 One of my properties is going under foreclosure because of nonpayment. What can I do? |
| i am six months behind. The lenders already told me it is under foreclosure. is there anything i can do to avoid this.? please ... |
|
 Can i raising the selling price of home to cover closing cost before accepting buyer offer.? |
| we are selling our home privately and came to a verbal agreement with a neighbor of a price of $350,000 and buyer pays all closing cost. when the buyer submitted a written offer they offered $350,000... |
|
 I broke my lease at my rental property and the following are the charges that I am on the line for: fair? |
Lease broken Aug 20
$1000 lease break fee--OK fair enough
$895 - rent for the month of Sept. If I am being charges for this, should I not still have access the the apartment ... |
|
 My landlord has moved new renters in while I still have term left on my lease? |
| We bought a new house mid-August and promptly moved in. The house I was renting before, the lease terminates on September 30, 2008. I met with the landlord who said he would not give me my last ... |
|
 Please tell me if this is a scam!!? |
| This is really bothering me now. I am selling a new house in Florida and it was listed on the internet. I got an email from a guy in the UK saying he wants to buy my house and wants me to follow his ... |
|
 I rented a house 7 monhts ago and know my landlord has sold the property.? |
| I have found a new rental and do not want to lose it but my landlord is holding me to the rest of my lease in case the deal falls through. But I am ready to go now. The house is in better condition ... |
|
 Social Security and low income housing help please? |
I am from the USA and I am currently on Social Security and so is my boyfriend we want to move to Chelmsford England
I don't know where to get info on stuff like applying for SSI and SSDI ... |
|
 Can i really be made homeless? |
| i have split from my partner and she left are housing trust property with our son, she now wants me out asap and is threating me with police to get me thrown out, her name is on the tenancy but my ... |
|
 How can I add my spouse to the deed on my house? |
| I bought my home before my wife and I were married. The problem is, her name is not on the deed or mortgage, and I would hate to think how the state of Texas would complicate things for her if ... |
|
 After college i plan to move some place warm but i don't know where? |
| i wanna live in california or flordia but i don't want to deal with hurricanes and forest fires. any suggestions???? and it has to be warm 24/7 365... |
|
 What is the requirement for $400k home loan? |
| What is the minimum requirement to get a loan for $400,000 or any loan. I want to make sure what exact criteria that need to qualify. How long you have to work in the same company or multiple company ... |
|
 Is it OK to call and ask on the status of an apartment application? |
| My boyfriend and Iare trying to rent an apartment. I turned in the application & fee late Tuesday(9/19) afternoon and it is now Thursday(9/21) afternoon and I have not recieved a phone call yet ... |
|
 Falling house prices - should we sell sell sell?!? |
| We keep hearing warnings of falling house prices, at first it was the odd comment now it seems pretty certain that house prices are finally going to crash in the UK next year, here in Wales they ... |
|
 I think I was scammed into signing a bogus real estate contract - Help!? |
| Yesterday a guy showed up to look at my "For Sale By Owner" and instantly told me he was very interested and wanted to buy it. He put a real estate contract in front of me with a full ... |
|
 Do I have to wait to refinance on a new home? |
| I financed with my builder and they out and out told me that they WOULD sell my mortgage, do I have to wait any amount of time to try to refinance? I've made two months worth of payments and ... |
|
 How to check if house has insurance? |
| I have a leasehold on a flat in a block owned by landlord who has freehold. He will not give us the buildings insurance details to make a claim and I am beginning to suspect there is no insurance. A... |
|
 Is 7.4% APR a fair rate for $80,000 home loan with no money down? |
| My credit score is 725 and I am a first time home buyer. I went to a local bank and was wondering if I could do better than 7.4%. Thanks.... |
|
|  |
ME | Do you have credit checks when renting a house? |
im renting with my boyfriend (he will be responsible for paying rent) i have a bad credit rating and worried it will affect us being aable to rent this house! Would it be ok if I had a guarantor with a good rating? |
 |
 
Paul H
 |
I have just rented a house in the same situation. I simply left my gf off the agreement. |
|
DAVID W
|
Yes. I am a landlord and would always do a credit check as need to ensure that the rent is paid. A bad credit record suggests you have not paid someone in the past so why should any landlord take a chance? What would happen if your boyfriend does a runner or you fall out? Could you pay the rent then? Any tenancy agreement is 6 months for starters. Can he pay the full 6 months plus damage deposit up front? This will put you in a better light and get you started (and get a better credit record).
A guarantor with a good credit history would help a lot but he/she must realise that the landlord will come after him for any unpaid rent and costs to repair damage done.
Good luck in finding somewhere/ |
|
Fox Hunter
|
If you rent through an agency then yes you will be checked for credit. |
|
annie belle
|
best way is to rent in your fellas name. get your credit rating up then go on the rent book. |
|
Lily & Stu Too
 |
Yep, you sure will get credit checked. If your boyfriend will be paying the rent, why not rent the house under his name only? However, if you want to rent jointlhy, and you 'fail' the credit checks, you can have your boyfriend (or someone else) act as a guarantor. I did the exact same thing when I rented ages ago.
It's not just the credit score that the agency will look at though, they will also look at your previous 3 months bank statements...if you do get a bad credit score, but they can see that your outgoings are less than your incomings and that you are 'good' to pay the rent then they will take that into consideration too. However, they will be looking for your ability to pay the WHOLE amount of the monthly rent and not just half of it. This is in case one of you defaults on the rent, they need to be sure that the other tenant has the means to pay it all.
Hope this helps. |
|
Christian93
|
Yes, but the credit reporting agency is only allowed to give past addresses and personal info of that nature. They don't get to see the actual credit report with your accounts (or they are not supposed to anyway).
There are many landlords that don't do credit checks. |
|
Midwest guy
 |
As owner of rental property company, you and your boyfriend would be required to have credit checks as well as eviction checks and a criminal background check. We are very strict with who we rent to, although we do give a break if the credit score is not good. We look in detail to see why you got where you are with your credit history. If you had a guarantor, that person would need all the above checks as well. I don't want a drug dealer paying your rent. Our policy is we rent to no one who has a drug or sexual conviction..... PERIOD! |
|
thebigtombs
|
Some letting agents do credit checks as they want to be sure they will get their rent. You may need a guarantor just to satisfy the credit scoring criterion. |
|
davidjamesraine
|
no they dont check your credit rating all they check is how much your earning |
|
karina
|
it shouldnt matter what credit rating you have its up to your boyfriend but not all do credit checks any way so i think you will be ok good luck to your new home were ever it may be |
|
jules
|
yes they do check your credit rating, they did ours. |
|
MADMARY
|
Really depends on the company you rent through. If you rent privately ( say through an add in the papaer) they only usually ask for job references etc., but a rental agency will do a credit check |
|
K Z G
|
Yes, you will have to get a credit check. We checked credit for people renting our house. But, it is not so much your credit score they are looking at, but your eviction history, if any. If your bf is responsible for the rent and he has better credit, you may want to tell them that he is the one paying rent and you're just living there. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 30 minutes(s) ago
| | | |
13 | 1 hour(s) ago
| | | |
13 | 4 hour(s) ago
| | | |
13 | 9 hour(s) ago
| | | |
13 | 2 day(s) ago
| | | |
14 | 1 week(s) ago
| | | |
14 | 1 month(s) ago
| | | |
13 | 3 month(s) ago
| | | |
13 | 5 month(s) ago
| | | |
13 | 10 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
