 What is the law regarding my landlord or her husband opening my mail? |
| I have received one open credit statement and one opened net flix dvd. I also don't get mail the day it comes. What laws protect me?... |
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 Does anyone know how a "REVERSE MORTGAGE works? |
My mohter in law wants to take out a reverse mortgage on their house. They own it free and clear and they are both retired. They want the money to travel, vacation etc.
someone told me ... |
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 Bad idea or good idea to establish personal contact with people I sold my house to? |
| The sale was handled through real estate agents...all by the book. It was an "as is" sale and I disclosed all known structural defects and flaws. The buyers sent me a nice, biographical ... |
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 Is now a good time to buy a house or should i wait a little more? |
| Hi, i live on San Francisco and we are trying to find a house around Oakland or Richmond, but we have a lot of people going on different direction, our realtor of course said the better than now we ... |
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 What if you are trying to get a loan, but you don't have none of your old income tax returns? |
| because In recent years I was not planning on buying a house, but just up and decided to purchase a home, what or how can I prove that I have been working steadily for ... |
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 Why are builders building all of these expensive houses people can't afford? |
| I live in a typical middle class town, however, for the past few years builders have been building all of these expensive, massive, monster homes that nobody can afford. Despite, the bid price tag, ... |
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 We are thinking of buying a home? |
| We still need to get pre qualified first. My question is, would it be better to wait and get pre qualified after we are married or is it not going to make much of a difference. Because if it ... |
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 My landlord has sent me a bill for heat we never asked him to supply in our rented home? |
| Suddenly this winter the kerosene guys delivered and filled our tank without us calling. At first we thought it was an accident becuase they left no bill. It happened a few more times and we then ... |
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 Real estate question? |
| for example, if i was going to rent a house out to someone. where do i get the lease agreement from, and who do I consult if i want to add certain clauses.... |
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 What is a reverse mortgage........? |
Additional Details
What if the house is paid off.............. |
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 Do I need homeowners insurance on a home i only plan to own for 2 months? |
| Im buying the home with cash and flipping it within about 2 months. So would i need homeowners at all? Policies usually are for one year i thought.... |
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 What's better fixed or adjustable mortgage? |
can adjustable become fixed later?
Additional Details
Thanks everyone !! :) :)... |
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 What is the housing market going to do? What is the best time to buy a home? |
We are looking to buy a new home (primary residence), but are anxious given the state of the housing market these days.
There is a house we are particularly interested in, but it is a ... |
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boy wonder | Do mortgage rates EVER reach 15%? |
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foreclosurefish
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Even now, some mortgages are at or near 15%, especially for really bad credit loans (under 500 credit score), or hard money loans.
I've seen foreclosure loans that are 13.99% for new mortgages from traditional banks. Not many do these loans anymore, though.
Hard money lenders typically up over 15% and can reach 20%. But these types of loans are usually designed for very short time periods for people who have a reason not to state their income or give out much information. They use the hard money lenders because they close deals very quickly. |
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Amanda H
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Yes. Maybe not the prime rates, but there were DEFINITELY times in the 80's that they were in the 12-14% range-- and then if you're on a subprime loan you could easily be at 15%. |
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Realtor Jim
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Yes they do! Ask anyone who was around during the recession of the 1970's. The interest rates were up to 18%. I hope we learned a lesson back then and that it won't happen again. Keep an eye on the jobless rate. If that starts to climb, watch out...interest rates won't be far behind. |
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Quixotic
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Yes, in the early 80s (not 70s), Paul Volcker was chairman of the Federal Reserve, and he jacked interest rates up very high to stop inflation. Mortgages were up to about 18% at the time. |
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kittyrogers
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The reached higher than that back in the mid-seventies. They were over 18% during much of that time. |
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T H
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They did in the 80's...OUCH! |
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Judy1
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They have - I think it was in the 70's. With luck we'll never see that again. |
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Drew
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They have and will to cover all the bad loans that are now going in to default. |
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Sean
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Sure, if the 10 year treasury bond trades high enough. |
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