 Secure Home for a Loan? |
| I am looking for a loan, between $25,000 and $50,000. I have about $28,000 in equity in my home, but b/c I am self employed and using bank statements to state my income banks are not willing to give ... |
|
 How can I buy a house eventhough I filed bankruptcy over 18 months ago? Are there any programs out there? |
| I am in desperate need of buying a house by April 2007. I filed bankruptcy in October 2005, and it will be discharged on March 2006. Are there any companies or programs that can help me in this ... |
|
 Question on a Home Equuity loan....? |
Some facts:
May home was recently appraised for 150,000 more than what I am currently paying a mortgage on. Now does that mean I can get a home equitly loan for like ten percent of that money? ... |
|
 Whats a good chachy name for selling? |
im going to be selling tools online and i need a good name thast easy to remember. only like two or three words
i was thinking speedytools. can you guys help me with some ideas ... |
|
 I have a tenant who wants the tv aerial changing on the roof? |
| he wants the aerial changing as he claims he can not get terrestial and freeview channels i have checked the aerial and it seems fine and i was able to get a good reception on all channels. this ... |
|
 Can I write off mortgage interest? |
| I live with my girlfriend, and we both split the mortgage payment. I write her a check every month. Can I write off half of the interest on my taxes at the end of the year, as long as I have the ... |
|
 Should you have to pay rent when you are getting no heat? |
| My rent is fixed each month to include all utilities. I have not been getting any heat for about the past 3 weeks in my bedroom but have been in the other rooms of my apartment every now and then but ... |
|
 I want to rent a house with my Girlfriend and my sister wil the landlord like the idea? |
I'm renting a flat with my girlfriend and we want to move out into a house with my sister. We are all in our early 20s.
I'm just a bit worried that landlords will not like this ... |
|
 Can you buy a house with a credit score of 632??? |
| There is also a discharged bankruptcy 2 years ago....... |
|
 Best neighborhoods/where to live in Kansas? |
| My DH is a Government contractor and he accepted a position with his company at Fort Leavenworth, Kansas. We need to find a house and I know no one there and don't even know what counties, etc ... |
|
 I need to know everything about buying a house? |
| I have no idea so please spare your time to tell me.much ... |
|
 Flipping houses.? |
| Im starting to think this is what i want to do with my life. I love designing and everything that goes along with it. How does one get into something like this?... |
|
 When you are house shopping? |
| Some real estate agents (and all the tv shows) say home staging is necessary to sell a home. That's where only the minimum items are kept and towels are folded into perfect piles in the closets.... |
|
 Are illegal immigrants benefiting you or America? |
be specific and elaborate.
Additional Details
focus on the legal/illegal aspect please. do you have personal knowledge on this issue, a story which realtes to the topic?... |
|
|  |
| Closing on my first house?!? |
I am closing on my first house tomorrow!!! (I am only 20) And I was just wondering how long it will take and what all will I need to bring besides closing cost?? Any other good tips?
If I close tomorrow when can I move in? |
 |
 
krupsk
|
Congratulations. Very smart of you to buy a house when you are only 20. Bring the check for the closing costs, ID, a pen, and your sense of humor. There should be no more expanses but bring your checkbook just in case.
The process usually takes about an hour. You will sign more documents then you will ever want to. There should be a lawyer present, or it should take place in a lawyers office.
You should be able to move in right after the closing. Good Luck. |
|
tankgirl97
|
You just need to bring yourself, your ID and your closing cost. You can move in that night since you should be walking out of closing with the key. HOWEVER, you should ensure that your utilities are turned on or that the last owner hasn't turned the utilities off yet (if you are lucky to get a last owner who has turn off date a couple days past closing). CONGRATES! |
|
Common Sense
 |
Depends on the seller as to when you can move in...
It it is not occupied, you can move in right away...
Ask your real estate agent as to what you will need to bring.. |
|
Puddinhead
|
Bring your funds to close (in form of cashier's check... they will not accept a personal check), two forms of ID, and yourself!
It will only take 30 minutes or so unless you have a lot of questions, then it could take up to an hour or more... (that's okay tho! ask all the questions you need to ask to make sure you know what you are signing.)
Congrats!!! |
|
iceman
|
Depends how fast the lawyers work and how timely everyone is. Could run anywhere from 30 mins to 3 hours. Most likely you will fall in the 45-1 hr range.
You need an offical ID and thats about it, eveything else will already be arranged for you by closing time.
Normally you will get your keys at closing and you can move in ASAP. |
|
xls8000
|
It depends on your closing date. Did you already sign the real estate purchase contract? That means you have technicially purchased the house and the closing date is when it is yours. Check your contract if you have immediate occupancy upon closing. You usually do. You will probably go through a final walk-through the house. It depends on your contract, but I think if you didn't get a real estate inspector you can get one, but the seller doesn't have to make the repairs for you. |
|
golferwhoworks
 |
You must bring your drivers license or any other Id such as ss card. Of course you must bring a cashiers check that is made out to the closing agent. |
|
Gothic Rose
|
If you have a REALTOR(R) representing you, you need to ask him or her because each situation is different. |
|
Yanswersmonitorsarenazis
 |
Is there any reason you haven't been asking your loan officer or realtor these questions?
It is their job, after all...
Your purchase agreement will say when you get possession. Usually, the words "immediately upon closing" are in there, or something to that effect.
Bring a picture ID like your driver's license, your cashier's check for your closing costs/downpayment/etc... and your personal checkbook, just in case the numbers are a little off. Title companies will take small personal checks to make up balances that your bigger cashier's check can't cover.
And rest your hand today. You'll sign your name about 100 times tomorrow.
Good luck! |
|
Phil H
|
Hey congratulations! If you need to refinance your home later give me a shout hehe. You'll be able to move in in about week or so. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 13 minutes(s) ago
| | | |
10 | 35 minutes(s) ago
| | | |
10 | 56 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
