 Anyone have any advice on selling our house FSBO? |
| I know that is not the ideal way to sell - we've always used a realtor in the past, but if we do this time we'd lose money which we can't afford. Selling so I can stay home with baby ... |
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 Repost: About how much would it cost me to have someone build this house? |
I asked this question last night but didn't get any responses. Perhaps you Real Estate section folks are morning people? ;) I've also added a couple of questions to the end.
S... |
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 My Granddad is a pensioner who is looking for a house to rent. Is he part of dss? |
| My Granddad is a pensioner who is looking for a house to rent. The government would pay him the amount needed directly to his bank account. i want to know whether he is Dss or not. Because someone ... |
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 What Can be Done if Many Townhome Owners Refuse to Pay Maintenance? |
| My neighborhood of 78 townhouses has about 32 people that haven't been paying maintenance for over 2 years. They pay the bank for the home but they don't pay for the maintenance costs so ... |
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 Really outdated bathroom in the apartment I rent? |
I live in freaking NYC - I don't like it. Rent is 1,250 for a two bedroom one bathroom.
The bathroom is stuck in the 70's and is gross. The floors are tiny white tiles and the wall ... |
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 Can I legally hand over an apartment to the landlord through the mail? |
| I moved out of the apartment a couple days ago. I finished cleaning the apartment and taking the last of my belongings. I've tried handing over the keys and the apartment in person several ... |
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 Is it possible to be both a Travel and Real Estate Agent? PLEASE ANSWER (10 points for most thorough answer)? |
| I want to be a Realtor bad! But the pay isn't so good necessarily. I want to be a Travel Agent on the side until I can "make a name"for myself in the Real Estate business. I would ... |
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 Can my landlord charge security deposits exceeding 150% of the rent amount? |
| I'm moving to Arizona and the lease indicates that before I move in I have to give them certified funds that cover Security Cleaning Pro-rated June July rent and last months rent. On the ... |
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 Can I get out of a lease if I can't move in? |
| We are supposed to move in on June 1st. I went by the place today to measure and count windows for curtains and it's been destroyed. I called the landlord and he told me the town has taken it ... |
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 I just turned 18, how much money will I need to buy a house? |
I'm going to start investing now. My grandpa is rich and will give me however much money I need.
What do I do to buy a house? Get a loan from my bank, buy it, pay morgage, then rent it out.<... |
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 Anyone know of an online site where I can create and print a FSBO flyer? |
| And od you have any tips on what information is important to include? Thanks!... |
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 Getting a 2br apt. To qualify for the affordable assistance program, I must meet the salary requirement. Ques? |
Would my 1yo daughter & I be considered a two person family (income wise) or just 1 since I am the only money maker?
Thanks!
Additional Details
Also, are they usually ... |
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 Are there many apartments for rent during winter months? |
| My lease is up the last day of January..but do you think there are many apartments for rent during winter? I'm finding all types of great apartments online right now but I'm scared by J... |
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 HELP! HELP ME PLEASE! LANDLORD IS NOT PAYING WATER BILL AND WATER IS CUT OFF? |
| hi everyone. i am currently renting a home, and when i first moved in.....my lease agreement states that i am responsible for the water bill. however there was a broken sprinkler head in my front ... |
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 i have landlord trouble help!? |
| ok so i live in apartment..and i got a neighbour that just brought in bedbugs and now i have them..ive tried everything to get rid of them,,because of this im moving away. my landlord blamed it on me ... |
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 Ohio Real Estate Disclosure Law? |
| We purchased a home & on the 2nd day of moving in, we found a major crack in the slab floor, under new padding & carpet. Which made us look closer & discovered the crack goes fro one end ... |
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 I need your opinion- landlord issues (using our rented area for their stuff)? |
Hi all! I just received an email from my landlords basically saying get your stuff out of our garage- we're bringing a truckload of furniture to put in there for storage.
We are in a ... |
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Lolita | Do you always have to put a 10% down payment on a house? |
My fiance and i would rather buy then rent....we are just worried about the large downpayment. Is this always necessary? |
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cooperlou902
|
No. We didnt put any downpayment on our house. It will depend on the lender. If you tell them this up front, they will tell you whether you can or not. We got a first time homeowner loan and it didn't require it. Shop around for a lender and get pre- approved first so you know how much house you can afford. |
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Dr. Nightcall
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If you want to avoid mortgage insurance. you should put 20% down. |
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Natural Medicine Man
 |
The more you place down the better you will be financially. Currently there are 8.4 months of home sales on the market. In most places the prices are going down. If you purchased a house for $250,000 with no money down there would be no safety net. Thus, in my area houses have dropped 4% this year, and you would be called.
You would have a loan for $250,000 with a house worth $240,000. The lender can, if they wish, request the $10,000 to balance the books. No $10,000 no house. They can place it into foreclosure and all would be lost including credit.
This would depend on the thinking of the lender and may not happen.
I would suggest a wait of at least one year. In this time you could be saving funds for some down payment and closing cost. This along with the possible downturn of prices would be quite a savings. |
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Miss Emily
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no it is not always necessary, start out by talking to a Direct Lender or a larger bank. Let them run your credit & ask you about your income etc.
Generally if your credit scores are above 660 you can qualify for 100% financing. Maybe between a 630-660 score. Lenders have more recently been becoming more strict with their lending guidlines & credit score requirements for programs that require no down payment.
Talk to a DIRECT lender or larger bank first, as opposed to talking to a mortg. broker. Your closing costs are going to be less & your rate is going to be lower going to a lender who can "fund a loan in house". |
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two_kee_kees
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No. You can get a 100% mortgage, but I would imagine you'd have to have pretty clean credit. |
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stephen l
 |
No, I recommend Smart Choice Mortgage. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a Smart Choice loan officer will contact you within 24 hours. Good luck. |
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foreclosuresinnv
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It totally depend on your credit score. If you have good credit (above 630) then you could qualify to buy with a 100% financing. But if you would like a lower interest rate and lower payments and have 10 % saved then you could put it down too. You need to go over all the pros and cons of different loan programs with a loan officer or realtor. Where are you looking ot buy?
I am a realtor in Southern Nevada. I can refer you to an agent if interested in your town.
www.LaurenParis.com |
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Denise S
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Get in touch with a lender, I could give you mine if you are in California? The Lenders have lots of differnet programs to offer, it of course has to do with your credit score also.
Happy house hunting
denise.stuart@coldwellbanker.com |
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