Buying your home outright? |
| Having enough money to buy a house without mortgage...is it better to do just so?..or would it still be better getting a loan?... |
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How much does a lot cost? |
| A lot that is 200'x200'x200'x200'... |
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Is it okay to go through life without friends? |
| I am not good at making friends or keeping friends. I call myself the loner. I really don't think I need friends. Is that okay?... |
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My boyfriend is thinking about taking out a mortgage......? |
| I am personally in the middle of a bankruptcy, so I know I would not be able to get on the mortgage. However, I am going to help pay for it because we know we will be spending our lives together. Is ... |
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When searching for flats, what does PCM next the the price mean? ex. £5,416 (pcm)? |
| I'm using online agencies to find an apartment in London, and some use the p/wk price, while others are listing "PCM." What did this mean?... |
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Our tenant just informed us that he is moving out a month before his lease is up...? |
| and he wants to know if he will be getting his security deposit back? My husband wants to tell him "no" because we're going to be out a months rent! What do you think?... |
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I have a noisy neighbor who won't quiet down, what can I do? |
| I have a upstairs neighrbor who at night. usally 12am - 3am, makes so much noise i can't sleep. I've lived in m rental unit for two years, she just moved in two months ago. I've ... |
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I have no kids and barely enough money to pay rent, bills etc, where can i get help? |
| I live in Delaware. I have no kids and I am not disabled. The job that I have is basically minimuim wage, i have been working it for 7 yrs. By the time I pay my rent, utilities,gas,insurance I have ... |
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My neighbor's smoking is killing me!!!! Manager do nothing!!!? |
I live in an apartment building;This week a new neighbor moved next door.
Someone in there smokes. A LOT.
Smoke makes me sick (I am allergic to it) and I am feeling every time ... |
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Where 2 get $2500 immediately for rent? |
| today i got an letter 4 redempition for an apartment ...n the bill is 2500 thats need 2 be payed by the 5th of december...or we will be evicted....n i hve bad credit..n i need the money cause we have ... |
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Food costs a month? |
| I've never lived on my own but this summer me and my bf are gunna rent a studio apartment in cali and I was just wondering how much peope would think food costs would be monthly for two people ... |
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How much rent do you pay? |
| I pay $900 a month for a one bedroom apartment in California. It's not even that nice, the kitchen is really old and there is no diswasher or washer/dryer. I would like to move but it is ... |
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Should we allow more houses to be built in the u.k? |
it would solve most of our problems. e.g. high house prices
it will help lots of young people but it will impovish many baby boomers.... |
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Evict or not? |
| I have a tenant who is suppose to have 3 people in her 1 bedroom apartment. Come to find out she has 7-8 people. I pay water, sewerage, garbage. I sent her a letter explaining to her that she is ... |
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How can you rent a home or apt w/ bad or no credit? |
| I don't have any real credit history. I got a denial letter from a credit card place that said, "Lack of credit history" and "lack of revolving accounts". How can I rent a ... |
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Can my roommate prevent me from having overnight guests? |
| I live in a two-bedroom apartment with one roommate. As my boyfriend and I are in a long-distance relationship, the only way we see each other is to spend weekends together. We would like to ... |
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What is 7% of $150,000.? |
| We are thinking of selling our home, my husband isn't home right now, and I am horrible at math. I was just looking over the contract and it says the company gets 7%. Is that pretty good? T... |
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emma b | Do you think 21 is too young for a single woman to buy a house? |
of course, she IS earning enough to borrow the money and make the repayments Additional Details boyfriend thinks she will not be able to cope with the committment and the bills however |
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deadkelly_1
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Honey ... if you can afford it ... do it ... never too early to start securing your future .... Good Luck :) |
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hallowlulu
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I don't think 21 is too young, if she's mature and financially set. |
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Buttsmear
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No...I was about the same age... |
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Femmegirl
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Nooo go for it! |
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ROLAND M
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Buying a house is a good investment in the long term. We all need somewhere to live and starting early in the property market is a good thing.
You have to weigh up all of the costs and of course you could always rent a room out to a friend to help with that. |
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villager
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Hi...not at all....any plans to change the status...single? to double ..let me know...Happy marriage.. |
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goldlust74
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no |
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Newgran
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No if you can afford it go for it, youv'e got to start sometime |
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sarahlee
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Hell no, my boyfriend and I are 27 and are stuck in the renting trap. We can't afford to save up for a house as we have to pay the rent and bills etc. If you can afford it and you're secure in your job then go for it. If you find you're struggling then you could always get a lodger and if your relatonship develops with your boyfriend then you could get him to move in and pay half of everything!!!! Good luck. |
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Norm
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I don`t, go for it |
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pinkdragon
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I think its agood time to buy a house if she earns enough money and knows shes gonna work for along time then why not at least by the time shes in her 40 or less she will have paid in full for it and no more worrys.At least shell have a roof over her head which alot of people havent got at her age.Its also a good investment and shes on the property ladder especially with the price of houses goin up she should jump at the chance now.Myself and my husband bought our council house 4 yrs ago and its the best thing we have ever done.Good luck!! |
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kosum
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Go for it, in 10 years it will more than pay for it's value. She can then move on to bigger things. A great investment. Good luck to her. |
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Dickie
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got my first house 20 years ago when i was 22, it was great, BUT i watched all my mates going on holiday, going away for boozy week ends, could not afford to do it, its a big step in life, if your prepared to miss out on a few things do it........its an easy way to make bundles of dosh |
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gemma_callow
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no def not if you can afford it then do it!
i was 22 when i bought my first place it gets you on the property ladder as soon as possible |
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champagne
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no i dont think it is,i bought my first home at 18,as long as shes mature enough to take on the responsibility.she will be fine |
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geoaxis
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It depends on what you want to do with your house.
If you buy the house and are able to rent it , and live in an apartment , you will save some money and it will be easy to pay back. In the end you also get the house. It's also safe to invest into real estate if you are afraid that you will spend all your money on meaningless things if you have it lying around.
I think what you need to focus is to save money , you can do so by investing it into a house , or some other thing , don't buy it because you like the idea of owning a house. |
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ga_rei_guy
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Age is really never the issue when purchasing a house. Your life situation is more critical. If you think you are going to go off to college in the next 6 months, probably not a great idea to buy and then either have to sell/rent. (Although being a landlord is a great thing if you are up for it)
But if your situation is such that you know you are going to be around for at least a couple of years, then purchasing a home is one of the best investments that you will ever make.
Consider the tax savings alone in that you will be able to write off the interest.
More importantly, you are now excercising control over your life and how you live. As a bonus, you also are not subject to the whims of the landlord who might raise your rent.
The only caution that I would advise is this:
* Don't get an "adjustable rate" mortgage. These can go up at any time and then you may find yourself coming to a real estate investor like me to take this house off of your hands.
* Don't buy a house that is streching you to a point financially that you don't have anything left at the end of the month. After all, you want to enjoy the house, not have the house enjoy you.
Of course, to offset some of those costs, you may entertain roommates and over time, you won't pay any rent :)
Hope that helps |
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www.verytruehonesty.ws
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No way! I think it's a great age! It shows a sign of maturity and if that person is ready, then go for it! I'll be 21 on the 9th of Dec. and I wish I were in that position! P.S. Is there any way you can message me on how that person is earning enough to borrow the money and make repayments so that I may one day be in her shoes? Thanks! :-) |
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valducci53
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If she is settled into a good job/career then why shouldn't she make a good investment? She should however do some research about the responsibilities of being a homeowner ie; upkeep and maintenance of house and property, regular bills, unexpected expenses, etc. Maybe the boyfriend is commitment shy and is worried that he will be expected to take on the burden of being a homeowner when he is not ready to do so. |
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