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 How do you move out of rented flat?
do you have to wait until the end of the contract and then tell them you are not signing and looking to move? Because if so then I will only have a short time to choose somewhere available at that ...


 Concil sold me a run down house is there anything i can do?
...


 Is it true that many people that are losing their homes never missed a payment?
...


 Is this rate ok for a 80/20 loan?
I am going to purchase a home soon, and I was wondering about the rate they are giving me. I am going 0 down, one rate is 6.5% and the other is 8.5%. What do you think is it worth it?...


 First Time Buyer Mortgage?
hiya me and my boyfriend is looking to get a first time 110% mortgage does anybody no of any cheap lenders ??
we both dont have any ccj's etc.
looking to by a new build like off ...


 Smoker will not go outside to smoke. His smoke drifts into my apartment. Says hes sorry. What to do?
I live in a duplex. A tenant below me smokes. Hes agreed to go outside to fullfil his habit. Yet, on occasion, will stay in his apartment and smoke up a storm. The smoke then drifts up the ...


 Should I buy a flat by taking a fradulent mortgage?
I have been looking to buy a flat cos of the prices recently have fallen.
But my credit rating its not very good,i do have credit cards bank cards
but if i get refused a mortgage from my ...


 How do I find a guaranteed home loan for bad credit with no down payment and amount of loan not limited?
I am trying to find a home loan that I can get that is guaranteed for bad credit regardless of income, no money down payment and amount of home purchase is not limited.. We started into this home ...


 I bought a house in 2006 for $470000 and it`s worth $300000.?
i`ve been calling mortgage company to inquire about the housing rescue bill, where i can refinance my house to the current market value, but it`s seems that there`s no program available yet. I`m ...


 How do you handle getting your first apartment?
...


 How do you find the sales history of a house?
...


 Why is it good when house prices go up but bad when anything else goes. You know what I mean.?
...


 15yr mortgage vs. 30yr mortgage for 60 yr old couple?
I have 5-10 more years of work. Am buying home. Planning on paying 50% down payment. What is better option, 15 yr. mortgage vs. 30yr mortgage?...


 I recently bought a house and the survey company screwed up! Help!?
When I bought the house, I thought a had a good sized back yard. Now, my neighbor is building a fence A FEW FEET from the backside of my house! His survey shows that its his property, so I called ...


 Can a landlord refuse to hand over tenant's personal property following eviction?
I never thought I would find mysef in the position I am now, but I have been evicted. Times are tough and I fell behind on the rent. When it came time for me to get out, and have the locks changed, ...


 Had a lease, paid deposit, never got receipt or landlord signed lease. We cancelled. Now they want the deposit
I signed a lease for a house in Seattle, and paid the deposit with a check. I never got a receipt, nor did the landlord give me a lease with his signature on it. The week before I was supposed to ...


 Why is it harder for me as a citizen to get a home loan, but the hispanics and latinos have a ton of programs?
My husband and I work very hard, saved a nice bit of money down for a home and now we get the run around, and each and every time we get asked the same question. Are you hispanic or latino? No we are ...


 How long do i have to get out?
I am living with my boyfriend he did not pay the rent so we have got a evection notice.
it says we have 5 days to move out or they will lock up our apt. I am moving in 2 weeks without boyfriend ...


 Landlord dilema??
hi - our landlord recently informed us in letter that he intends to put rent up. weve been renting for almost a year (it was february last year we moved in)

we never signed a contract with ...


 Will the house prices go down in the near future?
is there any experts in the housing market that expect the house prices to fall in the near future?
Additional Details
i live in deeside wales and the wages are terrible round here. 18500...



ernied2006
CanI apply for a second mortgage loan without my spouse co-signing?
                     
 




Cathrine K
Not if he/she is on the deed to the home.


ЄгіÑкα
Rating
not if the house is in both names


Sage
Not if your spouse is on the original mortgage.


Loose Change™¢
Not if your home is in both of your names.


First Pacific Financial
The answer is yes and no it really depends on your income situation and if you need your spouses incomoe to qualify for the loan. If you do need his income to qualify for the loan than the anwer will be No. If you can qualify for the second mortgage using only your income than the answer would be yes. Also if your spouses is vested on title you will need to still have his signature to sign off on anything you decide to do financialy with your property.


Chrys
Rating
sure and if she/he finds out they can take you to court...(if they don't know about the loan.)
That leaves you with the whole shebang...1st and 2nd mortages...


Talaupa
Rating
Don't you think that she should know about your doing something that could have an effect on the both of you?


Mortgagemom
You can apply for a mortgage individually and sign for the Note by yourself, however your spouse will need to either sign the Mortgage because they're on title, or to sign off homestead rights.


Amy B
Yes you can! We did


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