 I need help with my Real Estate Agent? |
| I'm trying to sell my house and have it listed with a local real estate agent. The problem is that she isn't working very hard (or at all) to sell the house. My question is, how do you ... |
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 Buying a home (unique situation)? |
| My mother passed away in August of 2007. I am administrator of her estate. I am also sole heir. I want the home, however there are two mortgages on the home. I want to pay off the 2nd ($20,000) and ... |
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 Mortgage issue!? |
| I bought my house for £46,000 last year, I now want to get a bigger morgage and take it to £75,000, a joint mortgage with my fiance, we went to the bank and they asked us to call some solicitors ... |
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 I need help! Pre-approved for home...but don't know if its the right time to buy!? |
| I've been approved for a loan of $75k (not very much I know) but was convinced by Agent that I'd be able to find a really nice foreclosure home for that amount...still haven't. I'... |
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 What is the difference between let and rent? |
| I am looking to move and am currently renting but have no clue what lettting is all ... |
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 Realtor / Listing agent submitted a wrong offer!? |
| After placing several offers on a bank owned property we finally received word that our highest and best offer was accepted. The banks listing agent sent us the banks purchase agreement and it had ... |
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 Assuming a home loan? |
| My ex husband and I bought a house together while married, and now that we're divorced and both remarried, I want my name off of the house. He said what he has researched is that the only way ... |
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 I am in my new job for 2 months? am i eligible for home loan? Will bank give me a home loan ? my net is 12k... |
| I am wrking in a public ltd co., net sal is 12 k but i am wrking for only 2 months.. Is there any time period in the present job to get a home loan?? Am i eligible for getting home loan?... |
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 Are there any places in the U.S. where a person could buy a house for less then $50,000 that isn't isolated- |
| what I mean is that it isn't in a suburb, but has a sense of neighborhood where you can walk out your door and not have to get into a vehicle to get places.... |
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 How to make big deals in real estate ? |
I have seen many people in the real estate business but yet I did not see any real person who can buy a big land....
how should i find such buyers ?
What should I do to find some one who ... |
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 Is a 6% real estate commission with 4% to selling agency plus a $5,000 bonus to selling agent a good plan? |
| My house is super upgraded and in sparkling condition on a large lot with a great view. Only negative is the outside is an older 60's style (fab condition but not the newer "big box" ... |
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 Landlords, what do you think of this??? |
| I recently found a cozy little house to rent. It's the former guest house of the neighboring house. The landlord is a nice woman who realizes that she isn't going to keep long term tenants ... |
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 Can you sue a tenant for ruining your property? |
my dads tenant left all his crap in the house at literally cost us about $4000
Additional Details
the guys left his crap at our house and broke a hole in the wall, his dog peed on the ... |
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 Am I a canidate for a home loan? |
Am I a canidate for a home loan?
My husband makes $45,000 a year (We have a 6 month old so I stay home)
We have $1500 in credit card debt (due to Christmas shopping)
We owe about $6000... |
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 Can 2 people each get their own mortgage to buy the same house if they are both living in it? |
| ok so 2 people live in a house they rent, the landlord gives an offer for us to buy it, but we want our own mortgages ect. can these 2 people each get there own seperate mortgage for the house and ... |
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 Mortgages........? |
| Does anyone know of any mortgage companies who will lend 4-5 times salary? We are not first time buyers but are struggling to get a bigger ... |
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 What are some good real estate websites to browse pics of properties? |
| Totally new to the real estate game. I can't seem to do an effective search in Google to get me good sites.... |
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 Home Foreclosure? |
My house is being foreclosed on. Will I still owe money?
Can I sell the house.... |
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aaron | Do I need homeowners insurance on a home i only plan to own for 2 months? |
Im buying the home with cash and flipping it within about 2 months. So would i need homeowners at all? Policies usually are for one year i thought. |
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bostonianinmo
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If you're financing the home, you will need homeowner's insurance as a condition of the loan. Even if you are paying cash, you should strongly consider insuring the property as accidents can happen. If you will have any tradesmen working on the premises, you definitely need liability coverage if nothing else.
Once you sell the property, the buyer can either assume the homeowner's policy with the adjusted premium credited to you at closing, or you can cancel the policy for a refund if the buyer is providing their own insurance. |
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Alterfemego
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Chances are the mortgage company will not close on the loan without it. |
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newmexicorealestateforms
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Look at it this way if you are sure that you won't get sick or die of natural causes or in an accident within the next two months you should not have medical or life insurance for the next two months |
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chanda
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YES, do not let anyone tell you differently. What if one of your workers gets hurt on the job? Who will they come after, you! As long as you have homeowners, you're safe. |
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BoomChikkaBoom
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You buy a policy for a year and then obtain a prorated refund after the sale takes place.
You don't "need" insurance if you don't mind losing your entire investment in a fire or if you have enough assets to cover any potential liability to someone who is injured on the property.
It's entirely up to you if you want to expose yourself to such an unnecessary and enormous risk. |
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sem3578
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I would definitely still get insurance! What if something goes wrong while "flipping" the house??? |
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rp.kaylee http://360.yahoo.com/rp.kaylee
 |
yes you should get insurance on the property. yes policies are for 1 year, but you may cancel it at anytime and get reimbursed the money owed to you. Cheapest way to insure it is only insure it for what the house is worth. Good way of finding out is what the property taxes say your house is worth. Don't put any personal belongings on it, unless you want them to be coverted. insurance and no insurance is a gamble. We don't know what is in store for tomorrow, for damamges or fire. But I DO recommend getting insurance for those two months. Look around for the best insurance deals. But do not tell them your only going to be there for 2 months. To a insurance company that would be a bad deal. |
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Oh Boy!
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You don't need it if you can suspend the laws of physics so that there is no chance of fire, wind damage, hail damage, etc. |
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Deb
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Personally, I would. Just in case , as you never know!
Just to be on the safe side, I would, besides, if you already have a policy, you can just add it with a phone call and then since you are selling in two months, you will only be paying a small portion of the bill. |
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