 Will WAMU really refinance your home with no closing cost or is that a lie? |
| I'm a loan officer and lately I've heard that Washington Mutual will do your home loan with no closing cost and the will use your old appraisal. Is this true or are there closing cost when ... |
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 Is it a good idea to sell my home to my son without a realtor.? |
| My son wants to buy my home which is already paid for. We both agreed on a price and he is going to get a loan approval. What do I need to do next? Is this a good idea to do without the help of a ... |
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 If you do not get an appraisal then how do you really no what it will sell for? |
| I want to sell my home I am fixing it up with basics, new paint inside and out and fixing up the yard. If i want to put it on the market how do I know to really put it on the market for? I would like ... |
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 For a mortgage, how do you know when to pay points and when not to? |
| I want to refinance to lower my monthly outgoing - I would have to purchase points to get around the interest rate I currently have or lower. When does it make sense to pay the points and when is it ... |
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 My landlord is harrassing me. Please advise.? |
| Our landlord claims to have no way to contact me other than knocking on our door. She knocked very loudly, tried to look in our window and even tried to open the door. I have a husband that works ... |
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 Why are people in the UK so obsessed with mortgages? |
| I am so bored with people bleating on about this in the UK, saying renting is dead money, blah, blah. Yes but if your house gets reposessed then your money was indeed dead, you morons! When you have ... |
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 Should my Landlord pay us back for the Washer/Dryer we brought? |
My roomate and I have been renting an apartment for 2 years. Our lease is up September 1st, and come this Sept she will be moving to San Francisco and I will be moving to a new location.
... |
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 Am I stupid...buying a house with bad credit question.? |
| I have been living in a house..lease purchase option for two years. I officially have 11000 down due to part of my rent going toward purchase. problem is..i havent been able to increase my credit ... |
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 Iam about to rent a luxury apartment but my scores are 619,610,607 do you think i can get approved? ? |
My total debt with all my cards is $8000 and 1 car payment of $600 per month .my credit is just 2 yrs old and i never missed any payments and no collections.
Additional Details
My credit ... |
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 What is a reasonable wage per hour for cleaning a house? |
| Tenants moved out. I called servicemaster to come out and clean but they wanted 50$/hr per man. It was easily going to eat up the security deposit without finishing because of the large mess. I had ... |
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 Can I buy a house then transfer the deed to someone else? |
| My boyfriend has been drawing unemployment for almost a year. He recently got a new job, which he will be starting in a few weeks. He wants to buy a house, but doesn't think he'll be able ... |
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 Im worried that my house will be demolished?!? |
| Hi everyone,I live in a old house on a street,there are only two houses next to me and that's it everything else is business buildings etc,I rent my house privately,anyway I keep hearing off ... |
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tim e | Do insurance companies have the right to request repairs/modifications to your house? |
I received a letter requesting items to fix. Sounds like crap to me. |
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BoomChikkaBoom
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They can refuse to insure you if you don't fix certain things because their risk would be too high. |
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realtor.sailor
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Yes they can. They're trying to minimize the possibility of future claims.
realtor.sailor |
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darcymc
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yes they can
you dont list the repairs they want so its hard to be on your side since you are stacking the deck
but say you have a bad roof
why would the insurance company want to insure a house that will get leaks when it rains then have to to cut all sorts of checks to cover repairs the water leaks did
to head off any future problems they ask you to get your roofed fixed first
as a home owner seems you would want that
but like i said its hard take you seriously since you wont say what they want repaired |
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baby_lola06
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Yes they do have the right to ask for repairs (I used to work for a major Insurance Company) and also when I insured my house they asked me to remove the Ivy that was covering our coach house/garage. |
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SGT. Dillers Wifey
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yes they can do that. It is a way to keep you and teh home safe so they do not have to pay if something seems to be dangerous.either fix it or there going to raise your preimiums. |
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Tim In Cbus
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Depends on what the requested fixes are.
For instance, if your roof leaks and you don't fix it, they could request it because the water leaking could damage other things which you would file a claim for.
Also, if you did file a claim and they cut you a check to have repairs done, and then you pocketed the money and didn't have the repairs done, then they can come back and force you to make the repairs or return the moeny to them. |
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rgchappell
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Unless your policy contains an open door to the proposed changes their only rights are to refuse to renew your policy unless you accede to their requests. That said it is probable that the changes they have requested you to make are the results of changes to various building codes as mandated by either a local authority (i.e. city, county) or possibly your state legislature. A good example might be changes (updates) to wiring codes that when implemented would make your house safer from the hazards of fire and therefore a better insurance risk. Another example might be mandated changes to roofing material (i.e. fire retardant shingles in lieu of wood) to help prevent loss from a house fire. In any event the insurance company should provide you with the reason(s) for the proposed change(s). |
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Trouble
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Yes, they can.
If you do not make the needed repairs within the time given, they can refuse to renew your policy. |
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Alison L
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I am not sure but i would think that they do not have the right to tell you what to repair, but they have the right to decline coverage of your property if it is already in bad condition. |
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