 Help...We have bad credit and make quiet a lot of money by cant get an apartment. Any Suggestions? |
| We are a couple looking to move into an apartment in Kalamazoo Michigan. We will be attending school and working full time. Unfortunately due to previous circumstances that happened in the past we ... |
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 HELP!! How to Sell My House ASAP?!? |
| I really need to sell my house as soon as possible. I'm moving to Mexico and need to be there by september of this year. The house has been on the market since february but have recieved no ... |
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 Why wont private landlords except housing benefits? |
Additional Details
Thaks for all your answers. I thinks its unfair. I need housing benefit as my and my partners income is too low to be able to aford any rent where we live (London) we ... |
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 Help! I want to kick my roommate out, he's verbally abusive and has threaten me? |
| To make things short: He's not on the lease, I'm the only one on the lease. NOTHING is on his name, everything is on mine. I told him at the beginning of january to move out by the end of ... |
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 I need help from a realtor or anyone who knows about houses!!!!!!!!!!!!? |
| Two weeks ago, i put an offer to a house, but sadly i lost it; someone else had bought it and gave more money than i did. My realtor had told me how much more money the other people had put into the ... |
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 House question!? |
| So my "sister in law" has a house that she was going to sell to me and my guy for $197,000. Now she is working with a realtor and the real estate agent said she should list it for $220, 000 ... |
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 As a landlord, I have a legal issue. What should I do? |
| Well, we had a tenant who was overdue and owed us ALOT of money so I had him evicted, by court order. He abandoned the house and when we checked he had left alot of damage to the home and property. D... |
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 Roommate's guest at at the apartment ALL the time!!? |
| I had a roomie move in with me 2 months back, she is not on the lease and her boyfriend is over all the time. She does not pay any utilities and I pay a 100 bucks more on rent than she does. Her ... |
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 Private tenant being evicted? |
| A friend of mine has been served with a repossession order from her private landlord and asked her to leave the property in two months time, if she does not vacate, the matter will be taken to court. ... |
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 My landlord is doing a walkthrough for the first time in 2 years? |
| and I am not sure why. I am worried about being evicted. The house is in good shape other than the basement. It started flooding within a month or two after we moved in. It it finished and it has ... |
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 How can I sell my house fast? |
| I'm trying to sell my house. It was built in 2004, has 5 bedrooms 4.5 bath, 4650 sq ft, pricing at $699,999. It has been 2 months and yet now one is ready to buy it. I can't wait no longer ... |
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 How does a stripper verify her income when trying to rent a house? |
| Because she is a dancer, all her income comes from tips. She wouldnt recieve a pay stub... What does she need to verify her income when applying to rent property?... |
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 Has anybody out there had to deal with bad landlords in their life time? |
| i did not believe there were this many bad landlords out there all they want is their money but never want to fix nothing what ever happen to the good ones or was it my imagination there were good ... |
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 If I make an extra payment on my house, does it reduce my payment from then on or just the length of the loan? |
| I am selling my first house; after it sells I am going to put the money into my current house. I am wondering if it's going to lower my payment or just shorten the length of my loan.... |
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 Should an apartment rental application require your mother's maiden name? |
| I am filling out an apartment rental application and is is asking me for my mother's maiden name. I don't see why they would need to know that. It seems like it could lead to identity theft.... |
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 Landlord wants me to take over house payments, what happens next? |
| We have leased a property from a real estate company for the last year, we were interested in renewing our lease but when we asked, the landlord said they have too many projects and want to be rid of ... |
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 Is it stupid to buy a home now? |
| I am in college and have no money to put down. But I'm tired of throwing away money on rent. I'm thinking I can buy a small modest home, but I would need to rent a room to afford it. Is ... |
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blondebaby | Could i get a home loan? |
if i earnt $500 after tax?
Additional Details
thats per week? |
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troybuddy
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Depends on where you live but yes, if you have no debt and have 5k-20k to put down on a house worth 80k-200k and are a first time homebuyer, absolutely.
Just make sure to get a 30 year fixed rate, nothing with balloon payments or adjustable rates that could skyrocket your monthly payment. |
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RickRN
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Your house payment should be about 30% of your gross monthly income. ($500 X 125% = $625; $625 X 52 = $32,500; $32,500 / 12 = $2,708; $2,708 X 30% = $812)
$50 / mo. Taxes
$100 / mo. Homeowner's Insurance
$661 / mo. Principle & Interest ($90,000; 8%; 30 yr fx)
$811 / mo. PITI
If your total debt does not exceed 50%, you can afford a $90,000 mortgage. |
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SP L
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It depends on a lot of things: 1, is that monthly income or weekly/bi-weekly? 2, is that all taxable income you have or do you have any other income? 3, what is your credit score? 4, how much downpayment are you going to put? 5, which state are you in? If you are in a state which allows stated income and stated assets program, and if you have a good credit score, then you might qualify for a home loan if you put 5%+ down . OR you can try to find some family member of close friend to co-sign with you. |
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Casey C
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There are 23 other factors that determine what you could qualify for, but if you'd like a free prequalification from a big lender, you can contact me. I work for Chase as a loan officer. 561-573-2955 is my number and my site is caseycasperson.com. |
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