worried that rentals may be ... |
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| I have a home which was occupied with renters. They have stopped making payments to me so I fell behind $10K on my mortgage. I've evicted them and now I am facing foreclosure. I have not ... |
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| We recently moved into our dream home and the owner was willing to lease to us until we were ready to buy. Things have changed however; and he's pushing us to buy NOW. My husband and I have both ... |
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| I am currently renting the first floor of a house, and another gentleman is renting the second floor. I have noticed recently that our landlord's vehicle (and her girlfriend's) have been ... |
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 Which mortgage companies will lend 5 times my wage or more? |
I'm in the uk
Additional Details
I'm already paying out the amount i would be repaying on a mortgage 5 times my salary, on an existing mortgage and loans. Equity in my current ... |
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| hi, just wondering (on behalf of someone else) if you have a house repo'd and when the mortgage company sell it on and fail to get enough to cover the debt, how many years is the previous owner ... |
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| Has anyone had any good or bad experiences renting through estate agents or private landlords as im thinking of renting privately but not too sure about it? ... |
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| Specifically, there's a clause in the lease that says "Any damages caused by tenants shall be repaired by a contractor or craftsperson selected by the owners". Is that legal in C... |
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I have 3 houses in my hand and would like it get it sold soonest.
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| I have a full time job with the government, a second job as a waitress, and I attend night school. Even with my two jobs I barely make over $1000 a month. I am single, and live alone. I live in the ... |
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 What would you do? |
| I just moved to an apartment and we had to pay $400.00 a month for our dog. $200 is a security deposit and $200 is a sanitation deposit. Puld I have to pay $20 extra a month for rent. I don't ... |
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 How much should i charge for rent? |
for an apartment with two rooms, one bathroom, one kitchen and a small yard, in Flagstaff Arizona
rooms and kitchen are about 110 square feet each, bathroom is about 40 square feet
<... |
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| Ok, we reluctantly bought grandmas house from her for her named price. It was on a high traffic main road, had apartment buildings on one side, and was outdated. Because Grandpa built it, we put a ... |
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VL76 | Can you refinance a mortgage with a credit score in the 400's? |
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Janet P
 |
First, do not contact online predators. Spammers, like Marty from Premier Loan Sharks, are wanting to prey upon your situation, not help. You can suffer worse then financial lose, you could be giving your credit information to an identity thief and suffer for years to come. It is especially hard to deal with if you deal with anotehr country, there is no way to know where someone online is really located and if you have any legal rights if they steal from you.
YOu are going to be better off with your present mortgage. You can do it in the 400's, I know that country wide will, but your interest rate will be outrageous. |
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Steve L
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I'm a Mortgage Broker and know of one lender that will do a sub-500 score, they require a loan to value of less that 75% and require you to use thier own appraisers. Sometimes they even conduct a little interview at closing. The process is typically long and hard, and the rates are even worse. But, it is possible. |
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Aliz
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Yes, you can, but it won't be at a good rate. So, you might end up paying a more a month than you do now. |
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Wango138
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No. |
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davidt5w6
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If you're currently in an FHA mortgage, and have made your last 12 payments on time, then yes, but it is more like a rate reduction and not a refinance called a streamline. Your credit score is not a basis for qualification, only your payment history. |
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phaldo
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The places that will let you are very limited, but yes. You'd probably be looking at an interest rate in the double digits though. |
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slguldi
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sure if you don't mind giving them your arm, leg and first born.... You are better off working on credit repair and then doing a refi when you have a better score. pay off any delinquencies, collections, keep at least 3 trade lines open and keep the balances lower than 25% of available credit and pay EVERYTHING on time. You should see the results of that in 6 mos to a year. |
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roxiecat4200
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If you do you are looking at a rate that is outragious...it most likely wouldn't be worth it. Try your best to raise your credit score and then refi.... |
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Boston George
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yes be prepared to pay 11% and pay about 4 points to get the loan. its not pretty |
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withluv7
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I know someone personally with a 410 credit score who got their home refinanced with many offers. She went thru lendingtree.com. |
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iceman
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99% of lenders would decline you.
And that one that would accept you would charge rates so high your head would spin. Wait until your scores get back up or it is not worth it. |
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