 What is the process for a first time home buyer? |
| I'm planning on bying a house in the next couple of months and I do not know where to start. I don't have all that much money built up so I will need a huge loan.... |
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 I'm trying to move out of my parents house and i need help with some questions? |
I'm trying to move out of my parents house and i need help with some questions?
i was wondering what is the average amount of money it cost to live in a apartment a month after you include A... |
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 What's better for investment purposes? Buying houses/townhouses? Or just buying land? |
| I just recently bought my first townhouse, using it as my primary residence. I'm going to rent out the two rooms upstairs, while taking the nearly-finished basement as my own room. After I get ... |
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 Does adding a pool to you home raise the property value? |
Not an above ground pool.
Additional Details
I really want want not just for the raise in value but i was just wondering would that be an added benefit.I also live in Texas if that helps.... |
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 Buying a House for the first time....? |
What are some things you need to do to prepare yourself & your credit rating to buy a house? And also what types of loans can first time home buyers qualify for?
Thank you!... |
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 Thank you! Do I charge rent for the whole month and what damages can I charge for? |
| The tenant has been there for 9 years and they gave me notice on the first that they would be out bu the 25th. Now they say the can be out by the 10th and want to know how much to pay for this month. ... |
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| HELP!!! - Tenancy contract!? |
| I moved into a flat in October and signed a one year contract. I cant afford the flat and i need to move out. What can i do? HELP!!!... |
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 When renting a house off of someone do u pay them the bills? |
| ok if i was 2 rent a place off of someone then dont i pay them the money for the electic and alll that and when i do then how much do i pay just how ever muc they say ?... |
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 First-time homebuyers? |
I am in need of some help. With all that's happening in the real estate market, my husband and I are thinking about purchasing our first home in about 6 months. I have several questions.
<... |
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 Big Problem- Income is less than cc debt, utilities, mortgage, car payment; no money left over for anything!? |
| Both my husband and my income is less than our debts, this doesn't even include food and gas! All of this due to our cluelessness when we bought our home with no money down, 100% financed, 3/1 (... |
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 Why can't I get a tenant? |
| I've had my rental house listed for a month. So far, 5 people have eagerly inquired, and 3 have come to see it. I know someone will rent it at some point, but I'm frustrated at the lack of ... |
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 When applying for mortgage? |
| how do banks work out your annual income? i have three payslips. does it matter that it shows basic hours, extra hours and bonus hours separately? my emplyment contract states a minimum of 20 hours ... |
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 Removing someone's name from the Deed to the house? |
| I'm needing information on how to remove my "x"'s name off the deed to the house. She has since moved to another state. I have asked her to quick claim her name off the deed and I ... |
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 Is paying 50% of your take home income to renting an apartment to much? |
| I owe nothing to anyone. No CC or School bills. All I need is the usual: Cell phone, food, personal cares (toothpaste, deodorant) , Cable/modem bills. Or is this amount forecasting trouble?... |
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iceyblue1986 | Do realtors show houses on Sundays normally? |
We would like to have a house shown to us, but I don't want to be rude and call them on Sunday if it's not polite. What is house-searcher etiquette? Also, I live in South Dakota, does anybody know how much it would be for a mortgage estimate per month on first time home buyers...the house costs $105,000.
http://siouxempiremls.rapmls.com/scripts/mgrqispi.dll?APPNAME=siouxempire&PRGNAME=MLSPropertyDetail&ARGUMENTS=-N642685075,-N45742,-N,-A,-N1499128
Additional Details
Me and my boyfriend have been living in a one bedroom apartment for $635 a month and they keep talking about raising rent...again, so we are considering buying a house. Any advice? My boyfriend makes $15+ an hour and I will be going to school probably and using the student aid to help with the house. We could afford this house, right? |
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Hawaii Home
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As a Realtor, we work 7 days a week. We do what is convenient for you, it's your purchase. 3 days notice is best, 2 is good, 1 is OK. Sometimes the listing says "short notice OK". That means call and go if they let you go.
Call two loan companies and one bank and ask for a Good Faith Estimate to compare costs for loans. Tell them not to pull your credit report, but to use a fixed interest rate for 20% down, 6.5% interest. In that way, you can compare all three with the same rate. |
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grandma
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Realtors are always ready to show a house, specially in this market. If you want to see a house call the Realtor and tell them when is the best time for you. They will make an appointment with the seller. Also, remember that the asking price isn't always the selling price. You can make an offer and hopefully the sellers will counter-offer. Hopefully you can get the house for less. You may need a part time job to handle expenses. Good Luck |
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all_smiles
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A good Realtor will show you a house at almost anytime within reason or will have an assistant that can show it to you as well. They usually need a day or so notice however to notify the sellers as the sellers aren't usually present when you view their home. However, if the house is not occupied at present, 3-4 hours notice is sufficient. They make their entire income based on how many houses they sell, so they should be willing to accommodate you within reason. |
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Billie
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no |
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ladybug136
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Figure 10% of the total mortgage, so if it is $105,000, the mortgage would roughly be $1050/month. |
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Drew D
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I am a realtor. Its very reasonable to call a realtor on Sunday. Realtors get paid off commission. You should be able to call a realtor anytime. Most likely , they will be very happy that you called. Im not a mortgage broker,but i will tell you for every 10,000 mortgage = 100 dollars payment. So 50,000 mortgage=500.00 payment. 100,000= 1000.00 payment. It also depends on other factors...like your interest rate, downpayment, and type of loan. This formula is usually pretty close though.. I strongly recommend getting a fixed interest rate type loan..Good luck to you!! |
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Holly G
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Realtors only get paid when you buy the house. They will show the house whenever you want to see it. You are the customer and they should cater to your needs. |
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Jay
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You can usually calculate a mortgage payment to be about 10%. So it would be about $1000 a month for $100,000.
Any realtor would be happy to show you a house on Sunday. They are anxious to sell you a house and people working during the week have more time to houseshop on the weekend. So, Saturday and Sunday are their busiest days.
I don't know that you can qualify for a loan that high on $15 an hr. though, and they won't factor in your student aid.
But a good realtor will help you find out what you DO qualify for. Good luck. |
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Maggie S
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indeed, my mother sells houses. |
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Jäger
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Get in touch with a local real estate agent who will work for you. Don't get in touch the listing agent of the home. They work for the seller. Agents will work for you any time you wish. Evenings, weekends and even during the day. It all depends on your schedule.
They will also point you in the right direction in getting in touch with a lender or you could search for one on your own. Try to stick with locally known lenders.
Seeing your thinking of getting out of the rental trap, that's the first big step. Getting out now can be challenging. Lenders have tightened their drawstrings on who they lend their money to. In other words, you will need good credit scores and/or good income history.
Depending on the type of loan you would try to get, you will primarily need anywhere from 2.75% to 10% or more of the sales price of the home. You will also need enough upfront cash for any inspections and other fees.
Seeing that the place is being sold "as is", you may not be able to negotiate repairs.
If you go to my website and click on the "Interest Rates" tab, this will show you how much you would pay on a loan and point you to several lenders. Please keep in mind that these payment are only for the loan and would not include taxes or Private Mortgage Insurance. Your local real estate agent can show you that. |
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joyla163
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Sunday is a HUGE day for real estate. Your realtor is probable running all over all day between appointments and open houses. Go ahead and call. There are so many properties being shown on Sunday you will have plent of selection to draw ideas from and figure out exactly what you want. |
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