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 I want to own house, what should I do?
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 What does 100 £ "pcm" mean in a house renting ad ?

Additional Details
100 £ was just an example !
i'm sorry this questions seems obviously stupid to u, but i'm french, and i was thinking it meant "per couple of ...


 Coming back to the UK?
and looking to buy a property that I can keep for a few years,for a future family,at least 4 bedrooms looking in the region of Richmond, does any one know price ranges?Is 1.4 mil enough?
Thanks ...


 Is there anything I can do to shut my neighbors dog up besides antifreeze???
I just bought a house and my neighbor keeps his dog right next to my house. They have a small yard so it really has no other place to go. They care about there dog I watch them play with it. It barks ...


 Does a real estate agent do ANYTHING other than WAITING on your property to SELL????
OK, I know a lot of realtors lurk around here, defending their profession. So, tell me: WHAT the heck are you meant to do as a realtor??? Because every single realtor I've ever used has done the ...


 Do I have to pay rent for a house I never lived in?
My family was planning to relocate to another state. We found a house loved it, sent a non-refundable "holding deposit" and signed a 1-yr lease with a term from 11/07/07 (when we planned to ...


 Can the real estate person really do this and get away with it? Should we pay him?
We signed a 90 day contract with a real estate agent to sell our home. During that 90 day period he was supposed to advertise three times in the local real estate magazine -- well he goofed and ...


 Please help?
is $5300 too much to pay for all closing costs ?
my GFE reads $4800, now the loan officer calls and says they added $489 more to cover the survey costs..! what do i do ? should i pay it or just ...


 Is this true?
I heard that it was easier to get a loan on a house than a car....


 How do I find out if anyone has died in a home we are purchasing?
We are about to purchase a home. I watch to many of those haunting shows like Ghosthunters and Paranormal state so I want to find out how do I find out if anyone has ever died in a home? Is there a ...


 I have just had a homebuyers report done for a house, the value is alot less than our offer, can we negotiate?

Additional Details
the report has shown things like needing a new roof. this would cost a few grand to do and also the property value is about 13 grand below my offer.
can we ...


 My fiance and I are buying a home, but I will not be on the paperwork?
We are going to get married this year, so we are buying our home. In the midst of this, I lost my job at the time we were filling out the loan forms. My fiance makes enough money to qualify alone ...


 Is it legal to rent a house if you are paying an interest only loan?
we rent a house and just found out that the owner is on an interest only loan, he just bought it and we are concerned that he has illegally rented it to us. Should we be? and what happens if the loan ...


 Need help with landlord dilemma?
My husband & I have always paid out rent on time. Last month was an acception due to an emergency. Now my landlady claims that we have bounced the rent checks for Aug. & Sept. She took our ...


 Should one buy a 100,000 flat in central London?
I'm looking for a flat / house at the price of about 150,000 - 170,000£. With this money, I expect to live far from central London.

But I was surprised to find one can still buy a ...


 Is it possible to sell your house "By Owner" if you don't live in the same state as the house?
Cut to the chase: our house is located in the Denver area. We now live in the Kansas City area. Our house has been for sale for eight months ... no nibbles. Is is possible to try to sell it ...


 My realtor finally told us what the prob is with they buyer not being able to get a closing date on our home.!
I have posted the ? about "why has the buyer of our home not been able to get a closing date from her mortgage company for over two weeks?" We were supposed to close on 9-29 and it keeps ...


 Buying a house w/huge CC debt?
A family member would like to buy his first house w/new wife. I believe they have over 60K in CC debt, but have good credit. What is the likelyhood of actually buying a house?
Additional D...


 Besides a house or a car, name the most expensive purchase in someone's life?
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 Should I move home?
I live in share accomodation in East London and would really like to move to Canary Wharf.

That would cost double what I pay now in rent. Currently my rent is about half a day's pay, ...



SinD
Dad is in £42k debt, refusing to pay the mortgage etc and wants to force my mum to sell the house, what to do?
My dad has gotten £42k worth of debts, probably in the past 20 years or so I would believe. He is an addicted gambler, which explains the debt.

Now he is refusing to pay the mortgage for the house, which is about £250 a month, we only have £7k left to pay off. As well as that he is refusing to pay the council taxes and utilitie bills, also he doesn't give the family (me and my mum) any living cost. My dad earns about £1k a month, but he says he cant afford to feed us. Luckily my mum has a part time job earning £200. But we cant live of that forever.
My mum wants a divorce because there is no point staying with these worthless people who put family last. However, my dad will not leave unless he gets half of the house money which can help repay his debts. Now he is forcing my mum to sell the house, or give him about £60k to leave.

Is there any other ways to get rid of my dad and not losing my house. Iam 16 in college, and Im about to go into Uni this sept, I dont want to move.
                     
 




april_83x
Rating
id suggest your mum leave your father tell him to move out, and get your mother to seek legal advise asap, im so sorry life is being rough, do not sell this house, if you have to then at least wait until it is paid off you will benefit more from this.
all the best x


Nneave
Your mum must get legal advice. He is entitled to half of the house as awful as that will be for you both. Perhaps your mum could buy him out?

If you were younger the situation would be different, but as you are no longer a dependant your mum has little choice.

I'm so sorry for you. Good luck and try to concentrate on college.


Steve B
I suggest you encourage them both to go to CAB, Relate and Gamblers Anonymous

To be honest, if you & Mum want to keep the house the only option may be divorce - even if your Mum has to take on half his debt at least she can be isolated from his addiction (which will end in Bankruptcy for both of them unless he gets help)

Right now your Mum is just as liable as he is - married couples are jointly responsible for EVERYTHING each of then does ...

They need to talk it out ...


D
First, your mother has to get a full-time job. She's going to need it one way or the other.

Yes, if she gets a divorce the house will be sold and the $$$ split in half. Do not let your mother 'give' him any money! She should consult an attorney (an initial consultation is usually free). She is not only entitled to half the house, but since you are still underage and in school he will also be ordered by the court to provide child support.

Unfortunately I don't see you living in the house unless your mother is able to get a full-time job and buy out your dad. But again, check with an attorney. We are unqualified to give you advice.

You will be going to a university and then out into the working world. It's too bad you have to deal with their garbage right now. Try not to let it pull you down. You have your whole life ahead of you. You might suggest your mother attend Gamblers Anon - it's like Al Anon - for the family and friends of people with those problems. It will show her how to avoid empowering his bad behavior and help both of you to get on with your lives. If she won't go, perhaps you could go by yourself, or talk to a counselor there.


john l
Your mother should check the mortgage. Years ago it was taken out in the husbands name only. If so see a solicitor and sort it out before he tries to re-mortgage to pay ( or get more money for his gambling) to stop this.

Then your mother (not you) must decide whether to help him with his illness(gambling is an addiction and should be treated as such).

You will just have to ride it out I am afraid. Although difficult you will have to be adult and recognise your parents need help. You are not experienced enough ( although your support will help greatly) so get them to get help. Gamblers anonymous, CAB and relate.
Best of luck, talking with counsellors will also help you to cope. A lot to ask, so let both your parents know how much you are worrying, and just maybe they will think not just of themselves but what they are doing to you.

Keep your pecker up.
Good luck


?????
In the end its only 4 walls, A court will make them split everything. You mum should take her share and start again some place else, far away from her ex.


bat
Rating
sell the house, split the money and just get away. dont let his problems bring you down anymore.


RAGGYPANTS
Rating
Mum should get a solicitor and talk to her bank.


amsterdam
Rating
I'm shocked that so many answerers have suggested it's your parents' problem, not yours, and advised you to stay out of it. People are quick to blame young people for lack of responsibility, and here you are, taking an active role in your family, and they're having a go at you for it ! It's your house, your family, you are involved and good for you for taking an interest - it's called growing up.

At this stage, if anyone needs Gamblers Anonymous, it's your Dad. You and your Mum need the Citizens Advice Bureau (CAB). You'll find your local branch in the phone book. Ring them up, make an appointment and they'll give you both free advice about the law and where you stand regarding the house.

It's great that you're supporting your Mum, but inevitably you do have your own life, as well. So when you go to Uni (don't even think of postponing this, whatever happens) focus on your own life and your own studies, but meanwhile get all the good advice from the CAB that you can.

Good Luck


Dan T
Rating
you dont even seem to care that ur dad has a problem. u only seem botherd about money. you said he dose not pay you or your mum any liven cost yes thats unfare on ur mum but why dose he need to pay anything to u. how about u stop worryin bout gettin rid of ur dad and try helpin him. im sorry if i sound harsh but i dont no wat gose on behind closed doors so i dont no if ur dad is worth keepin around. i hope everything turns out fine.


The Not-Know It All
Rating
It seems that you are getting way too involved with THEIR problems. A lot of things in life happen that are not according to plan. You need to stay out of it and let them deal with it. You will end up fine, in the long run, it just takes time.


ascoile
Who paid for the house for 20 years??

Why should he not get his share??


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