 Isn't having an interest-only mortgage just like renting? |
I mean, you're not gaining equity unless the value of the home is rising extremely rapidly (which is uncommon these days…)
What long-term benefits come from an interest-only loan?
A... |
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 Home inspections? |
| We are buying a new home. Is it necessary to have it inspected by Home inspectors?... |
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 Does a landlord have the right to disclose to a stranger that i am a tenant without my o.k.? |
| a stranger entered the rental office to the apartment complex i live in. he was attempting to serve me with a summons to appear in court, but didn't have the precise unit in which i live. by ... |
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 Apartment expenses need help? |
| what are a list of monthly expenses people can think of? I want to have an idea of all my monthly bills. the apartment Im looking at is broadmoor at chelsea apt. in wichita ks and its 375 for a one ... |
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 If I make $2200/month, how much should i be spending on rent and utilities? |
I was thinking around $700 for everything combined? Too much?
I have no debt, but a $200 car ... |
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 How do you sneak a cat by a landlord? |
| i don't want to pay hte $150 non refund and $150 refund and $15 a month for my cat. the way apartment complexes charge tenants is highway robbery if you ask me! i've had my cat for 1 1/2 ... |
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 Why don't we hear of squatters anymore? |
| In the 70/80's if there was a house emtpy for a certain amount of time, the house would be filled with sqatters, why not now?... |
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 What is the best way to confront my landlord about a maintenance man suspected of stealing from my apartment.? |
| i was not home at the time and i gave the maintenance man permission to enter without me being there. When i returned home later that night i noticed my psp game system was missing, i always keep it ... |
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 My landlord is loseing the house i'm renting to a tax sale what can i do and what will happen.? |
| Ok heres the deal, my family and i recently moved to a new home(new to us) 2.5 months ago. We just today received 2 letters in the mail From the tax auditor in our county one for our new landlord and ... |
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 Estate Agent talk - what does this mean? |
An Estate Agent has emailed me about a flat I'm viewing tonight - what does this mean?
'The property is in a conversion, its a duplex flat set out over 2 floors'... |
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 Where can we be approved for home loan with bankruptcy on file and almost to none credit history? |
| Does anyone know if we can be accepted for home loan of under 50000$. One does not have credit history and is slowly building it by getting credit cards and some services like cell phone and the ... |
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 They raised my rent without telling me, do I have to pay back rent? |
| When I signed my lease, I was informed I would be gettting $100 off my rent for six months. Im just starting my first job, and with that stress, I didn't realize when my six months were up. I ... |
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 I have clogged sink. If I notify my landlord in writing can I repair it and deduct it from the rent? |
| I have notified him verbally. Is there a specific number of times I must notify him before I get it repaired, deduct it from the rent and provide him with the reciept for the repair?... |
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 I NEEEED help....please!? |
| My boyfriend and I just moved to a new city, we've been staying with my mom for a month or two while we tried finding an apartment.......so we found one but the problem is neither of us has a SIN... |
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kenny_frohlich | Closing But No Keys? |
I closed on the house I'm buying this morning, but the title did not give me the keys to the house because the lender had not wired the money to the title company. I called my loan officer and asked for help. She checked with the lender and informed me that the money was wired in this morning, but it was wired to the wrong title company. The lender is now trying to retrieve the money from the other title company. The escrow officer can not give me the keys until she gets the money from the lender and it may not happen until tomorrow.
I have signed all the closing documents and paid my money (down payment + settlement costs), but have not got the keys to the house. Is there anything I can do or do I just have to wait? |
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Patches6
 |
I would infor the realtor that there is a three day cancellation for you as the buyer and contract signer.
Two to one my guess is that you would change the locks anyway but wait until tomorrow as things have a way of working out...slow but sure..
Congratulations???!!! |
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sandman
|
Someone owes you rent,or at least lodging for the night... |
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kathleen
 |
I would wait it out. Wiring money is not instantaneous, especially if it is over 10,000.00 Give them 24 hours to settle, they are just being cautionary in releasing the keys to you. I am sure it will all work out. |
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Alchemist
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You'll have to wait until they locate the money. It's not like buying a car where they toss you the keys and say "Take her for a spin." You'll get them tomorrow. I would have a serious talk with the lender however, and let them know what kind of grief they put you through. |
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acermill
 |
You shall have to wait. As a real estate broker, I NEVER turn over keys to a property until money has exchanged hands. The sale is only an actual sale when the full amount of the sale price has been delivered to the seller.
If you want to crawl over anyone in this situation, your lender is the guilty party. |
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Judy1
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If they think they can get it sorted out by tomorrow, try to just stay loose and wait. If it goes on longer than that, start making noise with the loan officer and the two title companies.
Good luck. |
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mazziatplay
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Your lender is responsible for this mess, they should reimburse you for any financial loss you incur.
If you do not suffer any financial loss, they may still owe you for the inconvenience.
Call your loan officer's boss and have him/her call the lender call the lender and ask them what they are going to do to make you a "happy camper"? |
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wendaylou2
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I used to be a receptionist for a luxury builder, and we only gave the keys to the home the moment the money and everything was settled. The only thing you can try is just to call the CEO of the building company and raise hell. Sometimes we would let people start moving items in or give a key a few hours before things were officially settled.
Good luck! |
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Bogart
|
If they didn't have the money, the transaction should have never been closed to begin with.
Unfortunately the title company wants to protect their interest and has more legal power to hang onto the keys at this point.
Hopefully it's just a misunderstanding, and will be fixed soon, but I'd be pretty upset :( |
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