 How do adults buy a house? |
| If there is a couple and they want to buy a house that costs between $150,000 and $200,000. Is it possible that they could buy such a house by making $60,000 a year combined.... |
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 Who gets the house if one of the co-owner dies? |
| A friend of mine owns a house with an older "sugar-daddy" type of man. Both names are on the house as well as the loan. If this older man passess away (he's in his 80's), what ... |
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 LowBall Offer - What would you counter with? |
I just got a lowball offer on my home. Asking $525K. They offered $485K. Next door neighbor sold house for $535K 7 months ago.
What would you counter with? I am thinking 520 or 515. W... |
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 Why is London so expensive why is a one bedroom flat just as much as a three bedroom home in the north?? |
It's crazy!!!! The govement should cap the price on all items!!! Do you agree?
Additional Details
I can afford it but it just seems un realistick that my mates house is bigger and ... |
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 Is there a way to terminate a Real Estate Sales Contract? My agent doesnt even have the MLS listing right.? |
| I am very peaved! There are no pics on the MLS. I have asked her marketing plan and she has not answered me. She told me she would let me know how to stage and she has not. She has the list price at $... |
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 Is it okay for my landlord to frequently visit my house to spot check? |
| I live in CA..My landlord just randomly shows up at the house I lease without notification and sometimes will call to see if she can view the house. I mean I understand that she is the owner and this ... |
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 I own 5 acres of land and was told that it' sworth $185,000. Is that per Acre or for all 5 acres? |
| One real estate agent told me it was per acre and another one told me its 185K for all five acres...which one is right.... |
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 How would I find out who owns a home that is not occupied? |
| Im looking at a home at 48 Benjoe Drive, Amityville, NY 11701 its completely empty and I just wanted to know if it was for rent or sale.... |
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 Can my landlord successfully hold my money for this? |
| i had left a place that i had rented with my animals. when i did the walk through i was told that it smelled like pets. i tried to clean up the pet odor as much as i could and left the windows open ... |
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 Next door neighbor has vines growing into/on my property.? |
| I would like the neighbor to remove since it's coming from her vine plant on other side of the fence. It's growing out of control and is climbing on my roof. I've been out of town for ... |
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| Council House? |
| it it possible if you work full time to claim a council house where you dont pay rent the council covers you but obviosly you pay the general bills or is that only if you are unemployed?... |
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 What criteria do you have to meet to get a morgage? |
| how long in a job , what kind of wage earned, circumstances ... |
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 What's the fairest way of dividing up the rent for a 2BR apartment with 3 people? |
It's a 2 bedroom apartment with 3 people living in it; 2 of whom share 1 bedroom, and 1 has his own bedroom.
Is a 50%/50% split fair? The 2 people sharing 1 bedroom pay 25% each, ... |
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 Do you need perfect credit to get a mortgage? |
| I have a few accounts that show "settled" or "settled for less then owed" on my report and one or two that are in collections that need to be paid off. My husband has some medical ... |
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 Can a mortgage company (in CA.) that holds the second (20%) on your home, foreclose on the entire home? |
| The mortgage company that holds the second on my rental property in the amount of $60,000 is trying to foreclose on my entire rental property that is valued at $450,000. Is this possible?... |
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| How easy is it to lie about your situation when trying to get a decent mortgage? |
| fir the house you want. With my income which isn't massive but not pathetic, i'd be able to buy a mobile home as house prices are a joke here. Single floor apartment can cost 130+ K. What a ... |
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 I have accepted an offer on my house, will i still get charged selling fees from estate agent if i back out? |
I have just accepted an offer on my house this weekend for the asking price and have decided not to move now,due to a change of personal circumstances.
Will i still get charged the selling fee ... |
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blackenxthexsun | Credit check for an apartment? |
My credit is not in great shape, but I have a $500 car payment which is paid and is holding me up on my credit, when a landlord says they r doing a credit check, what are they looking for?
And say my credit is bad, what do they do then? I mean if lots of people have less than perfect credit, what do they do to rent? Put more down on a deposit? |
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Mr. P
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you will be ok, don't worry |
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mrs sexy pants
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they're looking at how well you make payments on whatever credit you have, cars, cards, whatever - and they also will look at how much debt you have in regards to your payments going out, and the income coming in - I'm assuming they also asked you for current paystub & w2s. they want to make sure you're able to afford the rent w/ whatever debt you have w/ the income you make. |
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chelebeee
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If it's a private landlord, and like an apartment complex, you might have a better chance pleading your case. We usually check for income vs. debt. Also, we look at the credit score and to see how many outstanding or bad debts our potential tenants have. But with our current tenant, I knew she was trying to get back on her feet, so we gave her a break. And she's been great!! |
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hillbilly gal
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i am shocked that no one mentions that they look for previous evictions. this is a BIG sign that you don't pay your rent. So, evictions and bankrupcy and BIG things they look for along with everything else that was mentioned above. |
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harish
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Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit record. More tips available at http://www.acreditlibrary.com/buildcredit.html |
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henn0166
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Usually the biggest thing they look for is debt to income. They usually want to make sure you make enough money for what you have in bills. Most places don't like to rent to those who pay over 40% of their income in rent or other debt, because if you get in trouble and can't make a payment, they take the hit. They do not care as much about your score, just your payment history and amount of debt. |
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Staying Quiet
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i was declined once for an apartment and that's what they did--had me pay there nonrefundable deposit plus an extra $500 refunable deposit for the credit issues. You may just want to let the landlord know up front you are in the process of cleaning up your credit so they aren't surprised and may have a back up plan already in mind for you..good luck |
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*Cara*
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They check to see if you pay your bills on time and if you have a good rental history. They want to make sure you'll be a good tenant and will pay your rent every month. Also, your income should be at least three times the amount you are looking to pay in rent. If it isn't then they probably won't rent to you. It depends on where you want to rent and how much of a risk they are willing to take on you. If its that bad you may have to look for places that have lower rent. |
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yummy_you20
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Well, for me, I asked the landlord what they were looking for and she said that as long as we don't have any big outstanding balance that has been reported, then we're good. You should ask exactly what they are looking. I'm sure they'll be able to tell you. And also, I don't know how "nice" your future landlord is, but you may be able to discuss any problems you have.
Some places do allow you to rent if you put more down on a deposit. BUt it varies. Best answer is to get it directly from them. |
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Angela O
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It all really depends on the landlords - I have VERY Bad Credit - and didnt get in to one apartment - but got into another - had to leave a few extra hundred dollars more on the deposit ..... it all just depends.
They are looking to see if you have any positive stuff on your credit showing that you make payments on time - they are also looking to see how many open lines of credit you currently have - and how much money you are already putting out each month - compared to what you are bringing in .... some places want you to make 2 or 3 times the amount of rent they are charging. I didnt - and they still let me rent.
Just keep looking and applying and you will find something. |
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Seano
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Lack of credit history, having too many lines of credit and having too much debt to income will bring your credit rating down but as a landlord I can live with those if you can show that you pay your bills on time every month.
What really turns me off is those who have defaults, collections and a history of late payments I refuse to be your next victim. |
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