 Are there any creditors that will lend money to a person with a low score...to buy a first property? |
| My credit isn't strong at all.....I can pay a mortgage...just don't have any money for a down payment....Help.... |
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 Does anyone know of any fiance companies that would give 100% financing for a low credit score? |
Additional Details
Thank you for your answers.I did try lending tree but the company they sent me to wants 10,000 down.... |
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 Buy or lease a new car? |
| I currently have a 99 Accord with 129,800 miles on it. I am looking for a new car but I don't know whether I should lease or buy. Economic times are rough and I would be taking out a loan. My ... |
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 We are in a big debth,bad credit too,about to lose the house what can i do??? |
| We do not have good credit we need a way to save us from being evicted. If there is a program we can use please inform us about them. Or if there is any other suggestions please help us.... |
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me and my bf are moving out and getting our first flat together. weve got the flat and are paying the deposit next week and getting the keys then too.
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 Buying a Car and a house at the same time.... Good Idea? |
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 I am trying to sell my house..is the Realtor blowing me off? |
| i have had the house on the market for 6 months now..i have to call her every 2 weeks or so to see if she is even showing it..i went in it today and found the floor vent lifted and called her to see ... |
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| my landlord agreed for me and my room mate to each pay 550 a month. I signed a lease and they were going to give me a copy once my room mate signed it and they never did. We repeatedly asked and it ... |
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? | Closing Gifts? |
I want to get feedback on what you would expect from a Realtor as a closing gift when you purchase your home. Thanks
Additional Details
wow great answrs...I am shocked at your gifts! I am always generous and thought I was not generous enough!
Thanks for all your answers! |
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hghtrail
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As a Realtor specializing in first time buyers I usually give a $50 gift card to Home Depot, Loews, or local hardware store. These buyers have usually spent most of their money just buying the property and don't have much left for fixing up. $50 is the least I spend. I've even given a stainless gas grill to a buyer who spent over $700K for a home. Another received a 100 gallon tank of heating oil, and another received a home warranty on their home worth over $300. When deciding what to spend I do take into consideration all my expenses during the transaction -- did I have to contribute cash toward closing costs or a repair to get the deal to completion? Most people think Realtors make a ton of money on each transaction-yes, we're paid a percentage but must share with the agency's owner, the other agent, and their owner. Out of my share comes all my expenses(car, phone, insurance, professional dues, MLS fees, lockboxes, gas, and the list goes on. . .)I have these expenses whether I sell a home or not. |
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roxiecat4200
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I recieved a really nice smoke detector...one that detects natural gas and carbon monoxide...seemed appropriate... |
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angie007
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Nothing...but the keys. maybe a plant. |
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tjjone
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Yes, it's usually something small....a gift card to a local restaurant or a gift basket. Ours gave us a Gift Card to Home Depot.....she already knew we had a lot of work to do. |
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yandrfan@sbcglobal.net
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My realtor got us a gift card from Home Depot. |
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stephanie
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We got a coffee mug and a key that said first home!! Yippie I was so pissed..it was really cheesy, do you know how much money I just made her? |
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sophieb
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in my area we give a basket of flowers or a basket of anything (tools, fragrances, food). If the buyers only knew you were buying them gifts with their own money I think they would prefer a "store card" gift to Home Depot. |
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dark man
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the realtor gave me a bottle of wine in a gift basket, the mortgage lady a $25 gift card to home depot....i liked the home depot card better |
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silver
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It depends on the realtor and how well you know them. A gift card from a local resturant is the norm. Sometimes a gift basket, flowers or gift card from Lowes/Homedepot. |
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FreeMedicalcamps.com
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if you are a buyer in some states you can get cash back.
Generally upto 1.5% on used homes and 2.5% on new homes.
In some states they can only give a limited value gift. |
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just browsin
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I remember my parents got a nice salad bowl (wooden...it was the 70's), but I have moved three times, and I never got a gift from a Realtor. (Except the first time when my sister was my realtor, and she gave birth to my first nephew on the day of my closing). |
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