 Can my landlord show my apartment while I'm still living there? |
| I rent an apartment in NJ and will be moving out on April 30, 2007. I have given my landlord the proper notification and understand that he would like to have the place occupied by May 1. He wants ... |
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 What is a foreclosed home? |
Why are foreclosed homes so cheap and is the price they have listed really what they are selling it for or is there a catch?
If you can send me web-sites that explain everything that would be ... |
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 My parents are victims of predatory lending. What can we do now? |
| My mom attempted to get a loan to refinance her house through beneficial lending. She had no knowledge of the mortgage business and trusted this mortgage broker to help her. My mom is very trusting ... |
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 Should I accept a low bid on my house? |
| An offer has been made for $10,000 less than what I bought my house for. In the Michigan economy, this is not suprising. If I take it, I will break even on what I owe, but have to pay the realtor fee ... |
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 Is it possible to surrender your property to the mortgage company? |
| I'm from the UK. I would like to move quickly, but can't sell my house in time. One option is to surrender the property. Is this possible or legal?... |
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 Where is the best place to live in the U.S.? |
| I want a simple life, with low cost living. Right now my rent is about 40 percent of my income.... |
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 Can my boyfriend of 2 years kick me out of his house with no notice? |
He owns the house and pays utilities. I buy food and some supplies for the house.
First i came home one night and he locked me out. I had to find a place to stay for the night. We spent 2 weeks ... |
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 Help with eviction process...?(loophole)..? |
| My mom is trying to evict a tenant which is our sister. She's 29 and refuses to leave. We live in Washington and she called the cops on us cuz she's crazy and they said that you have to ... |
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 We are in the process of buying a house and we recieved the documents this morning? |
| with all ther fatcs and figures etc. On the fees section its saying we have to pay £1,995 administration fees!! we were under the impression that we didnt have to pay this? are we wrong? does ... |
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 House Rent Question just got a letter from landlord...? |
this is what it says:
After much consideration the best alternative we can offer is to extend the vacate time to may 31st 2007 with a fee of 2,000 to compensate for time lost.We need to move ... |
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 6 days late on rent, can i get evicted? |
| OK so im 6 days late on rent, ive lived in teh building for almost 3 years and i have never been this late, i have been1-2 days late before but i have always communicated with my manager, I have ... |
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 Can a landlord enter an apartment twice a year for inspections? |
| I'm getting a new apartment and they said they enter the apartment twice a year to make sure everything is working properly. I think twice a year is a little excessive. Are there any laws about ... |
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 How much can a lanlord be sued for? |
| i had signed a lease for an apartment at a complex on my college campus.....I was supposed to move in during august but the building wasnt completed that time and we were told it would take a couple ... |
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 How much house can I afford? |
| After my condo sells I would have $80,000 to put down. I earn $48,000 per year . Many years on job. Credit score of 780. No car loans out .I pay off my credit card monthly. How much home would I ... |
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 I rent and the owner of the house has lost the home to foreclosure.? |
| I rent and the owner of the home I rent has lost the house to foreclosure I am being told that I have 30 days to vacate. Does anyone know what I can do to have more time?... |
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 Should I offer more than the asking price when buying a house? |
I had an agent tell me that I should offer more than the asking price. I don't really understand why. She said that would actually help me. Any real estate professionals who can answer this?
<... |
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 Is it a good idea to hire a Realtor to sell my home for a 3.5% commission? |
I live in Southern California and I'm planning to put my house for sale soon. I saw this add in front of a house that's for sale in my neighborhood.
HOME SELLERS
Don&... |
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 .how can i sell my neibors house? |
| ya like when he's on vacation how can i sell all his stuff and just move him ... |
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roodatoot | Can you sue a bank if they approve the loan then a day before closing they dont approve the loan? |
We applied for a home loan at the end of April. We got preapproved. We went through the whole process. Our closing was set for June 15. This past week the lender keep calling and requesting things at the last minute after we had been told everything is fine and that the loan was approved through underwritting. Now today after everything is ready to go, we had the gas cut on, the inspection done, everything, the lender tells us that there is not much he could do. They NOW cant approve the loan. What kind of attorney do I get and can I sue for this? |
 |
 
Mike
|
Nope. During the loan process, they have a right to back out of the loan until it is finalized, at closing.
This is their money, and they are taking a risk when they lend it out.
Be in the property value, your credit, the neighborhood, the appraisal... for whatever reason, this loan was not worth the risk to the bank. But they must under law give you the reason they withdrew their offer. |
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Landlord
|
Sue on what grounds? They broke no laws. I am sure you can get an explaination from them, and I am 99% sure that has something to do with either information you provided or your credit report. |
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acermill
|
You can sue, but you won't get anywhere. Lenders ALWAYS reserve the right to change their minds, based upon changing situations in your financial reports. Something as simple as running up a credit card higher than they like is enough reason for them to pull underwriting. Most lenders will run a 'last minute' credit check on your file to see if anything has changed from the time they originally ran the check. |
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Maverick Mortgage
|
I see that you are in a difficult situation. If you are still seeking financing please email me at talbertdixon@maverickmortgage.com... I work for a nationwide mortgage banker (we bank mortgages not checking and saving) and direct lender. I deal directly with wall street investors so I have the capability to get your loan done quickly and effectively. Also, since we bank mortgages only we are not as conservative as your typical banker. Everything that we do is in-house ,.e.g. processing, underwriting, loan origination. We don't have a lot of fees and if there ever comes a time when we feel your loan cant be done. We let our clients know promptly. I cannot assure you that I would be able to get you loan because I don't know the full story on why you got denied, but if I can get your loan done I will give you an approval letter. Email me (Bert Dixon) and I will give you my contact info and see if I can help you with your loan further. |
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Yanswersmonitorsarenazis
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I don't know if you can get much out of them. But, if they issued a written preapproval that they didn't back up, you can do your part to perhaps prevent it from happening to the next guy.
Find out who regulates and licenses mortgage companies in your state. Usually, it's Dept. of real estate, or commerce, sometimes banking.
There's probably some level of incompetence that can be proven, as long as nothing really changed in your status in the meanwhile (you didn't switch jobs, take on new credit, etc...).
They could be fined, censured, all sorts of fun stuff. If you lost any money, maybe they could get you reimbursed.
But you're not going to get a $20,000 judgment out of them from any court. Not gonna happen. |
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Terry S
|
No it's their money and their call.
Forget about it and move one.
Always remeber "Litigation is the sport of kings"
Why? Because only Kings can afford it.
If you've ever been involved in a law suit you know exactly what I'm talking about, If not, your about to find out.
Lawyer's are worse than lenders.
Terry S.
http://www.Welcome2Arizona.com |
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Mark C
|
Oh ok... I got this for you...
better check on it... Im pretty sure you'll discover something
http://www.home-loan-made-ez.com |
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Fatty
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cant do anything about it. unfortunately you got a loan officer that just wants business so he said yes. a pre-approval means nothing. it is a peice of paper that someone wrote, and it is worth about the cost of a peice of paper. a good loan officer knows when to say no, and will explain it. i have access to over 130+ lenders in 50 states. almost all i do is purchases. if you would like, and still want this home... email me or IM me (go to my profile) and i will tell you how to contact me so you know that i am legit. I can qualify you in a few hours and probably talk the agent into extending the contract so you can still get this home... assuming you qualify. |
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Scott
 |
Oh my another victim fallen prey to a Loan Broker. Many times when there Mouth is open the only thing coming out is a lie.
Now About suing. Any loan commitment given by a lender in all actuality Means nothing. No that's not right. What it means is they can continue checking you out until the last minute and if anything changes or isn't just up to snuff for the underwritters they can kick it out. |
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